Self-Drive Hire Insurance

As experts in specialist vehicle insurance we offer a choice of policies specifically designed to meet your needs.

From storing or displaying your vehicles to delivery, collection and of course customer usage, we can offer annual self-drive hire insurance.  We can cover your fleet of cars, minibuses and vans, including short and medium tailbases, transits, fridge, panel and tail lifts.

0344 346 3275
0344 346 3275 Weekdays 8:30am - 6pm
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Self-drive hire insurance features

Our annual self-drive hire insurance is designed for when you need more consistent cover. With traditional monthly payment options available we can help you spread the load of your premiums.

The key features are as standard whichever policy you take:

  • Full on and off hire cover available including collections and delivery

  • Contingency cover available for those customers who insure your vehicle themselves

  • Conversion cover to protect you against theft of your vehicle by your customer

  • European cover available for foreign trips

  • A dedicated claims liaison executive who will work closely with you to manage your risks and any on-going claims

  • Free webcam per location

  • Forward facing accident recording cameras

  • Bespoke accident packs for each vehicle to tell your customer what to do in the event of a claim

  • A policy designed from experience - our team are associate members of the British Vehicle Rental and Leasing Association (BVRLA)

Prefer to spread the cost of your policy?

Paying by direct debit is an affordable and convenient way to pay for your policy. Through our preferred provider, Premium Credit Limited (PCL)*, you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments.

To find out more about PCL and direct debit payments, select Direct Debit.

*To understand more about how PCL work together with Towergate, please read our Regulatory Information.


Self-drive hire insurance exclusions

  • Restricted cover may apply, subject to prior notification

  • Restrictions may apply on non UK hires

  • Quotation subject to a satisfactory credit check

  • We cannot provide cover for new ventures or any business operating in the self-drive hire sector for less than 3 years

  • The business must be run from a commercial premises

These are just some of the key exclusions/limitations, full details will be found in policy wordings.


Self-drive hire insurance FAQs

Which insurers do you use?

We work with A-rated insurers and our preferred status among the majority of the market means we can help you access preferential rates.

Can you insure new businesses?

We welcome the opportunity to meet new clients and are sympathetic to new business ventures as well as offering immediate cover for those who need it. We do however require that any new business meet these criteria:

  • Must have at least 3 years business experience in the self-drive hire industry, including at the front rental desk

  • Your business must be run from commercial premises

  • Subject to a satisfactory credit check.

Please speak to our advisors if you have any questions


Self-drive hire insurance claims promise

At Towergate we believe in being proactive when it comes to your claims management. We get your insurer involved as soon as possible to reduce the time it takes until settlement, ensuring you are back on the road as quickly as possible and keeping claims costs down. In fact, the first two days following an incident are critical in the handling of your claim.

Your self-drive hire insurance claim

It is important to report all incidents to your insurers, including cases where there is little or no damage to your vehicle. This will help your insurance company to defend you against claims made by a third party. While all incidents should be reported directly to your insurer, our in house team are always on hand should you need additional support or if you have concerns about the claims process. 

To report an incident at any time, day or night, please call your insurer directly using the telephone number shown on your claims card. Your claims card should be kept in your vehicle at all times so you are able to report incidents as quickly as possible.

Your insurer will correspond with you directly with the progress of your claim and they will keep us updated at all times.

0344 346 3275
0344 346 3275 Weekdays 8:30am - 6pm
Get a quote Request a callback
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