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What does bar insurance cover?
Between licenced club houses, music venues, wine bars, sports bars, late night premises, taverns and cocktail bars, no two venues are ever the same. That’s why we take a tailored approach to your bar insurance; first understanding your business, and then providing cover specific to your risks.
We can provide up £5 million public liability and £10 million employers liability insurance. Not to mention commercial property insurance for the building, business interruption to protect your income and many other business insurance features to keep your patrons, staff and business safe.
If you require insurance for regular or one off performers, entertainment or events in your bar then look no further. It’s important to understand the type of entertainment you provide so we can offer the correct protection. And if you’re not partaking in 'high risk' activities, the insurer's premium should reflect this too.
Contents insurance covers your fixtures and fittings, equipment and stock. In the case of a bar this means things like your bar stock, cellar stock, fixtures, fittings, glass, crockery and decoration. We can also cover against the leakage of beer and beverages from pumped containers, subsequent damage to contents and a range of other perils specific to your trade.
As a specialist broker we have many years' experience working with bars and licensed trade venues as well as many other niche business industries.
So should you need to make a claim on your policy – or just want some expert advice – we’ll be there with you every step of the way. And, while you’ll go directly to your insurer to start the claims process, we’ll work with you both for a speedy resolution.
Call us or email us with your policy number, a phone number to reach you on, details of your claim and photos, where possible and relevant.
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Bar insurance is a business insurance package which comprises your premises, stock, liability and profits protection in one policy. It is designed to account for the specific risks of the licensed trade industry.
If you have employees, you are required by law to have at least employers’ liability insurance. In practice though no business would operate without most other business protection features in place because the potential risks of not having them are too great.
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