Britain's Beach Huts
We’ve all seen them; delightfully coloured rows of huts that line the shore in some areas, and in others they wear subtle, muted tones and blend seamlessly into idyllic landscapes. They are a beloved British seaside tradition and their popularity is only rising.
We’ve all heard the tale of the man who built his house on the sand, but if you're careful and mindful of the risks, then you can reap the rewards of owning your very own little piece of seaside heaven. So with that in mind, we’ve put together some wise words that will help you protect your pride and joy this winter.
Batten down the hatches
Secure anything and everything. It’s best to carry out minor repairs before the winter hits to make sure everything is fixed down. Loose components, no matter how small, can cause big damage and not just to the hut itself. If something flies off your hut and into someone’s car for example, you could be liable for the damage.
Join a local beach hut association
Look out for these, they provide a valuable service in the beach hut community. Beach hut patrols are a means of alerting owners if their hut has been damaged. Membership is usually £5-£10 a year and entitles you to a reduction in your insurance premium. Not only that but with Towergate, membership means you also get a £0 excess on any claim you make. If there is not a beach hut association in the area or you do not wish to join don’t worry, the standard policy excess is only £50.
Apply some common sense
It’s very unfortunate that beach huts are vulnerable to malicious damage and vandalism but don’t worry, there are ways you can protect them. It’s common sense to lock up your hut as best you can; have shutters on your windows and keep the contents out of sight. An extra little tip is to keep your hut looking its best. Local police have found that shabby looking huts are more at risk of suffering the effects of anti social behaviour. This is a good excuse to apply an extra lick of paint from time to time!
Value your hut
Make sure you’re covered- whether you’re a first time hutter or an experienced owner, it’s important to get correct values for your insurance. If you’ve made improvements to your hut, or bought some extra buckets and spades, make sure they are accounted for in the values covered on your insurance policy.