Social Club Insurance

Every social club has its own insurance needs that are as unique and varied as its members.

  • Cover for social clubs of all types
  • Tailored to your club’s key risks
  • UK based support

Call us on 0344 892 1664 or get a quote online.

A shield with a tick inside it on a big translucent blue circle
Older man smiling in a basket ball court with his arms around the shoulders of a young boy who is smiling holding a basket ball and looking at the man
If you need additional assistance arranging your insurance, find out how our teams can support

One of the UK's leading independent insurance brokers

Trusted brand icon

Overall service rating 4.6 / 5

Based on 4339 customer reviews

Feefo Logo

Why choose social club insurance with Towergate?


Flexible social club insurance

Our trusted panel of insurers will help find you a policy that suits your social club's needs.


Cover for social clubs of all types

We can arrange cover for snooker clubs, Working Men's clubs, and more.


Choose the cover options that work for you

Our friendly advisors can help you pick the key covers your social club requires.

Direct Debit

Pay for your social club cover by Direct Debit

You can choose to split your payment into 10 monthly instalments. Please read our dedicated page on Direct Debit.

About social club insurance


Buildings and contents insurance for your club's premises

We can arrange cover for damage or theft to the premises, as well as fixtures and fittings, stock, electrical equipment, money and any other contents.


Optional business interruption cover

Following damage to your premises, income may be affected, and therefore business interruption cover is highly recommended to ensure the club can continue to trade through and after the period affected.


Commercial buildings insurance with property owners liability cover

Property owners liability, public liability and employers liability insurance is essential to protect your social club against claims for injury by employees or members of the public. Employers liability insurance is a legal requirement, and our public liability cover will also insure member to member liability.


Choose additional cover options to protect your social club

Our specialist advisors will work closely with you to discuss and arrange appropriate additional covers, including trustee liability, directors/officers liability, legal expenses, cyber and “All Risks” for specified items away from the premises, for example cups and trophies.

When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.

  • Find your insurance documents and make sure you have all your information at hand, including your policy number.
  • Call the claims team on 0344 892 1384 and explain exactly what happened.
  • Provide photos if requested to help us understand what happened as quickly as we can.
Smiling women sitting on a rug on a parquet floor leaning on a sofa looking at her mobile

Ready to get covered?

  • Fill in our online quote form or call us
  • Purchase your policy
  • Relax - You're covered!
Get a Quote

Social club insurance FAQs

Yes, we can help to arrange cover for social clubs of all sizes.

Our advisors will be happy to find out more about your social club and talk you through the cover options available. We can then approach our trusted panel of insurers to find the best quotes for your needs.

It’s a good idea to think about your social club and how it operates. Does it have fixed premises? Is there a licensed bar? Is it staffed by employees or volunteers? Will you be hosting public events on your club premises? This kind of information will help our advisor to organise tailored cover that fits your requirements.

This can be included if you occupy the property for commercial purposes ensuring you are covered financially for loss of profit, should you have to close your premises due to an insured loss, such as a fire, storm, flood or burst pipes, etc (check your policy document for full details).

We can arrange cover to suit your needs and can cover items taken away from your premises.

We can add cover for money held on the premises during business hours as well as overnight. We can also include cover for transit to/from the bank. The cover and terms depend upon the cash values at risk.

This depends on the policy you have chosen. We act as insurance brokers and have access to a panel of carefully selected insurers and specialist schemes. You may receive quotes from a few different insurers depending on the cover you request as we will seek policies from our panel of insurers. The name of your insurers will be stated in your quotation documents together with the names of those approached.

To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months. Please visit our dedicated Direct Debit page to find out more.

If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.

Read more FAQs

Social club insurance articles and guides

Commercial Property: The Rebuild Cost

This article will look at calculating the rebuild cost of commercial property for homeowners and landlords looking for property insurance.

Read more

How to Insure Your Shop’s Stock

Our guide to everything you should consider when calculating the necessary insurance for your business' stock.

Read more

Making Tax Digital for Businesses

Making Tax Digital (MTD) will affect all businesses and is a key element of the government’s plans to make it easier for businesses and individuals.

Read more