Our carpet cleaning insurance includes public liability in the event of bodily injury or third party’s property damage while carrying out activities on customers' premises. This protects you and your business should a member of the public hold you responsible for negligence. This excludes damage to actual property being worked upon.
Enhanced cover to include accidental damage to the carpets themselves whilst you are working on them is also available. Please contact our team on 0344 892 1664 or firstname.lastname@example.org, who can arrange this for you.
You can also add multiple trades or professions to your policy.
Cover limits available include £1m, £2m, £5m or £10m, to suit your specific requirements.
Carpet cleaning insurance includes protection for legal defence costs, including any compensation you are required to pay.
You can choose to spread your payment into 10 monthly instalments. Please read our dedicated page on Direct Debit.
Our carpet cleaners insurance includes public liability cover.
We can provide cover for permanent and self-employed cleaners. It is important that you declare how your workforce are employed as this will impact how risks are calculated.
We can help arrange a tailored carpet cleaning insurance policy to suit your specific requirements. Our advisors will be happy to help find you the most suitable cover for your carpet cleaning business, including liability limits and any equipment protection you may need.
If you are seeking damage to carpets being worked up on
Typically, our clients request cover from between £1-10 million for any one event, but higher limits are available if needed. We suggest minimum levels of at least £2 million to cope with potential major personal injury claims that can arise. Consider the locations, values and types of property where you work and also contracts for any insurance conditions. If you’re unsure how much cover you need, speak to one of our expert advisers about your carpet cleaning business and they’ll be able to help you get the right cover.
Our policies are suitable for UK-based cleaning businesses who work on both domestic and commercial properties. We do not cover public liability and employers liability sections arising out of work undertaken in hospitals.
Yes, all types of employee can be covered for the same risks.
Yes, cover can be tailored to your needs. We can offer cleaners and cleaning insurance policies for domestic properties only; domestic properties plus shops and offices; and domestic and commercial properties with additional cover for hazardous locations added on to suit your requirements.
Yes it can. We can extend cover to include products liability for goods supplied and if you have a warehouse/ trade counter then we can cover the stock and your general contents for accidental damage, flood and other perils. Goods in transit to cover loss or damage whilst to transit is another option. Ask us for details.
We have provided a summary of the key features of the policy above. For details of the terms and conditions applicable, please refer to the insurance product information document and policy wording, which are available during the quotation process.
When you need to make a claim, we’ll guide you through the process and get your claim settled as quickly as possible.
and make sure you have all your information at hand, including your policy number
on 0344 892 1384 and explain exactly what happened
to help us understand what happened as quickly as we can
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