Safeguard the future of your income
Get cover that is relevant to your needs
Income protection insurance that pays out when you need it to
Split your income protection insurance payments into monthly instalments
If you’re unable to work because of illness, the policy pays out a proportion of your monthly income, offering peace of mind and security against lost earnings until you were able to work again.
If you are under 60 and are self-employed, with no sick pay to fall back on - meaning if you don’t work, you don’t get paid - income protection insurance can cover your lost earnings until you can work again.
Usay Compare are a market leading comparison service and, like Towergate, are part of The Ardonagh Group. Their team of experts will take out the hard work of finding a suitable income protection policy by supplying the best and most cost-effective quotes for you and your specific needs.
Usay Compare's expert advisers can both advise you on the best income protection insurance policy for you, and search the market for the best price.
This policy pays a tax free weekly or monthly lump sum while you are off work for any health-related reason.
It covers up to 70% of your monthly income, helping pay your ongoing bills. There are different levels of cover you can chose to suit your financial needs and budget.
This depends on your circumstances:
Note that the shorter the deferral period, the larger your premium will be.
We have provided a summary of the key features of the policy above. For details of the terms and conditions applicable, please refer to the insurance product information document and policy wording, which are available during the quotation process.
Most policies do exclude drug and alcohol misuse and self-inflicted injuries.
Each year one million workers find themselves unable to work (ABI).
If you are of working age, have monthly outgoings and don’t have indefinite sick pay from your employer – or enough savings to keep you going indefinitely – you should consider this policy.
and make sure you have all your information at hand, including your policy number
on the claims number in your policy document and explain exactly what happened
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