Dance Teacher Insurance

You are unlikely to find an insurance company who will advise you exactly on how much cover you need. It is your responsibility to take out adequate cover although our advisors can go through your options over the phone and explain how you might want to calculate this cost. Alternatively, many industry organisations or professional bodies will likely be able to offer you some advice.

Professionals who send out products, offer advice of some kind, or provide some services from their own home can still cause harm for which they may be liable. For this reason it’s important you don’t make an assumption that you can’t do any damage when tucked away in your own home, and that you speak with an advisor about your risks.

When you stop trading or retire, we recommend you still have something called ‘run off’ cover. This means that claims raised against you for an event that happened while you were trading are covered (a claim can be raised any time several years after the fact). When you are ready we can arrange cover for you for this.

Many of our customers can get a discount on their insurance simply by being a member of a professional association or industry body. What’s more, for many of these, we also offer profession specific policies too. This means you can get specific cover with great discounts! Speak to one of our advisors to find out how much you can save.

Please refer to your policy wording in respect of any T&Cs or exclusions that apply.

If you would prefer to spread the cost of your policy you have the option of setting up a direct debit to pay your premium in equal monthly instalments through our preferred provider, Premium Credit Limited (PCL).

To find out more about PCL and direct debit payments, please read our dedicated page on direct debit.

To understand more about how PCL works together with Towergate, please read our regulatory information.