Coronavirus help and support for our insurance customers

Professional Indemnity Trade Insurance

Our Professional Indemnity cover can account for the risks of your profession, so you can work worry free.

  • We can search a wide range of policies for hundreds of different professions
  • Set your own levels and easily combine with other liability and business covers
  • No Administration fees charged even if you choose to pay by monthly instalments.

Get in touch and we'll find cover a quote for your business.

Get a quote error retrieving broker login link

Give us a call and tell us all about your indemnity requirements.

0344 892 1664
0344 892 1664

Mon-Thu 8:30am-5.30pm, Fri 8:30am-5.00pm
Can’t get through right now? Request a callback

Cover from as little as £148.50

*Based on an IT Consultant with £25k turnover and £100k PI limit.

Do you want to know more? Read on for details on our professional liability insurance policy:

Compensation claims covered

There is no cap on how much a compensation claim can be in the UK. This means a claim could be hundreds of thousands, even millions of pounds. Our policies can protect you against claims for compensation for financial loss suffered by your customers. Even if a court case is unsuccessful, we can cover you simply for the cost of defending yourself.

The right level of protection

Each trade and profession is different and for this reason we remain flexible on the levels of cover. Depending on policy and personal requirements we can offer various features : Interest free monthly payments, 24 hour legal advice, worldwide provide. Based on your industry and business turn-over, among others, we provide professional indemnity cover ranging from £1,000,000 to £10 million.

Get covered, fast

Need indemnity protection to tender for a contract? We can set up your policy over the phone and put your cover in place there and then. We can also provide emailed policy documents the same day too and paper documents are sent within 24 hours.

Group together your insurance

We can also include various other liability and business covers depending on what you need. Match your professional indemnity insurance with public and employers’ liability insurance, tools cover, data protection, even property and income protection and many more.

Professional Indemnity Trade Insurance Claims

Unless you’re a lawyer, the world of liability and compensation can be daunting, especially if a claim is being raised against you. The team of legal advisers we work with can help you right from the beginning, even before an official claim has even been made.

In terms of the claim itself, we can talk you through the steps you need to take to prepare and how to further protect yourself. This won’t prejudice your claim either and you won’t need to fill out any paper work until you are ready to make a claim.

Just advice and support as you need it.

Need to make a claim?

To discuss your insurance requirements, or to make a claim on your existing policy please call us on:

0330 123 5741

Professional Indemnity Trade Insurance Articles & Guides

Business related articles and guides.

Office building skyline


Business Insurance Checklist

Business insurance can be tricky at times and often people don’t understand what they need, where to go to get the correct advice, or sometimes, even what is legally required! We would always recommend speaking directly with a specialist business insurance broker before getting covered but this list of pointers here can help you understand what you can do personally too, to help get the best insurance for your business.

Product Liability Social Image

insurance guide

A Guide to Product Liability Insurance

Product liability insurance is essential cover for any business that sells or manufactures products. It is rarely sold as a standalone product but is often added on to a public liability insurance policy.

public liability guide thumb

insurance guide

A Guide to Public Liability Insurance

Public liability insurance could be the most important cover you have. Not only does it pay out for claims that could otherwise topple a successful business but in many cases not having it would put customers and partners off using your services. Our simple guide looks at the main features and pitfalls.

Professional Indemnity Trade Insurance FAQs

How do I know how much cover I need?

For their own liability reasons you are unlikely to find an insurance company who will advise you exactly on how much cover you need. It is essentially your responsibility to take out adequate cover although our advisers can go through your options over the phone and explain how you might want to calculate this cost. Alternatively, many industry organisations or professional bodies will likely be able to offer your some advice.

I only work from home, do I still need professional indemnity insurance?

Professionals who send out products, offer advice of some kind, or provide some services from their own home can still cause harm for which they may be liable. For this reason it’s important you don’t make an assumption that you can’t do any damage when tucked away in your own home, and speak with an adviser about your risks.

What happens if I retire or cease trading?

When you stop trading or retire we recommend you still have something called ‘run off’ cover. This means that claims raised against you for an event that happened while you were still trading are covered (a claim can be raised any time up to 3 years after the fact). When you are ready we can arrange cover for you for this.

Do I receive a discount as a member of a professional association?

Many of our customers can get a discount on their insurance simply by being a member of a professional association or industry body. What’s more, for many of these, we also offer profession specific policies too. This means you can get specific cover with great discounts! Speak to one of our advisers to find out how much you can save.

Can I pay in instalments?

To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months. Please visit our dedicated Direct Debit page to find out more.

Request a callback

Full name   Contact number     Email address     Please note: This service operates only during office hours.