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Liability, business and employee cover for your barber shop
Your barber shop's tools, equipment, contents and cash can be protected by our barbers insurance against loss from fire, flood, accidental damage or theft. If you own your own barbers' premises we can provide building insurance too.
It's important you arrange public and products liability insurance for your barber shop, to protect you against potential claims from customers or members of the public arising from an error that was your fault. Choose from £1m, £2m, £5m or £10m cover limits to suit your needs, or speak to one of our specialist advisers to find the right cover level for you.
Our barbers insurance can be tailored to your shop's needs, with a range of protection options. These include business interruption insurance to cover your ongoing costs if your business suffers a significant insured incident such as a fire or flood that stops you trading, and cover for theft of cash kept on the premises in and out of hours.
If you employ staff at your barbers you must under UK law have employers' liability insurance. This protects you in case an employee injures themselves whilst working in your barber shop and subsequently raises a compensation claim against you. Our barbers insurance can include employers’ liability cover up to £10 million as standard so you are protected against this risk.
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Yes, we can insure you for any away from your barbers, and can offer self-employed barber insurance policies with public liability up to £5 million.
Yes we can cover your barbers equipment away from the premises. Just make sure it is not left unattended.
We offer business interruption for our barbers insurance, to help cover you for any disruption due an insured incident. We will cover for loss of gross profit over periods of 12, 24 or 36 months.
Yes we can cover for any stock and contents at your barbers shop, including tills. Premiums will depend on underwriting criteria such as the salon security, total value of stock and premises postcode.
Yes, you can grow your barbers insurance with your business. If you open up another barbers, take on new staff or buy new equipment, let us know and we can update your policy to accommodate your changes and ensure you are not underinsured.
We can cover ear and nose piercing with a gun under your barbers insurance policy, but it is not included as standard. Please talk to one of our advisers to set up within your tailored policy.
We don’t put a limit on the number of employees you can cover. However, if you take on new staff after you’ve taken out your policy, please let us know so that we can update your policy and keep you covered.
Public liability covers you for claims from a customer or a member of the public for an injury for which you are liable (e,g. tripping over and injuring themselves) within your premises. Employers' liability is similar, but to cover you for any injuries or illnesses suffered by your employees as a result of your business.
To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months. Please visit our dedicated Direct Debit page to find out more.
