Hotel and Guesthouse Insurance

Flexible hotel and guesthouse insurance to suit you, whether you run a boutique hotel or a guesthouse

  • Business interruption insurance included as standard on our hotel and guesthouse insurance
  • Our policies can include loss of licence cover
  • Public liability is featured on our standard hotel and guesthouse insurance

Speak to our advisers for a tailored hotel and guesthouse insurance quote

Get a quote

Call one of our specialist advisers to find out more about our hotel and guesthouse insurance

0344 346 0409
01883 339 300

Mon - Thu 8:30am - 6.00pm, Fri - 8:30am - 5.30pm
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What does hotel and guesthouse insurance cover?

Public liability as standard

All our hotel and guesthouse insurance policies include public liability cover. You can rest easy knowing that your business is protected if guests suffer an injury or property loss or damage as a result of your business.

Bespoke policies to suit your business

When it comes to the hospitality industry, we know that every business is unique, so we work hard to ensure that our hotel and guesthouse insurance policy is designed specifically for your business.

Accidental damage cover

With accidental damage cover included in our hotel and guesthouse insurance, you can enjoy meeting your guests and making their stay as comfortable as possible without having to worry about anything being ruined by over-excited visitors.

Legal expenses insurance

Our hotel and guesthouse insurance will ensure your legal expenses are covered. So, should the worst happen you know that our teams will be there to help you.

Hotel and Guesthouse Insurance Claims

In the event of a claim please give us a call and we will talk through your claim and help guide you through your next steps in the process.

Need to make a claim?

Give us a call and we’ll help settle your claim

0344 892 1384

Hotel and Guesthouse Insurance Articles & Guides

Get tips and advice from our industry experts to ensure you get the best out of your hotel and guesthouse insurance.

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Hotel Insurance Guide

A simple guide to insurance for hotels and guesthouses. We explain the features, exclusions and optional covers that are usually found in this type of business insurance....

View insurance guide
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Guide to Commercial Property Insurance

Commercial property or commercial landlord insurance is protection for property owners who are letting out to third parties for commercial use. Your tenant is the business, organisation or group who has a rental agreement in place legally allowing them to inhabit your property. It is this agreement that defines you as a landlord and which qualifies you for such a policy.

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Towergate's Top 10 UK B&Bs

As part of our Great British Summertime, we've listed our top 10 bed and breakfasts across the UK. Follow the link to vote for your favourite holiday for the chance to win a summer time hamper!

Hotel and Guesthouse Insurance FAQs

Can you offer cover for hotels with leisure facilities?

Yes. Through our panel of insurers we are able to offer cover for those larger premises offering leisure facilities

Can you offer subsidence cover and buildings insurance?

Yes, we can offer both types of cover for the premises, whether it's your own home you are operating as a B&B or a hotel you lease.

Is this cover suitable if I run a bed and breakfast?

We offer specialist cover for B&Bs which is ideal for short-stay guests in your home. Find more information for bed and breakfast insurance here.

Which insurers do you use as a broker?

We use some of the top insurers on the market: Towergate Commercial Underwriting, NIG, Zurich, Fortis, Groupama and Liverpool Victoria.

Where can I find out more about monthly Direct Debit?

If you would prefer to spread the cost of your policy you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments through our preferred provider, Premium Credit Limited (PCL).

To find out more about PCL and direct debit payments, select Direct Debit.

To understand more about how PCL work together with Towergate, please read our Regulatory Information.

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