Roofers Insurance

Protect your business and clients when working at height with our roofers insurance. Our policies cover work on both residential and commercial buildings.

0333 207 0368

Monday - Thursday 8.30am - 5.30pm, Friday 8.30am - 5.00pm

Request a callback

About Roofers Insurance

Shield

Cover for work up to 15m

Covers roofers working on domestic and commercial properties up to heights of 15m.

Trade

Guttering and fascia board contractors cover

Our roofers insurance extends to those fitting or repairing guttering and fascia boards.

Chat

Dedicated roofers claims service

Expert claim handlers to give you peace of mind.

Direct Debit

Pay for your roofers insurance by Direct Debit

You can choose to split your payment into ten monthly instalments. Please read our dedicated page on Direct Debit.

Features of Roofers Insurance

Standard cover

What is roofers insurance?

Our roofers insurance policies offer public and employers liability insurance for you, your staff, customers and the public. It can cover legal defence costs and compensation awards arising from accidental bodily injuries and property damage caused to others during your work. Popular roofing liability insurance limits are available from £1-10 million, we also can provide higher levels beyond £10m when needed.

Roofers cover tailored to your needs

Our insurance is tailored to your individual roofing needs, including protection for use of heat, a range of roofing materials and optional cover for heights over 15m.

Meets statutory requirements for employed staff

Our employers’ liability insurance cover is flexible covering all staff, and automatically remains in place so when someone leaves, and you need to recruit, the new employees will be instantly covered when they join. This ensures you meet all your legal requirements for employee cover.

Cover for both new and existing roof work

Our roofers insurance can cover you for both fitting new roofs and carrying out in-situ repairs to existing structures. Tell us the type of properties you work on.

Roofers Insurance FAQs

Question

Do you cover use of heat in your roofers insurance?

Answer

Yes, as we have access to specialist insurers to cover roofing involving the application or use of heat. Give us full details when requesting a quote.

Question

What is the maximum height you can cover?

Answer

Under standard roofers insurance we give cover up to 15m. However, we can cover heights over 15m at locations other than domestic properties by accessing our specialist insurers. Please enquire for details.

Question

What type of roofing work do you cover?

Answer

Our roofers insurance can cover work on an extensive range of roof types and materials, including flat, PVC, fibreglass, thatch, slate, tile and cladding.

Question

Are labour-only subcontractors covered in the same way that direct PAYE staff are under the employer's liability policy?

Answer

Yes, both types of employees are covered for the same risks, although it is imperative you declare how your workforce are employed as it will affect how your risks are calculated.

Question

Is the financial rating of an insurer an important factor?

Answer

It is an important factor and we only use insurers with A-ratings. This is a globally recognised measure of an insurer’s financial situation and provides confidence on their ability and allows you to predict their ability to meet on-going policy obligations.  

Also, there are a number of main contractors that will not subcontract works to any companies not insured with an insurer with a minimum of an A financial rating (as determined by companies such as Standard & Poor’s, A M Best, Moody’s or Fitch Ratings). By not having an insurance policy backed by a financially secure insurer you could potentially be placing restrictions on running your business, the main contractors you can work with or the contracts you take on.

Question

Can I pay in instalments?

Answer

To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months. Please visit our dedicated Direct Debit page to find out more.

Question

Where can I find more information about monthly Direct Debit?

Answer

If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.

How do I make a claim?

When you need to make a claim, we’ll guide you through the process and get your claim settled as quickly as possible.

1.

Find your insurance documents

and make sure you have all your information at hand, including your policy number

2.

Call the claims team

on 0344 892 1384 and explain exactly what happened

3.

Provide photos if requested

to help us understand what happened as quickly as we can

Relaxed Person Making Claim