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Dry Cleaners Insurance

Flexible cover for dry cleaners, designed to protect stock, contents, customers, business and staff, with public and product liability cover included as standard.

  • Goods in trust cover
  • Get covered and your documents on the same day
  • Access your quotes, policies and renewals in your online account
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Why choose dry cleaners insurance with Towergate?

Document

Dry cleaning goods in trust cover

Cover for your customers' items whilst being dry cleaned.

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Specified contents cover for dry cleaners

We can insure your shelves, racking, till systems, stock and more within your dry cleaners contents insurance.

Building

Dry cleaning shop stock cover

Cover for clothing and other stock in your premises.

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Pay your dry cleaning insurance by Direct Debit

Choose to spread your payment into 10 monthly Direct Debit instalments.

About dry cleaners insurance

Liability

Public liability cover for dry cleaners

Our dry cleaners insurance covers includes public liability insurance so you are covered if you accidentally damage clothing or if someone is injured at your premises or because of work you have carried out.

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Dry cleaning business interruption cover

Our business interruption cover protects your fixed costs should you be forced to close your premises temporarily while it is being repaired, for example due to a burglary or a flood. This covers you for the loss of gross profit due to this unavoidable reduction in your trading.

Money

Employers' liability cover up to £10 million

We can cover employees at your dry cleaners as part of our insurance. Just be sure to inform your adviser of any changes to your staffing levels.

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Flexible dry cleaners insurance

Your dry cleaning insurance policy can be tailored to your needs. We can help you choose the best cover for your business, including liability limits to suit you, cover for seasonal increases in stock or cover for stock in transit.

When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.

  • Find your insurance documents and make sure you have all your information at hand, including your policy number.
  • Call the claims team on 0344 892 1384 and explain exactly what happened.
  • Provide photos if requested to help us understand what happened as quickly as we can.
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Ready to get covered?

  • Fill in our online quote form or call us
  • Select your insurer and price
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Dry cleaners insurance FAQs

Yes, we can provide cover for permanent and self-employed cleaners. It is important that you declare how your workforce are employed as this will impact how risks are calculated.

Yes it can. We can extend cover to include products liability for goods supplied and if you have a warehouse/ trade counter then we can cover the stock and your general contents for accidental damage, flood and other perils. Goods in transit to cover loss or damage whilst to transit is another option. Ask us for details.

To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months. Please visit our dedicated Direct Debit page to find out more.

If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.

Dry cleaners insurance articles

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A public liability insurance certificate which offers a summary of your policy is a great way to show you’re covered and put your clients’ minds at ease.

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Making Tax Digital for Businesses

Making Tax Digital (MTD) will affect all businesses and is a key element of the government’s plans to make it easier for businesses and individuals.

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