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Hotel and Guesthouse Insurance

Flexible hotel and guesthouse insurance to suit you, whether you run a boutique hotel or a guesthouse.

  • Business interruption insurance included as standard on our hotel and guesthouse insurance
  • Our policies can include loss of licence cover
  • Public liability is featured on our standard hotel and guesthouse insurance

Speak to our advisers for a tailored hotel and guesthouse insurance quote

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Call one of our specialist advisers to find out more about our hotel and guesthouse insurance

0344 892 1664
0344 892 1664

Mon-Thu 8:30am-5.30pm, Fri 8:30am-5.00pm
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What does hotel and guesthouse insurance cover?

Public liability as standard

All our hotel and guesthouse insurance policies include public liability cover. You can rest easy knowing that your business is protected if guests suffer an injury or property loss or damage as a result of your business.

Bespoke policies to suit your business

When it comes to the hospitality industry, we know that every business is unique, so we work hard to ensure that our hotel and guesthouse insurance policy is designed specifically for your business.

Accidental damage cover

With accidental damage cover included in our hotel and guesthouse insurance, you can enjoy meeting your guests and making their stay as comfortable as possible without having to worry about anything being ruined by over-excited visitors.

Legal expenses insurance

Our hotel and guesthouse insurance will ensure your legal expenses are covered. So, should the worst happen you know that our teams will be there to help you.

Hotel and Guesthouse Insurance Claims

In the event of a claim please give us a call and we will talk through your claim and help guide you through your next steps in the process.

Need to make a claim?

Give us a call and we’ll help settle your claim

0344 892 1384

Hotel and Guesthouse Insurance Articles & Guides

Get tips and advice from our industry experts to ensure you get the best out of your hotel and guesthouse insurance.


insurance guide

Hotel Insurance Guide

A simple guide to insurance for hotels and guesthouses. We explain the features, exclusions and optional covers that are usually found in this type of business insurance....

View insurance guide

Hotel and Guesthouse Insurance FAQs

Can you offer cover for hotels with leisure facilities?

Yes. Through our panel of insurers we are able to offer cover for those larger premises offering leisure facilities

Can you offer subsidence cover and buildings insurance?

Yes, we can offer both types of cover for the premises, whether it's your own home you are operating as a B&B or a hotel you lease.

Is this cover suitable if I run a bed and breakfast?

We offer specialist cover for B&Bs which is ideal for short-stay guests in your home. Find more information for bed and breakfast insurance here.

Which insurers do you use as a broker?

We use some of the top insurers on the market: Towergate Commercial Underwriting, NIG, Zurich, Fortis, Groupama and Liverpool Victoria.

Can I pay in instalments?

To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months. Please visit our dedicated Direct Debit page to find out more.

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