Bricklayers Insurance

We know JCT is becoming more and more desired as part of a tradesman insurance even though it still remains relatively difficult to find amongst the various providers. We pride ourselves on not only being able to source this protection for those looking for it but also being able to accommodate any other types of cover you may need such as sub-contractors and employees’ tools cover. Speak with one of our advisers about your needs and how we might be able to help.

We can cover your cement mixer whether it is on a trailer or in your van, on site or in transit. Asks us about tool and contractors all risks cover and we’ll get it covered on your policy (exclusions apply).

Bricklayers can risk legal action in respect of their liability for accidental personal injury or property damage arising from their activities. Potentially, the awards as a result of a successful claim can be substantial. Unfortunately, even the legal costs of defending the most spurious claim can cause severe financial hardship. This underlines the importance of insuring your business.

Yes, we can cover labour only sub-contractors, as well as PAYE staff for the same risks under your EL(Employers’ Liability) cover. it is very important to declare how your workforce are employed as this will affect how your risks are calculated.

Some general policies could contain inadequacies that would leave your business uninsured in the event of a major loss. Therefore, protect your company with an industry-specific policy from Towergate.

It is an important globally recognised rating factor and we only use insurers with A-ratings as provided by professional credit rating firms such as such as Standard & Poor’s, A M Best, Moody’s or Fitch Ratings to assess their financial situation and predict their ability to meet on-going policy obligations.

As well as being an important factor for you in choosing the right insurer.  Some main contractors will not subcontract works to any companies not insured with a minimum of an A- financial rating By not having a financially secure insurance policy in place you could potentially be restricting your business and the contracts you take on.

To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for payment spread over ten months. Please visit our dedicated Direct Debit page to find out more.

If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.