Specialist insurance for sports bars, wine bars, cocktail bars, and many other licensed venues.
Call us on 01493 738 322 or get a quote online.
As one of the UK’s leading brokers of licensed trade insurance, we have access to a wide range of bar insurance policies.
Flexible and tailored business solutions and specialised cover specific to your industry.
Get annual or ‘one off’ liability insurance for events, entertainment and performers.
Choose to spread your payment into 10 monthly Direct Debit instalments.
Between licensed clubhouses, music venues, wine bars, sports bars, late-night premises, taverns and cocktail bars, no two venues are ever the same. That’s why we take a tailored approach to your bar insurance; first understanding your business, and then providing cover specific to your risks.
We can provide up £5 million public liability and £10 million employers’ liability insurance, as well as commercial property insurance for the building, business interruption to protect your income and many other business insurance features to keep your patrons, staff and business safe.
If you require insurance for regular or one-off performers, entertainment, or events in your bar, then look no further. It’s important to understand the type of entertainment you provide, so we can offer the correct protection. And, if you’re not partaking in 'high risk' activities, the insurer's premium should be lower too.
Contents insurance covers your fixtures and fittings, equipment and stock. In the case of a bar, this means things like your bar stock, cellar stock, fixtures, fittings, glass, crockery and decoration. We can also cover against the leakage of beer and beverages from pumped containers, subsequent damage to contents and a range of other perils specific to your trade.
When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.
Bar insurance is a business insurance package, which comprises your premises, stock, liability and profits protection in one policy. It is designed to protect the specific risks of the licensed trade industry.
If you have employees, you are required by law to have at least employers’ liability insurance. In practice though, no business would operate without most other business protection features in place, because the potential risks of not having them are too great.
Full terms and conditions are available on request from your Towergate advisor, and in your policy documents.
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