Bricklayers Insurance

Build a solid foundation – talk to the experts at Towergate about Bricklayers Liability insurance.

  • Fast, efficient delivery of verification of insurance documents to get you on site
  • Many optional extras including cover for your business premises, employers liability and accidental damage for hired tools
  • Include cover for up to five different trades in one policy, including builder, electrician and carpenter

Get a quote online and compare bricklayers insurance quotes from our panel

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Got a special request? Call our specialist team to see what they can do for you

0344 346 0409
0344 346 0409

We’re here for you Mon - Thu 8:30am - 6.00pm, Fri - 8:30am - 5.30pm
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We can tailor your bricklayers insurance policy to meet your exact requirements and giving you the confidence to get the job done.

Liability insurance for bricklayers

Liability insurance for the public, your staff and any products you sell are vital protection for your business. We can provide flexible limits of liability so as you grow, take on staff, or new trades, we can raise or lower the limits.

Cover for your equipment

With a flexible tools’ cover limit set by you, we can cover all types of equipment. We can also include employee’s tools, specialist equipment and hired equipment too. Tools must be locked securely outside business hours, and a single item limit may apply.

Specialist types of cover

Many insurers have trouble providing some of the more specialist types of cover such as JCT, non-negligence insurance and ‘contractors all risks’ (CAR) cover for your own plant, hired-in plant, and contract works cover, but our brokers can source policies which include many of these features combined as you need. We can even provide trade specific cover such as professional indemnity for PAT testing and conditioning reports (EICRs) depending on the nature of the work you do.

Get it sorted

Do you need documents quickly to tender for a public contract or to get you site? We can provide verification of insurance via email, often within the same day. Speed up the process even more by getting a quote and buying your bricklayers insurance online, or for a more detailed requirement review, call us today to discuss your needs.

Bricklayers Insurance Claims

If and when it comes to the crunch and you need to make a claim, we have an in-house team who work hard to understand all the details of your claim then get these to the insurer to get your claim resolved as quickly as possible.

If there are any complications with your claim, we’ll follow this up with the insurer and keep you updated with the progress of your claim.

Need to make a claim?

Call us or email us with; your policy number, a phone number to reach you on, details of your claim and photos where possible and relevant.

0344 346 0409

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A Guide to Public Liability Insurance

Public liability insurance could be the most important cover you have. Not only does it pay out for claims that could otherwise topple a successful business but in many cases not having it would put customers and partners off using your services. Our simple guide looks at the main features and pitfalls.

Bricklayers Insurance FAQs

Can you provide JCT insurance and can you cover my sub-contractors tools?

We know JCT is becoming more and more desired as part of a tradesman insurance even though it still remains relatively difficult to find amongst the various providers. We pride ourselves on not only being able to source this protection for those looking for it but also being able to accommodate any other types of cover you may need such as sub-contractors and employees’ tools cover. Speak with one of our advisors about your needs and how we might be able to help.

Is my cement mixer covered on site, and while I’m driving?

We can cover your cement mixer whether it is on a trailer or in your van, on site or in transit. It’s as simple as making sure you declare the cost in your ‘sums insured’ during your quote and we’ll get it covered on your policy.

Why does a bricklayer need public liability insurance?

Bricklayers can risk legal action in respect of their liability for personal injury or property damage arising from their activities. Potentially, the awards that can be made as a result of a successful claim can be substantial. Unfortunately, even the legal costs of defending the most spurious claim can cause severe financial hardship. This underlines the importance of insuring your business.

Am I covered for ‘loss of income’ protection due to bad weather?

For all the searching in the world we doubt we will find you an insurer that will be happy to insure against the good old British weather!

Are labour-only sub-contractors covered in the same way that direct PAYE staff are under the employer’s liability policy?

Yes, both types of employers are covered for the same risks although it is very important you declare how your workforce are employed as it will affect how your risks are calculated.

Why do I need bricklayer-specific insurance?

Some general policies could contain inadequacies that would leave your business uninsured in the event of a major loss. Therefore, protect your company with an industry-specific policy from Towergate.

Is the financial rating of an insurer an important factor?

As the system measures an insurer’s financial situation, allowing you to predict their ability to meet ongoing policy obligations, it is an important factor. Also, there are a number of main contractors that will not sub-contract works to any companies not insured with an insurer with a minimum of an A-financial rating (as determined by established ratings companies). If you have any concerns about whether this may affect your business or have any questions around the rating of an insurer speak with one of our advisors.

Where can I find more information about monthly Direct Debit?

If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.

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