Hotel and Guest House Insurance

Flexible hotel and guesthouse insurance to suit you. Our business interruption insurance protects your income when storms or fire damage your property, causing you to close temporarily. Public liability can protect you for claims from suppliers, guests or members for alleged accidental injury, and food poisoning caused by you or your staff is included as standard under public and products liability.

0344 892 1664

Mon-Thu 8:30am-5.30pm, Fri 8:30am-5pm

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About Hotel and Guest House Insurance

Building

Loss of licence insurance for your hotel

We can offer loss of licence cover for your premises.

Care

Tailored hotel and guesthouse insurance

We can offer the cover you need to suit your specific business needs from a range of insurers and schemes.

Claim

Professional claim assistance

Expert advice to help you with claims you face.

Direct Debit

Pay for your hotel insurance by Direct Debit

You can split your payment into 10 equal monthly instalments.

Features of Hotel and Guest House Insurance

Standard cover

Public liability as standard for hotels and guesthouses

All our hotel and guesthouse insurance policies include public and products liability cover. You can rest easy knowing that your business is protected if guests accidentally suffer an injury, food poisoning or property damage as a result of your negligence.

Bespoke policies to suit your premises

When it comes to the hospitality industry, we know that every business is unique, so we work hard to ensure that our hotel and guesthouse insurance policy is designed specifically for your business.

Accidental damage cover for hotels and guesthouses

With accidental damage cover included in our hotel and guesthouse insurance, you can enjoy meeting your guests and making their stay as comfortable as possible without having to worry about anything being ruined by over-excited visitors.

Legal expenses insurance

Our hotel and guesthouse package insurance can include legal expenses. This can cover you to defend employment disputes plus you will have access to an emergency legal help line.

Hotel and Guest House Insurance FAQs

Question

Can you offer cover for hotels with leisure facilities?

Answer

Yes. Through our panel of carefully selected insurers we are able to offer cover for those larger properties offering leisure facilities.

Question

Can you offer subsidence cover and buildings insurance for my hotel or guesthouses?

Answer

Yes, we can offer both types of cover for the premises, whether it's your own home you are operating as a B&B or a hotel you lease.

Question

Is this cover suitable if I run a bed and breakfast?

Answer

We offer specialist cover for B&Bs which is ideal for short-stay guests in your home. Find more information for bed and breakfast insurance.

Question

Which insurers do you use as a broker?

Answer

We use a range of insurers including familiar names such as Aviva and specialist schemes including Commercial Express and Eaton Gate.

Question

Can I pay for my hotel and guest house insurance in instalments?

Answer

To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months. Please visit our dedicated Direct Debit page to find out more.

Question

Are there any exclusions?

Answer

We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to your insurance product information document and policy wording, which are available during the quotation process.

How do I make a claim?

When you need to make a claim, we’ll guide you through the process and get your claim settled as quickly as possible.

1.

Find your insurance documents

and make sure you have all your information at hand, including your policy number

2.

Call the claims team

on 0344 892 1384 and explain exactly what happened

3.

Provide photos if requested

to help us understand what happened as quickly as we can

Relaxed Person Making Claim