Caravan Park and Campsite Insurance

Flexible cover for caravan parks and campsites.

  • Cover for a range of markets - from residential sites to glamping
  • Select features to create a tailored policy for your site
  • Employers' liability cover

Start your caravan park and campsite insurance quote online

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Or call us to speak to an adviser

0344 346 3270
0344 346 3270

Weekdays 9am - 5pm (3.45pm on the first Friday of each month)
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Features of our caravan park and campsite insurance

Employers' liability

Whether you own a single caravan site or a chain across the country, employers' liability cover is one of the most important covers you’ll need. We can provide employers’ liability insurance with flexible limits up to £10 million. At Towergate, we provide ongoing support both face to face and via our suite of tools to help you understand and manage your risks, as your company grows and changes over time.

Public liability cover for caravan parks and campsites

Should a member of the public injure themselves on site and seek compensation, public liability insurance will cover the legal costs around defending a claim, as well as any damages you have to pay to the injured party if you are found to have been negligent.

Business interruption

Should a disaster prevent your caravan park or campsite from operating as usual, you may lose income. Business interruption cover is designed to help cover the loss of income, while you get back on your feet.

Material damage

Should damage occur to your caravan park or campsite from an incident such as a fire, flood, burglary, or earthquake, causing destruction, loss or damage to your caravan park or campsite, this can be covered under material damage cover.

Caravan Park and Campsite Insurance Claims

At Towergate we’re proud of our claims service. Our friendly caravan team in Cheltenham are dedicated to reacting quickly and to keeping your claim moving forward.

Simply call using the number below. We will talk you through the details of your claim and advise you of the next steps in the process. We will continue to guide you through from notification through to settlement.

Most importantly, when your claim is settled we will ensure payment by BACS straight in to your bank account.

Need to make a claim?

Give us a call and we’ll help settle your claim

0344 892 1416

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Caravan Gas Safety Checks

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Caravan Park and Campsite Insurance FAQs

Is this insurance just for caravan parks?

Park operators insurance is for all types of sites including holiday parks, park home residential sites, glamping sites, chalet or lodge sites, the more traditional caravan sites and camping or touring sites. As the cover can be tailored, we can mix and match the sections of the policy to suit your requirements.

Do we need public liability insurance for our park?

Whilst not compulsory, public liability insurance protects you and your business should a member of the public injure themselves on site and consequently seek compensation.

Public liability insurance for caravan parks may cover the legal costs around defending a claim, as well as any damages you have to pay to the injured party if you are found to have been negligent.

Are we covered when towing third-party caravans?

Yes, when included as extended cover. We understand there are some sites where moving touring caravans for your customers is all part of the service. If this is true on your site, just let us know. We can arrange an extension to your cover to include towing third party caravans within the site; an excess applies for the first £500 of any claim where there is loss or damage to third party property.

Am I able to cover our sales/rental caravans?

Yes, we can set up policies to cover stock caravans you have for sale or for rent. You will just need to make sure you tell us when you set-up your policy.

Why should I choose Towergate for my commercial insurance?

Towergate are specialists within your sector and as such we provide you with the insurance solutions to match your business needs.

How do I get commercial insurance for my park?

Our friendly advisers are ready to help set you up with a suitable commercial insurance package for your site. Simply call us on 0344 346 3270 and one of our advisers will send you a form to help assess your caravan park and campsite insurance needs.

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