Thatched Property Insurance
Thatched properties are full of wonder and such unique features require specialist insurance.
Thatched Property Insurance
Thatched properties are full of wonder and such unique features require specialist insurance.
About Thatched Property Insurance
Dedicated claims team
Our dedicated claims professionals are all trained and experienced in managing property insurance claims and are available from Monday to Friday, 8.30am to 5.30pm.
Specialist property service team
Thatched properties require specialist insurance which is why we have a specialist property team who know their stuff.
Spread the cost
You can spread the cost of your insurance over monthly direct debit instalments.
Optional extras
We know that not everyone’s needs are the same so you can choose to add additional covers that are applicable to you.
Features of Thatched Property Insurance
Standard cover
Buildings and property owners' liability
Our thatched property insurance policy includes building and property owners’ liability. This protects you against subsidence, debris removal costs and architect and surveyor's fees.
Fire cover
One of the biggest concerns with regards to thatched housing is fire damage. This is why it is included as standard on our policies as an optional extra.
Storm and flood cover
We include storm and flood cover as standard so that you can rest assured that should mother nature strike, you are protected.
Contents cover
We will also provide cover for your contents, this includes accidental damage to audio-visual equipment and computers.
Additional cover
Pedal cycle cover
On our policies we can provide cover for pedal cycles should you need to do so.
Valuables and personal effects cover
You can choose to add valuables and personal effects to your policy to extend your contents cover.
Accidental damage cover
Accidental damage to your building and contents can also be included as an optional extra.
Thatched Property Insurance FAQs
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What types of thatch do you cover?
What types of thatch do you cover?
We cover reed, water straw and straw. Please speak to an adviser if you believe your roofing falls outside one of these categories.
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How much does thatched property insurance cost?
How much does thatched property insurance cost?
Like with most insurance, the cost of a thatched property insurance policies varies depending on things like size and age of the home, value of building and contents and what kind of cover you require so it's very tricky to provide an estimate. If you'd like a quote just call our team on the number above with the details of your thatched home.
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How does a thatch roof affect the rest of my building insurance?
How does a thatch roof affect the rest of my building insurance?
You receive all the standard coverage you would expect when insuring your home with our thatched roof policy. There are some considerations brought about by the 'non-standard' roofing like fireplaces/guards but our experienced advisers can go through all these details with you.
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Can you cover the contents of my thatched property?
Can you cover the contents of my thatched property?
All standard policy features are included in this policy. Buildings and contents insurance is included as well as many optional extras to help tailor your cover to fit your requirements.
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Can you provide insurance for properties which are both unoccupied and thatched?
Can you provide insurance for properties which are both unoccupied and thatched?
We offer unoccupied property insurance, but you will need to speak with our team to get your cover in place. Everybody’s circumstance are different so we will assess your situation and provide you with the best possible solution.
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My thatched property is listed, can you still cover me?
My thatched property is listed, can you still cover me?
We would be happy to arrange appropriate cover for your listed building as well as any other non-standard considerations for protecting your property.
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Can you provide landlord insurance for thatched properties?
Can you provide landlord insurance for thatched properties?
You will need to speak with our team to get your cover in place, everybody’s circumstance are different so we will assess your situation and provide you with the best possible solution.
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Are there any exclusions?
Are there any exclusions?
We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to the Insurance Product Information Document and policy wording, which are available during the quotation process.
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Where can I find full details of my policy?
Where can I find full details of my policy?
We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to the insurance product information document and policy wording, which are available during the quotation process.
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How can I pay for my premium?
How can I pay for my premium?
You can pay by credit card or monthly direct debit.
How do I make a claim?
When you need to make a claim, we’ll guide you through the process and get your claim settled as quickly as possible.
Find your insurance documents
and make sure you have all your information at hand, including your policy number
Call the claims team
on 01708 777 710 and explain exactly what happened
Provide photos if requested
to help us understand what happened as quickly as we can
