Social Club Insurance

Social Club Insurance

Every social club has its own insurance needs that are as unique and varied as its members. We can offer cover tailored to your club’s key risks, so you can focus on bringing the community together.

0344 892 1664

Mon-Thu 8:30am-5.30pm, Fri 8:30am-5pm

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Social Club Insurance

Flexibility

Flexible social club insurance

Our trusted panel of insurers will help find you a policy that suits your social club's needs.

Building

Cover for social clubs of all types

We can arrange cover for snooker clubs, Working Men's clubs, and more.

Options

Choose the cover options that work for you

Our friendly advisors can help you pick the key covers your social club requires.

Direct Debit

Pay for your social club cover by Direct Debit

You can choose to split your payment into 10 monthly instalments. Please read our dedicated page on Direct Debit.

Features of Social Club Insurance

Standard cover

Buildings and contents insurance for your club's premises

We can arrange cover for damage or theft to the premises, as well as fixtures and fittings, stock, electrical equipment, money and any other contents.

Optional business interruption cover

Following damage to your premises, income may be affected, and therefore business interruption cover is highly recommended to ensure the club can continue to trade through and after the period affected.

Commercial buildings insurance with property owners liability cover

Property owners liability, public liability and employers liability insurance is essential to protect your social club against claims for injury by employees or members of the public. Employers liability insurance is a legal requirement, and our public liability cover will also insure member to member liability.

Choose additional cover options to protect your social club

Our specialist advisors will work closely with you to discuss and arrange appropriate additional covers, including trustee liability, directors/officers liability, legal expenses, cyber and “All Risks” for specified items away from the premises, for example cups and trophies.

How do I make a claim?

When you need to make a claim, we’ll guide you through the process and get your claim settled as quickly as possible.

1.

Find your insurance documents

and make sure you have all your information at hand, including your policy number

2.

Call the claims team

on 0344 892 1384 and explain exactly what happened

3.

Provide photos if requested

to help us understand what happened as quickly as we can

Relaxed Person Making Claim

Social Club Insurance FAQs

Question

Can you arrange cover for small, local social clubs?

Answer

Yes, we can help to arrange cover for social clubs of all sizes.

Question

I'm not sure what types of cover our social club needs, what should I do?

Answer

Our advisors will be happy to find out more about your social club and talk you through the cover options available. We can then approach our trusted panel of insurers to find the best quotes for your needs.

Question

Where do I start?

Answer

It’s a good idea to think about your social club and how it operates. Does it have fixed premises? Is there a licensed bar? Is is staffed by employees or volunteers? Will you be hosting public events on your club premises? This kind of information will help our advisor to organise tailored cover that fits your requirements.

Question

Does your commercial buildings insurance include business interruption cover?

Answer

This can be included if you occupy the property for commercial purposes ensuring you are covered financially for loss of profit, should you have to close your social club premises due to an insured loss, such as a fire, storm, flood or burst pipes, etc (check your policy document for full details).

Question

Can you cover my equipment away from my commercial building?

Answer

We can arrange cover to suit your needs and can cover items taken away from your premises.

Question

Can you cover cash kept at my social club premises?

Answer

We can add cover for money held on the social club premises during business hours as well as overnight. We can also include cover for transit to/from the bank. The cover and terms depend upon the cash values at risk.

Question

Who are the insurers?

Answer

This depends on the policy you have chosen. We act as insurance brokers and have access to a panel of carefully selected insurers and specialist schemes. You may receive quotes from a few different insurers depending on the cover you request as we will seek policies from our panel of insurers. The name of your insurers will be stated in your quotation documents together with the names of those approached.

Question

Can I pay in instalments?

Answer

To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months. Please visit our dedicated Direct Debit page to find out more.

Question

Where can I find more information about monthly Direct Debit?

Answer

If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.