Specialist liability cover designed for travel agents, including specialist policies designed to fit your business needs and requirements.
Our preferred status amongst the majority of the market ensures your travel agents quote is competitive.
Policies that fit your business and comply with your package travel regulation requirements.
Experts claim handlers to give you peace of mind.
Choose to spread your payment into 10 monthly Direct Debit instalments.
Cover to protect the insured against damages being sought for death or injury or damage to property against tour operators or travel agents. This cover includes liability that attaches to the operator for all component parts of a package as defined under “Package Travel, Package Holidays and Package Tour Regulations 1992”. Our policy can include a public liability limit of indemnity of £2 million (with the option to increase up to £25 million).
Our professional indemnity cover is here to provide protection against any claims for compensation by dissatisfied customers, where injury or property damage is not involved and there are allegations of an error or omission on the part of the operator or their third-party suppliers. Cover can extend to include sale of insurance extension if required.
Property damage cover for travel agencies can include: buildings cover, office contents, computer equipment, tenants improvements and shop front and ‘All Risks’.
Dynamic packaging is when a travel company puts single components together to form one package: i.e. transportation, accommodation, theatre tickets, car hire. Towergate can arrange cover for dynamic packaging providing the activities do not exceed 25% of the total turnover.
When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.
Our travel office combined policy is designed to protect the tangible assets of your business and your potential liability exposures to the package travel regulations. A number of areas which you are at risk from include, but are not limited to:
Public Liability, with limits of indemnity from £2m to £25m. This is to protect your business against damages being sought for death or injury or damage to property. We include liability that attaches to the operator for all component parts of a Package as defined under “Package Travel, Package Holidays and Package Tour Regulations 1992”. Cover may include:
Professional Indemnity - with £1,000,000 indemnity limit for any one loss. This cover is designed to provide protection to you for any claims for compensation by dissatisfied customers, where injury or property damage is not involved, and there are allegations of an error or omission on the part of the operator or their agents. Cover can extend to include Sale of Insurance Extension if required.
Optional Covers available include:
Exclusions vary according to policy type, so it’s important to make sure that you understand and communicate your business’s specifics and needs when speaking to an adviser.
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