Thatched Property Insurance

Thatched properties are full of wonder and such unique features require specialist insurance.

  • Cover the thatching itself for fire, storms and accidental damage
  • Buildings cover and property owners’ liability are included
  • You can add cover for pedal cycles, valuables and family legal protection as an optional extra

Start your thatched property insurance quote online

Make an enquiry

Call our team to start your thatched property insurance quote

0344 892 1750
0344 892 1750

Weekdays 9am - 7pm, Sat 9am - 1pm

What's different about home insurance for thatched properties?

Buildings & property owners' liability

Our specialist property insurance policies include building and property owners’ liability. This protects you against subsidence, debris removal costs and architect and surveyor's fees. It also covers you against the costs of tracing and assessing and from legal liability as a home owner.

Specialist thatched property insurance

Thatched properties, including houses and cottages, will require specialist cover to ensure the thatching is correctly insured. As part of your policy, thatched roof insurance covers you against fire, storm and accidental damage. We also include cover against damages caused by flooding.

Thatched roof contents insurance

We know your possessions matter to you. We provide cover against accidental damage to audio-visual equipment as well as computers. You will also be covered for the replacement of external locks if your keys are lost or stolen.

Optional extra cover

We also provide a number of optional benefits which can be added to your thatched house insurance policy including cover for pedal cycles, your valuables and personal effects and family legal protection. Accidental damage to your building and contents can also be included as an optional extra.

Thatched Property Insurance Claims

Handling all claims up to a value of £25,000 ourselves, you can be sure that you have the benefit of talking to our specialist home insurance experts should the worst happen.

Our dedicated claims professionals are all trained and experienced in managing property insurance claims and are available from Monday to Friday, 8.30am to 5.30pm.

Simply call us using the number in your policy documents and our team will talk you through the details of your claim. We will advise and guide you through the next steps and will stay in regular contact with you right the way through to a fair and honest settlement.

Need to make a claim?

Lines are open Monday to Friday, 8.30am-5.30pm

01708 777 710

Thatched Property Insurance Articles & Guides

Need some more information? Check out our property hub, full of tips, guides and interesting info on property:

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Many of us like to think of our home as special and unique – and in insurance times, this is more likely than you may think! Phil Spencer's checklist explains whether your home might fit the bill.



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We have put together some how-to guides to those seemingly simple decorating duties, painting and wallpapering. We've picked the minds of paint shop and decorating professionals for advice which, if followed properly, with a little time investment can result in a professional finish at a cost price. So whether you own the property you are decorating or sprucing up to let out, why not give it a go?

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DIY for the YouTube Generation

A quarter of young adults rely on YouTube for DIY advice but 1 in 5 have to call in experts to fix DIY disasters, costing them £5,000. At double the UK average, is trying to do it yourself costing more than getting in the professionals?

Thatched Property Insurance FAQs

What types of thatch do you cover?

We cover reed, water straw and straw. Please speak to an adviser if you believe your roofing falls outside one of these categories.

How much does thatched property insurance cost?

Like with most insurance, the cost of a thatched property insurance policies varies depending on things like size and age of the home, value of building and contents and what kind of cover you require so it's very tricky to provide an estimate. If you'd like a quote just call our team on the number above with the details of your thatched home.

How does a thatch roof affect the rest of my building insurance?

You receive all the standard coverage you would expect when insuring your home with our thatched roof policy. There are some considerations brought about by the 'non-standard' roofing like fireplaces/guards but our experienced advisers can go through all these details with you.

Can you cover the contents of my thatched property?

All standard policy features are included in this policy. Buildings and contents insurance is included as well as many optional extra to help tailor your cover to fit your requirements.

Can you provide insurance for properties which are both unoccupied and thatched?

Yes, we are usually able to cover this but you will need to speak with our team to get your cover in place.

My thatched property is listed, can you still cover me?

We would be happy to arrange appropriate cover for your listed building as well as any other non-standard considerations for protecting your property.

Can you provide landlord insurance for thatched properties?

Yes, we can cover for many situations including, let, holiday home, weekend/weekday home. Simply speak to our advisers about your situation.

How can I pay for my premium?

You can pay by credit card or monthly direct debit.

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