Psychotherapists Insurance

Our tailored liability cover for psychotherapists defends you against claims made against you through your work.

  • Discounts available for members of a variety of professional bodies
  • Legal expenses included as standard
  • Worldwide cover including internet calls (if you are UK-based)

Get a psychotherapists insurance quote online in under 5 minutes

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Want to discuss your cover? Give our team a call

0330 123 5810
0330 123 5810

Mon-Fri 8.30am - 5.30pm
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Our psychotherapist insurance policy includes the following features:

Compensation claims covered

Your policy provides cover for compensation and legal defence costs in the event of claims for professional negligence, breach of confidentiality and injury to clients or members of the public. Knowing that this can be covered by your insurance will give you greater peace of mind.

Free legal helpline

As well as covering successful compensation claims against you, our policies can also cover you for the defence costs of an unsuccessful claim, including loss of earnings. If you suspect a claim is being raised against you, we’ve teamed up with a 24-hour helpline service which can provide instant impartial advice.

Worldwide cover including telephone and internet calls

Our psychotherapist insurance policies cover you to work anywhere in the world and also include cover for work which occurs over the telephone or on internet calls with services such as Skype. We can arrange cover for you for a variety of different work styles.

Comprehensive psychotherapist liability insurance

Professional indemnity forms a vital part of our liability package, which also includes public liability, products liability and libel and slander cover. With our package, you can be sure that your business is covered against a multitude of legal-related risks.

Psychotherapists Insurance Claims

Our claims team are on hand to help you if something goes wrong and you need advice. It’s important you contact us in the first instance and we will contact the insurer on your behalf and arrange solicitors where necessary. If a situation arises that might lead to a claim you should contact us immediately on the number listed below. We’ll need any correspondence relating to the claim or potential claim and we advise you not to speak with the claimant or their representatives to avoid prejudicing the outcome.

We’ll need any correspondence relating to the claim or potential claim and we advise you not to speak with the claimant or their representatives to avoid prejudicing the outcome.

We are happy to discuss circumstances with you even if they do not lead to a claim so please do call us if you are concerned about a situation. This will not prejudice your claim but we will be able to advise you on the best course of action.

Need to make a claim?

Our in-house psychotherapists insurance claims handlers are available Monday to Friday between 9am and 5pm to support you. Furthermore, if you have a more urgent concern, we offer a 24-hour helpline.

Call us on:

0330 123 5921

Or email us with:

  • Your policy number
  • A contact number
  • Details of your claim
  • Relevant photos

Psychotherapists Insurance Articles & Guides

Ensure you get the most value out of your psychotherapists insurance by reading our tips and advice.


insurance guide

A Simple Guide to Liability Insurance

There are three main types of liability insurance. Each has a slightly different focus and will protect your business from different, potentially costly, scenarios. If you've ever asked yourself "What is liability insurance?" Then look no further - our guide explains what these different covers offer.

Intellectual Property 300


Professional Indemnity Insurance Explained

Professional Indemnity insurance (PI) AKA Professional Liability Insurance (PLI) or Errors and Omissions (E&O) is required by many and understood by few. This guide will explain what professional indemnity insurance is and how and when it might apply to you or your business.

Professional Liability A Simple Guide


Professional Liability - A Simple Guide

Whether you're a designer, business consultant or some other professional working as a sole trader or running a business, it's important to consider what cover you require should anything happen whilst at work.

Psychotherapists Insurance FAQs

How do I know how much cover I need as a psychotherapist?

For their own liability reasons, insurance companies are unlikely to advise you exactly on how much cover you need. It is your responsibility to take out sufficient cover, although our advisers can explain your options over the phone and how you might want to calculate this cost. Otherwise, many industry organisations or professional bodies will likely be able to offer your some advice.

I only work as a psychotherapist at home, do I still need professional indemnity insurance?

Yes. Professionals who send out products, offer advice of some kind, or provide some services from their own home can still cause harm for which they may be liable. For this reason it’s important you don’t make an assumption that you can’t do any damage when tucked away in your own home, and speak with an adviser about your risks.

What happens if I retire or cease trading?

When you stop trading or retire as a psychotherapist we recommend you maintain a policy called ‘run off’ cover. This means claims raised against you for an event that happened while you were still a psychotherapist are covered (a claim can be raised at any time up to three years after the incident). When you are ready we can arrange cover for you for this.

Do I receive a discount as a member of a professional association?

Many of our psychotherapist customers can get a discount on their insurance simply by being a member of a professional association or industry body. This means you can get specific cover with great discounts! Speak to one of our advisers to find out how much you can save.

Can I pay in instalments?

If you would prefer to spread the cost of your policy, you can set up a direct debit to pay your premium in equal monthly instalments through our preferred provider, Premium Credit Limited (PCL).

See how PCL work with Towergate by reading our Regulatory Information.

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