Flexible insurance for play therapy practitioners.
Includes professional indemnity, public liability and products liability.
Cover to work anywhere in the world (provided you are UK based).
Offering specialist legal advice whenever you may need it.
Specialist cover available online in just five minutes.
Play therapy insurance policyholders have access to a 24-hour legal helpline. You can discuss your legal position in the matter with a specialist if you are worried about any legal issues pertaining to you or your practice.
Public liability insurance for play therapists serves as a financial safety net, covering the cost of compensation to a third party if you act carelessly and unintentionally cause harm or damage to a member of the public. You can select from £1 million, £2 million, or £5 million in cover, depending on how much you need. Deliberate actions that cause harm to third parties are not covered by play therapy insurance.
If you need to use, recommend or sell products as part of your play therapy, cover is provided for bodily injury, death, illness and disease during the treatment. This excludes products that have been mixed, blended or tampered with.
As a play therapist, professional negligence and violations of professional codes of practice. Professional indemnity insurance also covers financial loss for advice given or services provided.play therapy policy pays for defence-related expenditures and legal fees up to the limit of indemnity provided within the policy schedule. Deliberate acts of negligence are not covered.
When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.
It is your responsibility to take out adequate cover, although our advisors can go through the available limits of cover with you. Alternatively, many industry organisations or professional bodies will likely be able to offer you some guidance on what insurance covers you may need.
Professionals who send out products, offer advice of some kind, or provide some services from their own home can still cause harm for which they may be liable. For this reason, it’s important you don’t assume that you can’t do any damage when tucked away in your own home and speak with an advisor about your risks.
When you stop trading or retire, you can still have something called professional indemnity ‘run off’ cover. This means that claims raised against you for an event that happened while you were still trading are covered (a claim can be raised any time up to 6 years after the fact). When you are ready, we can arrange this cover for you.
Many of our customers can get a discount on their insurance simply by being a member of a professional association or industry body. Speak to one of our advisors to find out how much you can save.
Yes, we cover a wide range of different therapies; just speak to a member of our team for details.
Yes, we can cover you whilst you’re in training just as we would if you’re qualified.
Yes, but it’s a feature that we can add on for you so you must let us know if it’s something you require.
No, we do not need to know how many clients you will be seeing throughout the policy year.
If you prefer to spread the cost of your annual premium, we offer a quick and easy direct debit scheme.
When you choose to pay premiums in instalments, you will be paying under a Premium Finance plan. We will give you full details of the finance provider, and the additional cost of finance, when we provide you with your payment plan quotation. This will include the total payable, the number of monthly instalments and the cost of each, as well as the representative APR.
If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.
Yes, professional liabilities for working from home is automatically covered in the policy. Just be aware you should notify your home insurer if you conduct part of your business from home as any property damage to your home will not be covered by this play therapy policy and will come under your home insurance policy. If you are having trouble finding insurance for your home because of your work, please contact us to discuss your needs.
We do not need to see a copy of these. You will be insured on the utmost faith that you have experience and qualifications in the area you would like to be insured for. If a claim were made against you, we would then ask to see evidence of your qualification.
Yes, we do not specify how much experience you have or where you studied.
Yes, we can provide cover for you to work outside of the UK as long as you live and are based in the UK and do not have any assets in the country you would like to work in - for example, a house.
As a play therapist, you may be able to work remotely and if you want to hop on a plane and work abroad, we can provide cover in respect of civil liabilities in connection with your business for up to 60 consecutive days. This cover can extend to a client’s property; a rented practice room; and even electronically, via the internet or telephone. Cover is excluded for any action brought in any court of the United States or Canada.
Full terms, conditions, and exclusions can be found in the policy wording, a copy is available through the quotation process or upon request.
Please contact us to discuss should you require further information on this matter.
03/12/2024
Last year, cybercrime cost UK businesses £30 billion. This is a £3 billion increase from 2022. Cyber criminals are constantly finding inventive new ways to exploit data from both individuals and businesses.
Read more12/11/2024
Running a small business may be your dream come true, but even the best times for your business can be stressful - especially if you have many responsibilities such as sales, marketing, finance, admin, and customer service.
Read more17/10/2024
Discover if you need business insurance when working from home. Get the right coverage for your small business with Towergate Insurance.
Read more21/08/2024
Learn about reducing your risk of public liability claims by conducting adequate risk assessments and reviewing your insurance policies.
Read more24/07/2024
Find out about the Markel Law Hub, a legal information portal to give up-to-date legal information and a wide range of legal precedents for businesses.
Read more03/06/2024
With rising numbers of self-employed people and small businesses across the UK it’s more important than ever to make sure you have the right protection.
Read more