Zumba Teacher Insurance

Zumba instructor insurance that includes a complete business liability package.

  • Discounts available for members of some professional associations and industry bodies
  • Payment in instalments available
  • UK based support

Call us on 0330 123 5063 or get a quote online

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Women in rows in a gym studio enjoying a Zumba class
If you need additional assistance arranging your insurance, find out how our teams can support

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Why choose Zumba insurance with Towergate?

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Specialist cover for Zumba instructors in just five minutes

No need to wait to get covered, simply get a Zumba instructor insurance quote and cover easily and quickly

Money

No hidden costs

Making sure you know that you will not have further costs down the line

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Professional indemnity up to £10 million for Zumba instructors

Cover for any costs awarded against you

Liability

Zumba teacher cover all in one place

Public liability, products liability and professional indemnity in one policy

About Zumba insurance

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Shows and performances covered

Should you be arranging shows or performances throughout the year, our policy automatically provides cover for your potential liability for loss or injury to the audience for up to 20 shows/performances with a maximum audience size of 500 persons.

Money

Compensation claims covered for Zumba instructors

There is no cap on how much a compensation claim can be in the UK. This means a claim could be hundreds of thousands, even millions of pounds. Your policy can protect you against claims for compensation for financial loss suffered by your customers.

Care

Protection against defence costs

As well as covering successful compensation claims against you, our Zumba instructor policy can also cover you for the defence costs of an unsuccessful claim, including loss of earnings. If you suspect a claim is being raised we’ve teamed up with a 24-hour helpline service which can provide instant impartial advice.

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Specialist policies tailored to your needs

We offer policies designed for dance teachers, Zumba instructors, personal trainers and more, meaning you can be confident you have the right cover. And what’s more, we can source discounts for many of our customers who belong to professional organisations and industry bodies.

When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.

  • Find your insurance documents and make sure you have all your information at hand, including your policy number.
  • Call the claims team on 0330 123 5063 and explain exactly what happened.
  • Provide photos if requested to help us understand what happened as quickly as we can.
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Ready to get covered?

  • Fill in our online quote form or call us
  • Purchase your policy
  • Relax - You're covered!
Get a Quote

Zumba insurance FAQs

You are unlikely to find an insurance company who will advise you exactly on how much cover you need. It is your responsibility to take out adequate cover although our advisors can go through your options over the phone and explain how you might want to calculate this cost. Alternatively, many industry organisations or professional bodies will likely be able to offer you some advice.

Although you may work out of a shared space, you are still providing a service to the public in a professional capacity, which means that you could be liable for any advice or recommendations you give. With a professional indemnity policy in place, should this ever happen, you can make a claim, as well as seek legal advice as part of your legal expenses part of the policy.

Professionals who send out products, offer advice of some kind, or provide some services from their own home can still cause harm for which they may be liable. For this reason it’s important you don’t make an assumption that you can’t do any damage when tucked away in your own home, and that you speak with an advisor about your risks.

If you decide to take a break, retire or want to follow a different path, we recommend that you take out something that is called professional indemnity ‘run off cover’. This is a policy that offers retrospective cover, should anyone you provided a service to whilst you were leading Zumba classes, decide that they are going to make a claim against you for something that happened whilst you were previously insured and actively working.

Many of our customers can get a discount on their insurance simply by being a member of a professional association or industry body. What’s more, for many of these, we also offer profession specific policies too. This means you can get specific cover with great discounts! Speak to one of our advisors to find out how much you can save.

We have provided a summary of the key features of the policy above. For details of the terms and conditions applicable, please refer to the policy summary and policy wording, which are available during the quotation process.

A variety of payment options are available and the interest transaction charge and annual percentage rate (APR%) vary according to the amount of the premium, the number of monthly instalments and type of premium finance scheme selected. We will give you full details of the additional amount payable, instalment amounts, number of instalments and APR when you ask us for a quotation.

If you would prefer to spread the cost of your policy you have the option of setting up a direct debit to pay your premium in equal monthly instalments through our preferred provider, Premium Credit Limited (PCL).

To find out more about PCL and direct debit payments, please read our dedicated page on direct debit.

To understand more about how PCL works together with Towergate, please read our regulatory information.

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