About Hotel and Guest House Insurance


Loss of licence insurance for your hotel

We can offer loss of licence cover for your premises.


Tailored hotel and guesthouse insurance

We can offer the cover you need to suit your specific business needs from a range of insurers and schemes.


Professional claim assistance

Expert advice to help you with claims you face.

Direct Debit

Pay for your hotel insurance by Direct Debit

You can split your payment into 10 equal monthly instalments.

Features of Hotel and Guest House Insurance

Standard cover

Public liability as standard for hotels and guesthouses

All our hotel and guesthouse insurance policies include public and products liability cover. You can rest easy knowing that your business is protected if guests accidentally suffer an injury, food poisoning or property damage as a result of your negligence.

Bespoke policies to suit your premises

When it comes to the hospitality industry, we know that every business is unique, so we work hard to ensure that our hotel and guesthouse insurance policy is designed specifically for your business.

Accidental damage cover for hotels and guesthouses

With accidental damage cover included in our hotel and guesthouse insurance, you can enjoy meeting your guests and making their stay as comfortable as possible without having to worry about anything being ruined by over-excited visitors.

Legal expenses insurance

Our hotel and guesthouse package insurance can include legal expenses. This can cover you to defend employment disputes plus you will have access to an emergency legal help line.

Hotel and Guest House Insurance FAQs


Can you offer cover for hotels with leisure facilities?


Yes. Through our panel of carefully selected insurers we are able to offer cover for those larger properties offering leisure facilities.


Can you offer subsidence cover and buildings insurance for my hotel or guesthouses?


Yes, we can offer both types of cover for the premises, whether it's your own home you are operating as a B&B or a hotel you lease.


Is this cover suitable if I run a bed and breakfast?


We offer specialist cover for B&Bs which is ideal for short-stay guests in your home. Find more information for bed and breakfast insurance.


Which insurers do you use as a broker?


We use a range of insurers including familiar names such as Aviva and specialist schemes including Commercial Express and Eaton Gate.


Can I pay for my hotel and guest house insurance in instalments?


To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months. Please visit our dedicated Direct Debit page to find out more.


Are there any exclusions?


We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to your insurance product information document and policy wording, which are available during the quotation process.

How do I make a claim?

When you need to make a claim, we’ll guide you through the process and get your claim settled as quickly as possible.


Find your insurance documents

and make sure you have all your information at hand, including your policy number


Call the claims team

on 0344 892 1384 and explain exactly what happened


Provide photos if requested

to help us understand what happened as quickly as we can

Relaxed Person Making Claim