Scaffolders Insurance

Protect your business and your clients fully with our scaffolding insurance. Standard cover for scaffolders working on domestic properties up to heights of 15m. Higher limits can be arranged on request.

About Scaffolders Insurance

Building

Cover for work above 15m

Insurance can be extended for work at greater heights.

Trade

Insurance for scaffolding poles and boards

Cover can be extended to include accidental personal injury or damage caused from your negligence when using your poles and boards.

Claim

Dedicated scaffolders claims service

Experts claim handlers to give you peace of mind.

Direct Debit

Pay for your scaffolders insurance by Direct Debit

You can choose to split your payment into ten monthly instalments.

Features of Scaffolders Insurance

Standard cover

What is scaffolders insurance?

Our cover offers public liability insurance for you, your clients and the public. It reimburses you for any legal fees and compensation costs from accidental damage or injuries caused during jobs to members of the public. Popular limits on our scaffolders liability insurance range from £1-10 million with higher levels available on request.

Cover for scaffolding equipment in transit

To allow you flexibility to move your equipment efficiently, we offer cover against theft or damage while your scaffolding equipment is in transit.

Cover against plant fire, theft or malicious damage

We offer tailored cover for plant and equipment against theft, fire, storm, flood, water damage and malicious damage (see your policy for full details). We can also include hired in plant depending on your requirements.

Employers’ Liability to meet statuary requirements

Our employers’ liability insurance cover is flexible covering all staff, and automatically remains in place so when someone leaves, and you need to recruit, the new employees will be instantly covered when they join. This ensures you meet all your legal obligations for employee cover.

Scaffolders Insurance FAQs

Question

Can you include general building work in your scaffolders insurance?

Answer

Yes, general building work to be added into your scaffolders insurance policy. Please enquire for details.

Question

Can you insure scaffolding equipment?

Answer

Yes. We can arrange cover for your scaffolding equipment, including protection whilst the scaffold is being put up and taken down, your poles and boards, and your tools.

Question

Can you offer scaffolders insurance for work on commercial and industrial properties?

Answer

Yes, we can extend your scaffolders insurance to cover commercial and industrial properties. We can also cover you for heights of more than the standard 15m on request; please enquire for details.

Question

Are labour-only scaffolding sub-contractors covered in the same way as direct PAYE staff under the employer’s liability policy?

Answer

Yes, we can cover labour only scaffolding sub-contractors, as well as PAYE staff for the same risks under your EL(Employers’ Liability) cover. it is very important to declare how your workforce are employed as this will affect how your risks are calculated.

Question

Can I pay in instalments?

Answer

If you would prefer to spread the cost of your scaffolders insurance policy, you have the option of setting up a Direct Debit to pay your premium by monthly instalments through our preferred provider, Premium Credit Limited (PCL).

To find out more about PCL and direct debit payments, select Direct Debit.

To understand more about how PCL work together with Towergate, please read our Regulatory Information.

Question

Are there any exclusions?

Answer

We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to your insurance product information document and policy wording, which are available during the quotation process.

How do I make a claim?

When you need to make a claim, we’ll guide you through the process and get your claim settled as quickly as possible.

1.

Find your insurance documents

and make sure you have all your information at hand, including your policy number

2.

Give us a call

on 0344 892 1384 and explain exactly what happened

3.

Provide photos if requested

to help us understand what happened as quickly as we can

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