Bricklayers Insurance

Get protected with tailored liability insurance for bricklayers, including cover for up to five additional related trades in one policy, such as builders, electricians, carpenters, tilers and decorators.

  • Insurance for bricklaying tools
  • Tailored bricklayers' insurance
  • Access your policies and renewals through your online account with Markel Direct
  • Towergate Insurance is working in partnership with Markel Direct. By clicking “Get a Quote”, you confirm you have read and understood the Towergate privacy policy and this will take you to a Quote and Buy facility provided and operated by our business partner, Markel Direct.

Call us on 0344 7480 173 or get a quote online

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Why choose bricklayers insurance?


Insurance for bricklaying tools

Cover for your equipment.


Tailored bricklayers’ insurance

Many optional extras including accidental damage cover for your business premises, equipment and tools plus employers’ liability available.


Dedicated bricklayers’ claims service

Experts claim handlers to give you peace of mind.

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Pay for your bricklaying insurance by Direct Debit

Choose to spread your payment into 10 monthly instalments.

About bricklayers insurance


Public liability insurance for bricklayers

When carrying out bricklaying in busy public areas, choose public liability up to £5m to protect you for allegations of accidental injury or damage to third parties due to your negligence. Take advantage of employers’ liability cover with limits up to £10m in order to ensure your staff are covered meeting your legal requirements should an injury occur.


Cover for bricklayers’ equipment

With a flexible tools’ cover limit set by you, choose a range of mixers, hand tools, wheelbarrows and other specialist equipment including employees’ tools. Tools must be locked up securely outside business hours, and a single item limit may apply.


Specialist types of bricklaying cover

You can select specialist types of cover such as ‘contractors all risks’ (CAR) cover for your own plant, hired-in plant, and contract works cover.


Instant bricklayers’ cover. Do you need documents quickly to tender for a public contract or to get you onsite?

Get verification of insurance quickly. It is quick and easy to get a quote and buy your bricklayers insurance online.


By clicking “Get a Quote”, this will take you to a Quote and Buy facility provided and operated by our business partner, Markel Direct.

When you need to make a claim, Markel Direct will guide you through the process and get your claim settled as quickly as possible.

  • Find your insurance documents and make sure you have all your information at hand, including your policy number.
  • Call the Markel Direct claims team on 0344 748 0173 and explain what has happened.
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Ready to get covered?

  • Get a quote online
  • Make your selections and purchase your policy
  • Relax - You're covered!
Get a Quote

Bricklayers insurance FAQs

Markel Direct provide and administer this cover. Markel Direct is a trading name of Markel International Insurance Company Limited who is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (Financial Services Register no. 202570).

It can cover you for most types of bricklaying work including

  • New buildings or repairing old buildings

  • In private and commercial properties

  • Surveying or quoting

  • Public contracts

  • Working on site, including provision of ‘verification of insurance’ documents

  • Options to add multiple trades and professions including carpentry or building.

The truth is that in essence, they are the same, it’s just that a bricklayers policy packaged with the right variation of standard and optional covers mean it can be tailored specifically to your industry. This way you get what you need, and don’t pay for what you don’t.

Some general policies could contain inadequacies that would leave your business uninsured in the event of a major loss. Therefore, protect your company with an industry-specific policy.

Bricklayers can risk legal action in respect of their liability for accidental personal injury or property damage arising from their activities. Potentially, the awards as a result of a successful claim can be substantial. Unfortunately, even the legal costs of defending the most spurious claim can cause severe financial hardship. This underlines the importance of insuring your business.

This is a legal requirement for nearly all UK businesses and offers similar cover – but for your employees. You need this cover if you employ anyone other than yourself or a family member, including full time, part time or temporary staff, contractors and even interns.

Yes, we can cover labour only sub-contractors, as well as PAYE staff for the same risks under your EL(Employers’ Liability) cover. it is very important to declare how your workforce are employed as this will affect how your risks are calculated.

This covers the equipment you use to perform your job.  Some bricklayers have their own equipment, some hire it and some a combination of both.  Once you calculate the amount your tools are worth and roughly how often you hire equipment your insurer or broker can then source you a policy that includes the right level.

If you leave your equipment in your van, on site even in your shed, as long as you can keep them locked, you can find cover for them.

We can cover your cement mixer whether it is on a trailer or in your van, on site or in transit. Asks us about tool and contractors all risks cover and we’ll get it covered on your policy (exclusions apply).

Contract works cover is to insure the value of your building contract.  This means that if an insured event such as fire or a storm damages a project or holds it up you can claim the costs on your policy.

To help you spread the cost of your premiums, you can choose to spread payment over ten months with the Markel quick and easy Direct Debit scheme.

If you bought your policy before 7th June 2024, you can view all your documentation in your online portal here. If you purchased your policy on or after the 7th June 2024, you can access your documents here.

For details of the terms, exclusions and conditions applicable, please refer to the full policy documentation provided by Markel Direct which will be available during the quotation process.

Read more FAQs

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