Window Cleaning Insurance

Clear insurance policies to safeguard your window cleaning business, whether you are working on commercial or residential properties, we offer liability cover for self-employed and small businesses to keep both you and the public protected.

0344 892 1664

Mon-Thu 8.30am-5.30pm, Fri 8.30am-5pm

Email us for a call back

About Window Cleaning Insurance

Building

Window cleaning insurance for heights

Specialist cover for working on high ladders and whilst abseiling or using cradles

Van

Window cleaning kit covered

Cover available for a range of equipment can be added to our window cleaners insurance, including whilst in transit

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Expert claims service

Dedicated claim handlers to give you peace of mind

Direct Debit

Pay for window cleaners insurance by Direct Debit

You can choose to split your payment into 10 monthly instalments

Features of Window Cleaning Insurance

Standard cover

Protection for specialist window cleaners equipment

Our window cleaning insurance can cover a range of specialist equipment and machinery so that you can rest assured the essential tools of your trade are protected should loss or damage occur. Your policy can be extended to include accidental, malicious damage and theft. Just make sure you inform your adviser of all your kit when you take out the policy.

Public liability insurance for window cleaners

As a window cleaner it is likely that you spend a lot of time working in public places. We can offer liability packages to cover you for claims made against you by the public or clients for accidental personal injury or damage to property, so you can feel confident that you are protected.

Employers' liability for window cleaners

If you have employees, it is a legal requirement that you have employers' liability insurance. We are able to offer this cover as part of your policy if it is required, otherwise you can add this cover at a later date as your window cleaning business grows and you employ staff.

Tailored window cleaning insurance

Your policy can be built to suit your needs, with different levels of liability and equipment protection to suit your business. Just speak to your adviser to build the most suitable cover for you.

Window Cleaning Insurance FAQs

Question

Are labour-only window cleaning subcontractors covered in the same way that direct PAYE staff are under the employer's liability policy?

Answer

Yes, we can cover labour only sub-contractors, as well as PAYE staff for the same risks under your EL(Employers’ Liability) cover. it is very important to declare how your workforce are employed as this will affect how your risks are calculated affect how your risks are calculated.

Question

Can you provide cover for both commercial and domestic work?

Answer

Yes. We can offer insurance for window cleaning which takes place at private homes as well as at commercial properties such as blocks of flats, offices, shops, hotels, restaurants, garden centres, schools, hospitals and much more.

Question

Sometimes I work from the group using a pole system, other times I use a ladder. Can you cover me for both?

Answer

Yes, this is fine. Just inform your adviser when going through your quote as we are able to cover both. Additionally, tell us of the height you work up to, and how this is accessed to ensure we can advise you on the necessary cover. Work at height increases the potential risks and may carry restrictions. Speak to a specialist adviser to find out more.

Question

I only use a pole system for my window cleaning, can you cover me?

Answer

Yes, we can provide quotes for window cleaners solely using water-fed pole cleaning systems. It’s lower risk than using ladders and can sometimes result in lower premiums so it is definitely worth mentioning to your adviser. It’s also worth covering your window cleaning equipment including whilst it’s in transit in between jobs. 

Question

If I were to crack or damage a window whilst cleaning it, would I be covered?

Answer

No this would not be covered as damage to items being worked upon is a common exclusion throughout these policies. However, should the shards of glass fall and cause injury to passers by then this would be covered under the public liability insurance, subject to negligence on your part.

Question

Can you provide cover for my van?

Answer

Vehicle insurance is not included as part of this policy. However, we do have a separate van insurance policy which can protect your vehicle.

Question

Can I pay for my window cleaning insurance in instalments?

Answer

To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months. Please visit our dedicated Direct Debit page to find out more.

Question

Where can I find more information about monthly Direct Debit?

Answer

If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.

Question

Are there any exclusions?

Answer

We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to your insurance product information document and policy wording, which are available during the quotation process.

How do I make a claim?

When you need to make a claim, we’ll guide you through the process and get your claim settled as quickly as possible.

1.

Find your insurance documents

and make sure you have all your information at hand, including your policy number

2.

Call the claims team

on 0344 892 1384 and explain exactly what happened

3.

Provide photos if requested

to help us understand what happened as quickly as we can

Relaxed Person Making Claim