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Barbers Insurance

Liability, business and employee cover for your barber shop

  • Insurance for your barbers shop and your equipment, as well as third-party liability cover
  • Flexible cover for barber, beard trim and beard male grooming businesses
  • We also offer specialist cover for hundreds of health and beauty services

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0344 892 1664

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Our barbers insurance includes:

Cover for your barbers' building, contents and equipment

Your barber shop's tools, equipment, contents and cash can be protected by our barbers insurance against loss from fire, flood, accidental damage or theft. If you own your own barbers' premises we can provide building insurance too.

Public liability insurance for your barbers

It's important you arrange public and products liability insurance for your barber shop, to protect you against potential claims from customers or members of the public arising from an error that was your fault. Choose from £1m, £2m, £5m or £10m cover limits to suit your needs, or speak to one of our specialist advisers to find the right cover level for you.

Flexible barber shop insurance to suit your business

Our barbers insurance can be tailored to your shop's needs, with a range of protection options. These include business interruption insurance to cover your ongoing costs if your business suffers a significant insured incident such as a fire or flood that stops you trading, and cover for theft of cash kept on the premises in and out of hours.

Barber shop employers' liability insurance

If you employ staff at your barbers you must under UK law have employers' liability insurance. This protects you in case an employee injures themselves whilst working in your barber shop and subsequently raises a compensation claim against you. Our barbers insurance can include employers’ liability cover up to £10 million as standard so you are protected against this risk.

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Barbers Insurance FAQs

Does your barbers insurance cover me for mobile barbers work?

Yes, we can insure you for any away from your barbers, and can offer self-employed barber insurance policies with public liability up to £5 million.

Can you cover specialist equipment when I am away for the barbers?

Yes we can cover your barbers equipment away from the premises. Just make sure it is not left unattended.

What happens if there is a fire at my barbers shop?

We offer business interruption for our barbers insurance, to help cover you for any disruption due an insured incident. We will cover for loss of gross profit over periods of 12, 24 or 36 months.

Is stock for my barbers covered?

Yes we can cover for any stock and contents at your barbers shop, including tills. Premiums will depend on underwriting criteria such as the salon security, total value of stock and premises postcode.

Can I add additional barbers shops to my policy?

Yes, you can grow your barbers insurance with your business. If you open up another barbers, take on new staff or buy new equipment, let us know and we can update your policy to accommodate your changes and ensure you are not underinsured.

Does your barbers insurance cover me for ear piercing?

We can cover ear and nose piercing with a gun under your barbers insurance policy, but it is not included as standard. Please talk to one of our advisers to set up within your tailored policy.

How many employees can I cover?

We don’t put a limit on the number of employees you can cover. However, if you take on new staff after you’ve taken out your policy, please let us know so that we can update your policy and keep you covered.

What is the difference between public liability and employers’ liability?

Public liability covers you for claims from a customer or a member of the public for an injury for which you are liable (e,g. tripping over and injuring themselves) within your premises. Employers' liability is similar, but to cover you for any injuries or illnesses suffered by your employees as a result of your business.

Can I pay my barbers insurance in instalments?

To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months. Please visit our dedicated Direct Debit page to find out more.

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