Competition Car Insurance

Competition car insurance for road-legal vehicles to cover track days, road use and storage

  • Minimum of five track days per year included at no extra cost
  • Cover can be extended to include up to £5000 worth of tools and equipment
  • We can also provide rally car insurance, including any after- market modifications

Get on track and request a competition car insurance quote online

Get a quote

If you’d prefer to speak to us, call one of our friendly advisers:

0344 892 1966

9:00am - 5:00pm Monday to Friday
Can’t get through right now? Request a callback

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High street insurers can struggle to provide adequate cover for your sports and rally cars. But our specialist policies offer you these great features:

Insurance for competition car track days

We include a minimum of five track days insurance per year at no extra cost (six for Lotus Elise and BMW M3s), meaning no need to pay for expensive one-off cover every time you go to the track. Simply call one of our advisers to arrange extra days cover if you needed.

Insurance for road use

Our standard rally car insurance policy gives fully comprehensive road use for drivers over 25 years old and can include commuting and unlimited mileage. Even if your car is high performance or converted for racing, if it's road-legal we can offer road use insurance.

Tools and spares for competition cars

Do you take separate parts, tyres, tools and equipment with you to races? Our optional tools cover includes up to £5000 worth of tools and equipment cover. This means that, as long as you can keep it securely locked when not in use, your race kit can be just as well covered as your vehicle.

No-claims discounts

Already built a no-claims discount on your current road car? We can mirror your race car insurance discount on your sports car policy with us, or start building your no-claims discount today. Speak with one of our advisers regarding other discounts for car club members and drivers with high-performance qualifications.

Competition Car Insurance Claims

An insurance policy is only as good as its claims service. And we’re not talking about any old car here. Your race car is not just your hobby, or even just your ride to work. It’s your passion; an investment in your happiness.

That’s why our exclusive race insurance policies are underwritten by A-rated insurer Aviva. Should you need to make a claim you can contact their dedicated motor claims directly, 24 hours a day. However if at any time you’re looking for impartial advice or help with your claim, you can call one of our advisers who will be happy to support you.

Need to make a claim?

Give us a call and we’ll help settle your claim:

0800 092 9564

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Competition Car Insurance FAQs

Can I cover just one track day on its own?

Yes you can. Rather than buying an annual sports car policy we can simply cover you for one-off events if you prefer. Please see our track day car insurance page.

Do I have to have a tracker fitted?

We only require a tracker if your vehicle is valued at £40,000 or more.

What’s the maximum value you can insure?

We can insure up to a £125,000 car over the phone. However we can insure up to £149,999 on referral.

What about damage to my car in an event?

Our on-event cover will cover the vehicle you are driving for accidental damage occurring during the rally.

Do you offer cover for storage and transit?

Yes we can, through our storage and transit cover. This will cover your vehicle while being stored at the event and while in transit to the event. We can even cover the trailer it is being carried on.

Where can I find more information about monthly Direct Debit?

If you want to know more about our monthly payment option, please read our dedicated page on Direct Debit.

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