About Dry Cleaners Insurance


Dry cleaning goods in trust cover

Cover for your customers' items whilst being dry cleaned.


Specified contents cover for dry cleaners

We can insure your shelves, racking, till systems, stock and more within your dry cleaners contents insurance.


Dry cleaning shop stock cover

Cover for clothing and other stock in your premises.

Direct Debit

Pay your dry cleaners insurance by instalments

You can choose to split your payment into 10 monthly instalments. Please read our dedicated page on Direct Debit.

Features of Dry Cleaners Insurance

Standard cover

Public liability cover for dry cleaners

Our dry cleaners insurance covers includes public liability insurance so you are covered if you accidentally damage clothing or if someone is injured at your premises or because of work you have carried out.

Dry cleaning business interruption cover

Our business interruption cover protects your fixed costs should you be forced to close your premises temporarily while it is being repaired, for example due to a burglary or a flood. This covers you for the loss of gross profit due to this unavoidable reduction in your trading.

Employers' liability cover up to £10 million

We can cover employees at your dry cleaners as part of our insurance. Just be sure to inform your adviser of any changes to your staffing levels.

Flexible dry cleaners insurance

Your dry cleaning insurance policy can be tailored to your needs. We can help you choose the best cover for your business, including liability limits to suit you, cover for seasonal increases in stock or cover for stock in transit.

Dry Cleaners Insurance FAQs


Can you provide employers' liability?


Yes, we can provide cover for permanent and self-employed cleaners. It is important that you declare how your workforce are employed as this will impact how risks are calculated.


I sell a small amount of cleaning products. I do not make or re-brand these, I just sell them. Can this be included in the cover?


Yes it can. We can extend cover to include products liability for goods supplied and if you have a warehouse/ trade counter then we can cover the stock and your general contents for accidental damage, flood and other perils. Goods in transit to cover loss or damage whilst to transit is another option. Ask us for details.


Can I pay in instalments?


To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months. Please visit our dedicated Direct Debit page to find out more.


Where can I find more information about monthly Direct Debit?


If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.

How do I make a claim?

When you need to make a claim, we’ll guide you through the process and get your claim settled as quickly as possible.


Find your insurance documents

and make sure you have all your information at hand, including your policy number


Call the claims team

on 0344 892 1384 and explain exactly what happened


Provide photos if requested

to help us understand what happened as quickly as we can

Relaxed Person Making Claim