Holistic Therapist Insurance

Libel and slander, public liability, professional indemnity and product liability cover for holistic therapists.

  • 24 hour legal advice helpline for holistic therapists, plus online legal and business resource hub
  • Standard cover available up to £5 million, or contact us to increase to £10 million
  • UK-based support

Call us on 0330 123 5810 or get a quote online

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Holistic Therapy Patient And Teacher Sitting Practising
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Why choose holistic therapist insurance with Towergate?

Money

Quick and competitive holistic therapist quotes

Specialist and affordable cover for holistic therapy cover available online in just 5 minutes.

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Direct Debit payment for holistic therapist insurance

You can pay for your holistic therapy cover in instalments.

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Bespoke insurance for holistic therapists

If you practice multiple forms of therapy (e.g. both acupuncture and massage therapy) cover them all under under one policy.

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Complementary therapist liability cover

Includes professional indemnity, including libel and slander, public liability and products liability.

About holistic therapist insurance

Worldwide

Worldwide holistic therapist insurance

As a holistic therapist, you may need work remotely, including abroad, so we can offer civil liability coverage for your business for up to 60 consecutive days. Our global holistic therapist cover can extend to a property; a rented practice room; and via the internet or phone. Note cover is not offered for actions brought in US or Canadian courts.

Liability

Holistic therapist liability insurance

Our holistic therapy liability coverage includes as standard professional indemnity (with libel and slander cover),public liability and product liability.

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Range of cover to fit your holistic therapy needs

We are able to cover therapists across a wide range of activities, including aromatherapy, acupuncture, homeopathy, massage therapies and reflexology.

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Legal and liability cover for holistic therapists

We can offer professional indemnity, public liability, libel and slander, and product liability insurance to cover the amount you may have to pay as compensation (up to your chosen limit of indemnity). Legal defence for criminal proceedings is included up to £250,000.


An outline of the exclusions and limitations is provided in the FAQ section below. Full details of all exclusions or limitations of cover can be found in the summary cover and policy wordings available to you through the online quotation process.

When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.

  • Find your insurance documents and make sure you have all your information at hand, including your policy number.
  • Call the claims team on 0330 123 592 or email careclaims@towergate.co.uk and explain exactly what happened.
  • Provide photos if requested to help us understand what happened as quickly as we can.
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Ready to get covered?

  • Fill in our online quote form or call us
  • Purchase your policy
  • Relax - You're covered!

Holistic therapist insurance FAQs

We are able to cover therapists across a wide range of activities, including aromatherapy, acupuncture, homeopathy, massage therapies and reflexology.

An outline of the exclusions and limitations is provided below. Full details of all exclusions or limitations of cover can be found in the summary cover and policy wordings available to you through the online quotation process.

This policy does not cover:

Liability arising from any of the following;

  • Eczema sufferers’ electroencephalography, surgical or dental treatment
  • Any medical treatment
  • Any banned or restricted herbal ingredients as defined by the Medicines and Healthcare products Regulatory Agency (MHRA), or banned or restricted herbal ingredients as defined by the Medicines and Healthcare products Regulatory Agency (MHRA)
  • Cannabidiol (CBD) where not regulated as a novel food or a cosmetic within the United Kingdom
  • Any beauty therapies undertaken
  • Coronavirus including COVID-19 and SARS CoV-2, cyber incidents, wear and tear or Communicable Disease

If you would like other types of work to be included in your policy, please specify these when you speak to an agent.

Yes, we can cover therapy businesses as well as sole practitioners.

No, our policy enables you to treat all ages, from babies to centenarians.

Which you need depends very much on the specificities of your business. Employers’ liability insurance is necessary if you employ other staff as part of your company – so if you’re a sole trader, you don’t need to worry about this one. Public liability insurance protects you against accidents that may happen, implicating a client or member of the public.

This includes accidents ranging from something as small as a spilt drink over a piece of equipment, to serious bodily injury. Professional liability insurance is broader coverage which usually includes: public liability, products liability, professional indemnity, and libel and slander.

Please note that full terms, conditions, and exclusions can be found in the policy wording, a copy of which is available through the on-line quotation process. Please contact us to discuss should you require further information on this matter. 

If you provide advice to your clients at a fee, you may need professional indemnity insurance. Cover is available from between £100,000 and £3,000,000 - but remember to ensure that all your staff are covered by your policy. If you work from home, you may need home business insurance.

If you prefer to spread the cost of your annual premium, we offer a quick and easy direct debit scheme. When you choose to pay premiums in instalments, you will be paying under a Premium Finance plan.

We will give you full details of the finance provider, and the additional cost of finance, when we provide you with your payment plan quotation. This will include the total payable, the number of monthly instalments and the cost of each, as well as the representative APR.

Get a Quote

If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.

To complement the legal advice line you have access to the Markel Law Hub, an online resource of expert legal and business guides, templates and content, provided by Markel Law LLP.

This covers everyday legal issues around employment, health and safety, trading and contracts, cyber and data, debt and insolvency and business law resources.

Read more FAQs

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