Minibus Insurance

However you intend to use your minibus, we’ll work hard to find an insurance solution to keep it on the road.

  • Any usage – We cover the whole spectrum of minibus use including personal use, private and contract hire
  • Any passenger – Whether you’re ferrying the first XI to the big game or workers to a site, we’ve got you covered

Get your wheels in motion. Get a quote today.

Get a quote

If you’d prefer to speak to us, call one of our expert advisors on

01443 420 690
01443 420 690

We’re here for you Weekdays 9am - 5.30pm
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Most of the time, everything goes just how you planned. When it doesn’t, our insurance will back you up. These are just a few of the great features on our minibus policy.

Legal Expenses Cover

We’ve teamed up with the RAC to now be able to offer RAC Legal Expenses, RAC Legal Care. If the unfortunate does happen and you are involved in an accident and you are not at fault, the policy will cover the cost of a solicitor to represent you and help to recover your uninsured loses.

Breakdown cover included

If your minibus breaks down – don’t worry! We’ll make sure you and your passengers are safe with our breakdown cover. We have a nationwide network of approved mechanics, so whether you’re transporting children on a school trip or pensioners to the seaside, you’ll know you are in safe hands and will get back on the road quickly.

Public Liability Cover

In the event of a negligence claim from an injured third party, we have the right cover to protect against the unavoidable. We help you be proactive and ensure accurate measures are in place to be able to protect the company, employees and your vehicle if a claim is made. If the unfortunate occurs, we offer optional £1,000,000 - £10,000,000 public liability cover.

Cover for a single vehicle or fleets

Our policies can cover up to 10 minibuses, all under one policy, with one set of paperwork. If you run a fleet and want to add or remove vehicles, simply give us a call and we can make the amendment, the same day.

These are just some of the key features and exclusions, full details will be found in your policy wording.

We think claiming should be completely hassle free

We help manage risk to keep you and your passenger’s safe and that’s a job which never stops. So, we offer a 24 hour claims service. Our claims process is robust and we ensure you understand how to report a claim and keep you informed every step of the way.

To get the ball rolling, simply email us or call us on:

0844 892 1320

Lines are open Monday to Friday, 9am-5pm

Articles & Guides

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Roadside Recovery


Towergate partners with RAC

We're bringing two new insurance products to market in association with the RAC. We hope that these products will help keep your fleet in good running order, reduce down time and maintenance expenses.

Vulnerable Road Users


The Transport & Logistics Safety Forum 2015 – Safety of Vulnerable Road Users

A Chartered Institute of Logistics and Transport Safety Forum Conference held in March 2015, at the Millbrook Proving Ground in Bedford, discussed the importance of improving Road Safety for Vulnerable Road Users. More importantly, ensuring safety is marked as a high priority as part of boardroom discussions.

Customers rate our service at 92%

Based on 1812 independent customer reviews.

DateProductScoreCustomer Comment

Boat Insurance (New Policy Holder)


quick and efficient service

Unoccupied Home Insurance (New Policy Holder)


the service provided by towergate provided everything we needed ,, very helpful staff

Boat Insurance (Renewal)


There was a problem with sorting out a lost payment which had been received by Towergate however their record on settling claims has been excellent.

Static Caravan Insurance (New Policy Holder)


I have peace of mind that our investment in a static caravan home is well and properly insured with Towergate Insurance company as was advised us by friends and which we would advise any prospective friends, family or those interested in insuring their homes

Park Home Insurance (Renewal)


As I put in a claim because of damage caused by blocked drains which, in turn resulted in a flood of sewage and also of clean water, I fully expected an assessor to call, view and to offer alternative accommodation whilst the problem was resolved.

This did not happen and although Towergate has agreed to pay the sum quoted for replacement of the damaged items I have had to live in chaos for over one month and with a further period of another month before the situation returns to normal.

Boat Insurance (New Policy Holder)


It is unbelievable that despite a letter from Towergate on 19 November 2014 providing details of a change in management of my policy and clearly stating that "there is no impact on your existing policy and nothing else will change" and further that "we will contact you in advance of your next renewal" i was not contacted at all in advance of my renewal in mid-May 2015.

Towergate let my policy laps with no further correspondence and when I chased them I was treated as a new customer, so clearly again not as the letter from Towergate stated "as a Towergate customer, your business is as important to us as it is to you"

How can Towergate get basic policy renewal and customer service so wrong?

i wonder how many other Towergate customers have been left uninsured?

The only glimmer of hope, when i did eventually get to speak to someone he was sensible, pragmatic and helpful.

Park Home Insurance (New Policy Holder)


happy to be protected by you but i recommended my best friend Mrs Merete Gaunlett who lives here at merebrook park. The address is 8 Lea Lane. She recommended her neighbour Jackie. Both have taken insurance with you. Jackie and merete have received the recommendation vouchers but i have not. Can you look into this please. Thank you .....

Static Caravan Insurance (Renewal)


It was good

Static Caravan Insurance (New Policy Holder)


Very efficient and friendly and helped me through an unfamiliar process

Static Caravan Insurance (New Policy Holder)


Very good service quickly provided us the cover we needed thank you.

More reviews


Can I pay in installments?

We can offer flexible payment plans, allowing you to spread the cost of your policy over 10 months (subject to the provider’s terms and conditions).

How do I make a claim?

You’ll find the claims number in your policy documents. This line is open 24 hours per day. Our in-house claims teams are on hand to answer any queries and guide you through the claims process.

Can I add drivers to my policy?

Yes, you can add additional drivers to your policy at any time. Simply give us a call and we will be on hand to make the necessary changes. We advise you check the terms and conditions of your policy beforehand to make sure the driver meets the minimum criteria. The cost to make changes to you policy is usually £15

What type of vehicle am I allowed to drive?

You may be able to drive a minibus if it is not used for hire and reward, so payment in cash/kind on behalf of the passengers.

If you passed your test on or before the 01st January 1997, you can drive a minibus up to a maximum of 17 seats, including the driver seat. There are licences called a PCV licence (passenger carrying vehicle) which allow you to drive minibuses with category D1 allowing you to driver a vehicle of 9-16 seats and category D allowing you to drive larger vehicles.

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