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Chris North FCII - Commercial Vehicle Insurance Technical Manager

About Chris

Chris North FCII, commercial vehicles insurance articles authorChris is a respected industry leader with over 40 years' experience, who has worked in the insurance industry in a variety of roles, accumulating a wealth of knowledge. He is a longstanding Fellow of the Chartered Insurance Institute (FCII).

He is currently Technical Manager for Towergate's motor division, providing expertise on all matters relating to motor fleet insurance, in particular haulage and self-drive hire fleets. Chris is responsible for providing this specialist team with technical advice, not only about the usual motor, liability, property and goods in transit covers, but also increasingly crucial covers such as directors’ and officers’ liability insurance and cyber threat insurance.

His role also includes bringing forwards new initiatives for transport-related businesses, in particular those of a risk management nature given the importance Towergate places on the maxim that ‘prevention is better than cure’.

Towergate is the UK’s leading independent insurance broking platform and forms part of The Ardonagh Group, an international network of over 100 offices and 7,000 people which incorporates leading brands in both Lloyd’s of London and global markets.

This is a marketing article by Towergate Insurance.

Read commercial vehicle articles below

Articles by Chris

Truck Insurance Guide

Truck Insurance Guide

Read about the most common truck insurance features and exclusions in our product guide, and find out if you need to take out a policy.

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Are your Conditions of Carriage legally enforceable?

To obtain the protection you need, it’s important to use your Conditions of Carriage correctly if they are to be legally enforceable.

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Goods In Transit Security

A Risk Update for the Transport Industry

We are all too aware that the road transport industry is often involved in serious incidents involving personal tragedy and huge costs. Very often, these high profile, dramatic...

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Work Van Tools

Buying a van that works for your business

Buying a commercial van is a big deal – and choosing which model to buy, as well as weighing up the pros and cons of new versus second hand can make a big difference to business.

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Insurance Policy

‘Commercial considerations’ transit insurance extension

Unsure on the benefits and limitations associated with the 'commercial considerations' transit insurance extension? Here's why it's worth considering.

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crash-for-cash-scams

Beware Crash for Cash Scams

Towergate Insurance Motor Division have issued a list of top tips to help drivers avoid being targeted in 'crash for cash' scams. Towergate Insurance has found that staged...

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Driving Instructor Insurance Buyer's Guide

Our guide walks you through the main features of driving instructor insurance and explains how you can keep your premium down with driving instructor insurance discounts....

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DVLA

DVLA Licence Validation

To reduce risk in your car hire business, it’s essential to thoroughly check each of your customer’s licences to make sure they are who they say they are and ensure that their...

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Haulage Truck

‘Full Responsibility’ Transit Insurance

This article explains the difference between "all risks" goods in transit cover and "Full responsibility" transit insurance. An important read for any haulier but especially...

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Goods In Transit

Goods-in-transit – Are you liable for consequential losses?

How can hauliers insure themselves against consequential losses?

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Goods In Transit Security

Putting Goods-in-Transit Security First

Losing a load doesn't just cost time and money; reputations can be broken if security fails and consignments are lost. This guide looks at some of the ways you can minimise...

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Haulage Truck

Keeping your fleet costs down

To some involved in the road haulage fleet insurance sector, the term ‘risk management’ may still mean little more than claims analysis and driver training. Whilst those...

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Before the flood - Protecting your business against flooding

Flooding can be disastrous for any business. In some cases this means stock is destroyed but in almost all cases your business is likely to lose money simply because you won't...

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Recruiting Sub-Contractors

The use of subcontractors is an essential part of many logistics companies whose operations demand flexibility. Bringing subcontractors into the supply chain is a straightforward...

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Risks Ahead Sign Post 2

Risk management – expense or investment?

Are risk management solutions an expense to be saved or a worthwhile investment for drivers, road users and businesses alike? We look at how making changes can save costs...

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Haulage Risk Management

Reducing the Risks of Using Agency Drivers

For some transport companies, agency drivers are a vital component of a flexible workforce. This article provides some tips on how to reduce the risks that come with using...

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Best Car Chauffeurs

What is the Best Car for Chauffeurs?

The Mercedes Benz S-Class is a popular choice for chauffeur companies in the UK. Visit almost any chauffeur company website and you’ll see their fleet includes at least one...

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Vehicle Safety Systems

Vehicle Safety Features to Reduce Your Insurance Costs

With roads growing busier and distractions growing greater, keeping drivers safe and insurance claims down is increasingly vital for transport operators. Read how new vehicle...

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Occupational Road Safety

Reduce the Risk: Occupational Road Safety for Your Vehicles

Placing occupational road safety at the heart of the business is crucial for vehicle firms. Learn how to create the right occupational road safety culture to ensure your fleet...

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Taxi Insurance Guide 1

Taxi Insurance Guide

Read about the most common taxi insurance features and exclusions in our product guide, and find out whether you need to take out a policy.

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12 Tips To Tackle Vehicle Rental Crime

12 Tips to Tackle Vehicle Rental Crime

Doing all you can to keep your rental fleet secure is important. Even those running the tightest of ships can experience vehicle losses at the hands of criminals. We've put...

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Fleet Insurance

Using Camera Systems to Reduce Your Fleet Insurance Costs

Cutting the frequency and severity of claims can help reduce your truck insurance and fleet insurance premiums. Read our guide to installing camera systems for your vehicles,...

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Trucks For Driver Training Small

Guide to CPC Training

If you own or rent a lorry, bus or coach and wish to drive it commercially, it is vital to obtain Driver CPC. Alternatively, you may already have Driver CPC and are coming...

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Truck Insurance Guide 2

Managing the Spreading Fire Risk in Trucks

Losing one vehicle due to fire can be a costly and disruptive event. Losing a fleet of vehicles due to fire spreading to several vehicles parked close together could prove...

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crash-for-cash-scams

Civil Liability Bill Could Reduce Truck Insurance Premiums

Government research indicates that since 2005 motor personal injury claims have risen by around 40% despite road accidents having fallen by nearly 30% during the same period.*...

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Airbag

Avoiding Airbag Injuries while Driving Trucks

Police are warning drivers not to wear lanyards around their neck whilst driving. The advice follows incidents where injuries have been aggravated following the deployment...

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truck social

How Driverless Vehicles Could Affect Your Truck Insurance

The publication in February 2019 of the Government’s ‘Code of Practice: Automated vehicle trialling’ points to the possibility that driverless vehicles could be seen on our...

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Minibus Small

What Licence Do I Need to Drive a Minibus?

Holding the correct licence to drive a minibus is essential, and varies according to how you are using the vehicle. Read our guide to see if you need an additional licence...

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Minibus Small

Minibus Insurance Buyer's Guide

Driving a minibus for personal, voluntary or business purposes? Read our guide to ensuring you are protected with the right minibus insurance.

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