Static Caravan Insurance

Static caravan insurance just the way you like it - with wide-ranging cover and low excesses.

  • Get new for old cover for life for all caravans under 20 years old
  • In-house claims team to help you through every step of your claim
  • £0 excess on most claims unless you experience subsidence

Cover your static caravan online in a matter of minutes

Get a quote
Retrieve a quote

Got a special request? Call our UK based specialist team to see what they can do for you

0344 892 1413
0344 892 1413

We’re here for you Mon - Wed 9am - 8pm, Thurs - Fri 9am - 5pm, Sat 9am - 1pm
Can’t get through right now? Request a callback

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What does static caravan insurance cover?

Flood cover as standard

If your static caravan is in a flood risk area you might find other insurance providers can't cover it or will exclude flood cover. We aim to find you cover and will never exclude flood from a static caravan policy. For the most part we offer a zero excess on this cover too but please be aware in some high risk areas we may need to add an excess to the policy.

Zero excesses on most claims

When you claim, you’ll get every penny from your final settlement. The only exception is in the (unlikely) event of ground movement (Landslip, heave or subsidence) where we have a £500 excess.

Water and frost damage

The winters can be cruel to static caravans. That’s why we offer water and frost damage cover with, you guessed it, zero excess. We only ask one thing – please either turn off the water at the mains (you probably do this any way), fully drain down your caravan or keep the heating on at 15 degrees whilst you’re not there.

Static caravan contents insurance

When you take out insurance with us we’ll ask you about your ‘sums insured’ this will include the value of the leisure home itself and your contents. Simply let us know the value of cover you require and we’ll adjust your premium so that you don’t pay for any more than you need.

These are just some of the key features and exclusions, full details will be found in your policy wording. Show policy documents

Adam Summersby

Adam Summersby

Head of Caravan
“ I’m proud to be Towergate’s Head of Caravan and managing our team of dedicated advisors based here in Cheltenham. We take pride in making sure your calls are handled with the utmost care, so our customers come away feeling confident their leisure home is protected. We are always happy to provide the personal touch and guide you through our cover and we welcome you to challenge our team to get you a better deal.”

Static Caravan Insurance Claims

At Towergate we’re proud of our claims service. Our friendly caravan team in Cheltenham are dedicated to reacting quickly and to keeping your claim moving forward.

Simply call using the number provided in your policy documents. We will talk you through the details of your claim and advise you of the next steps in the process. We will continue to guide you through from notification through to settlement.

Most importantly, when your claim is settled we will ensure payment by BACS straight in to your bank account.

Need to make a claim?

Give us a call and we’ll help settle your claim

0344 892 1416

Static Caravan Insurance Articles & Guides

Get tips and advice from our industry experts to ensure you get the best out of your caravan insurance.

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Static Caravan Tips and Advice Video

We asked our caravan Facebook followers for their best insider tips for living and staying in a static caravan. This video is jammed full of helpful advice for cleaning, maintaining, enjoying and everything else static caravan related!



The Great British Park Off- Britain's Top 10 Holiday Parks

This summer you voted in your thousands as we sought to find Britain’s top holiday park. We've found our winner but our runners up are well worth a visit. We've put together the top 10 in a handy list so if you’re stuck for inspiration for your holidays this year look no further. Caravans, motorhomes, campers and much more besides let’s find your next UK holiday destination.

Customers rate our service at 96%

Based on 678 independent customer reviews.

DateProductScoreCustomer Comment

Static Caravan Insurance (Renewal)


I have both temp; Home Insurance & Caravan Insurance both been dealt with very professionally

Static Caravan Insurance (New Policy Holder)


Everything was explained clearly and insurance set up quickly and efficiently.

Static Caravan Insurance (Renewal)


Easy to arrange staff very helpful even thro I have never had a claim competitive prices keep up the good job

Static Caravan Insurance (Renewal)


phoned Towergate to discuss insurance renewal and pleased with the outcome and all good, so far

Static Caravan Insurance (Renewal)


Were very helpful with all my questions

Static Caravan Insurance (Renewal)


Very pleased with everything.

Static Caravan Insurance (New Policy Holder)


Only issue was i renewed my policy online because it was cheaper than the renewal quote you sent me by letter but kept having phone calls to renew after i had already renewed online.

Static Caravan Insurance (Renewal)


Always very helpful.

Static Caravan Insurance (New Policy Holder)


Great service, sorted on the phone no messing.

Static Caravan Insurance (New Policy Holder)


Taking out the policy with Towergate was simple and completed over the phone. Luke had to read the legal requirements which were long winded but he stopped to check my understanding at each stage. The final quote was very competitive. All the documentation was received promptly.

More reviews

Static Caravan Insurance FAQs

Where can I find static caravan insurance reviews?

We value and proudly display our static caravan insurance reviews via Feefo. You can check out our score and what are customers had to say by checking out the section above.

How much is static caravan insurance?

Your static caravan insurance policy will be individual to you and the premium will depend on the level of cover you choose, the values you need to insure and your claims history among other factors. Static caravan insurance from Towergate starts from just £95 per year.

Where can I find static caravan insurance for caravans outside of the UK?

Our Colchester branch can provide insurance for static caravans which are outside of the UK. You can find out more here.

What is new for old static caravan insurance?

Insuring a static caravan on a new for old basis ensures you will receive a brand new, equivalent model if an insured peril causes damage beyond repair. Towergate can insure static caravans up to 30 years old on a new for old basis.

How does static caravan insurance work?

Static caravan insurance can protect you in three main ways:
1. Public liability, often required by holiday parks
2. Damage caused by various risks such as storm, fire and accidental damage, depending on the level cover you choose
3. Extras like contents, decking, verandas and outdoor furniture For a static caravan insurance quote, contact Towergate Insurance to run through your options.

Can I get static caravan contents insurance?

Most companies will give you the option to insure your static caravan’s contents along with the caravan itself. Make sure you look into what you keep in your caravan and consider the value you will need insured. You may also have the option to insure your contents on a new for old or a market value basis. If you choose new for old cover for the caravan’s contents you should consider how much it will cost to replace your items as new.

Can I pay my caravan insurance in monthly payments?

If you want to know more about our monthly payment option, please read our dedicated page on Direct Debit.

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