Bricklayers Insurance

Liability insurance for bricklayers.

  • Cover for your equipment
  • Many optional extras including cover for your business premises, employers liability and accidental damage for hired tools
  • Include cover for up to five different trades in one policy, including builder, electrician and carpenter

Compare bricklayers insurance quotes from our panel and buy online

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Got a special request? Call our specialist team to see what they can do for you

0344 346 0409
0344 346 0409

Mon - Thu 8:30am - 6.00pm, Fri - 8:30am - 5.30pm
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Bricklayers insurance from £62.92*

*New Business quote based on a bricklayer with 1 million public liability cover, trading for 5 years or over, no employees. Quote correct as of 1 June 2017.

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Features of our bricklayer insurance policy

Public liability insurance for bricklayers

Liability insurance for the public, your staff and any products you sell are vital protection for your business. Our bricklayers insurance can provide flexible limits of liability so as you grow, take on staff, or new trades, we can raise or lower the limits.

Cover for your equipment

With a flexible tools’ cover limit set by you, we can cover all types of equipment. We can also include employee’s tools, specialist equipment and hired equipment too. Tools must be locked securely outside business hours, and a single item limit may apply.

Specialist types of cover

Many insurers have trouble providing some of the more specialist types of cover such as JCT, non-negligence insurance and ‘contractors all risks’ (CAR) cover for your own plant, hired-in plant, and contract works cover, but our brokers can source policies which include many of these features combined as you need. We can even provide trade specific cover such as professional indemnity for PAT testing and conditioning reports (EICRs) depending on the nature of the work you do.

Get it sorted

Do you need documents quickly to tender for a public contract or to get you site? We can provide verification of insurance via email, often within the same day. Speed up the process even more by getting a quote and buying your bricklayers insurance online, or for a more detailed requirement review, call us today to discuss your needs.

Bricklayers Insurance Claims

If and when it comes to the crunch and you need to make a claim, we'll send the details of your claim to the insurer to get your claim resolved as quickly as possible.

If there are any complications with your claim, we’ll follow this up with the insurer and keep you updated with the progress of your claim.

Need to make a claim?

Call us or email us with; your policy number, a phone number to reach you on, details of your claim and photos where possible and relevant.

0344 346 0409

Bricklayers Insurance Articles & Guides

Get tips and advice from our industry experts to ensure you get the best out of your brick layers insurance.

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insurance guide

A Guide To Professional Tradesman Insurance Cover

Tradesman insurance is an umbrella term for any business or person who works performing a trade or service to the public. Yet with hundreds of different trades, how do you know what cover you might need? Our guide will help you understand liability insurance for trades, the different cover required and the types of trades we can insure

Long Winter Ahead Sign Smaller

article

Bad Weather Business Continuity Tips

Bad weather can severely disrupt business and could result in business interruption claims. With this in mind, weather-proofing your business is important and done well, could save your business hassle. We look at key things you can do to keep trading through the bad weather and how to stay prepared with a business continuity plan.

Business Invoicing

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Business Invoicing

Client invoicing practiced in a clear and organised way will not only help you receive your cash sooner but will portray professionalism and provide evidence in the event of a non-payment or business insurance claim. We take a look at the top tips for best practice customer billing.

Bricklayers Insurance FAQs

Can you provide JCT insurance and can you cover my sub-contractors tools?

We know JCT is becoming more and more desired as part of a tradesman insurance even though it still remains relatively difficult to find amongst the various providers. We pride ourselves on not only being able to source this protection for those looking for it but also being able to accommodate any other types of cover you may need such as sub-contractors and employees’ tools cover. Speak with one of our advisers about your needs and how we might be able to help.

Is my cement mixer covered on site, and while I’m driving?

We can cover your cement mixer whether it is on a trailer or in your van, on site or in transit. It’s as simple as making sure you declare the cost in your ‘sums insured’ during your quote and we’ll get it covered on your policy.

Why does a bricklayer need public liability insurance?

Bricklayers can risk legal action in respect of their liability for personal injury or property damage arising from their activities. Potentially, the awards that can be made as a result of a successful claim can be substantial. Unfortunately, even the legal costs of defending the most spurious claim can cause severe financial hardship. This underlines the importance of insuring your business.

Am I covered for ‘loss of income’ protection due to bad weather?

For all the searching in the world we doubt we will find you an insurer that will be happy to insure against the good old British weather!

Are labour-only sub-contractors covered in the same way that direct PAYE staff are under the employer’s liability policy?

Yes, both types of employers are covered for the same risks although it is very important you declare how your workforce are employed as it will affect how your risks are calculated.

Why do I need bricklayer-specific insurance?

Some general policies could contain inadequacies that would leave your business uninsured in the event of a major loss. Therefore, protect your company with an industry-specific policy from Towergate.

Is the financial rating of an insurer an important factor?

As the system measures an insurer’s financial situation, allowing you to predict their ability to meet ongoing policy obligations, it is an important factor. Also, there are a number of main contractors that will not sub-contract works to any companies not insured with an insurer with a minimum of an A-financial rating (as determined by established ratings companies). If you have any concerns about whether this may affect your business or have any questions around the rating of an insurer speak with one of our advisers.

Can I pay in instalments?

To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months. Please visit our dedicated Direct Debit page to find out more.

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