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Bar Insurance

Specialist insurance for sports bars, wine bars, cocktail bars and many other licensed venues

  • As one of the UK’s leading brokers of licensed trade insurance, we have access to a wide range of bar insurance policies.
  • Flexible and tailored business solutions and specialised cover specific to your industry.
  • Get annual or ‘one off’ liability insurance for events, entertainment and performers.

Start your bar insurance quote online by sending us some details:

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Got a special request? Call our team to see what they can do for you.

01493 845 305
01493 845 305

Weekdays 9am - 5pm
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What does bar insurance cover?

The types of bars we cover

Between licensed club houses, music venues, wine bars, sports bars, late night premises, taverns and cocktail bars, no two venues are ever the same. That’s why we take a tailored approach to your bar insurance; first understanding your business, and then providing cover specific to your risks.

Bar liability insurance

We can provide up £5 million public liability and £10 million employers liability insurance. Not to mention commercial property insurance for the building, business interruption to protect your income and many other business insurance features to keep your patrons, staff and business safe.

Entertainment insurance

If you require insurance for regular or one off performers, entertainment or events in your bar then look no further. It’s important to understand the type of entertainment you provide so we can offer the correct protection. And if you’re not partaking in 'high risk' activities, the insurer's premium should reflect this too.

Bar contents insurance

Contents insurance covers your fixtures and fittings, equipment and stock. In the case of a bar this means things like your bar stock, cellar stock, fixtures, fittings, glass, crockery and decoration. We can also cover against the leakage of beer and beverages from pumped containers, subsequent damage to contents and a range of other perils specific to your trade.

Bar Insurance Claims

As a specialist broker we have many years' experience working with bars and licensed trade venues as well as many other niche business industries.

So should you need to make a claim on your policy – or just want some expert advice – we’ll be there with you every step of the way. And, while you’ll go directly to your insurer to start the claims process, we’ll work with you both for a speedy resolution.

Need to make a claim?

Call us or email us with your policy number, a phone number to reach you on, details of your claim and photos, where possible and relevant.

01493 845305

Bar Insurance Articles & Guides

We've got loads of business. liability and pub insurance article and guides to read.

Pub Facts Did You Know


Pub Facts - Did You Know?

The great British pub has been the centre of our communities for centuries. As providers of specialist pub insurance and restaurant insurance we have come up with the following interesting facts.

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insurance guide

A Guide to Public Liability Insurance

Public liability insurance could be the most important cover you have. Not only does it pay out for claims that could otherwise topple a successful business but in many cases not having it would put customers and partners off using your services. Our simple guide looks at the main features and pitfalls.

10 Tips For Sole Traders


10 Tips for Sole Traders

Here are some top tips to keep your business running smoothly with our sole trader insurance.

Bar Insurance FAQs

What is bar insurance?

Bar insurance is a business insurance package which comprises your premises, stock, liability and profits protection in one policy. It is designed to account for the specific risks of the licensed trade industry.

Do I need bar insurance?

If you have employees, you are required by law to have at least employers’ liability insurance. In practice though no business would operate without most other business protection features in place because the potential risks of not having them are too great.

Can I pay in instalments?

To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months. Please visit our dedicated Direct Debit page to find out more.

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