Static Caravan Insurance

Static caravan insurance just the way you like it - with wide-ranging cover and low excesses.

  • Get new for old cover for life for all caravans under 20 years old
  • Help through every step of your journey with us
  • No excess on most claims - unless you experience subsidence

Start your static caravan insurance quote online

Get a quote

Got a special request? Call our UK based specialist team to see what they can do for you

0344 892 1413
0344 892 1413

Monday to Thursday 9am-6pm, Friday 9am-5pm, Saturday 9am-12:30pm
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Get a £40 Amazon voucher when you buy a static caravan policy

Offer only available to new customers taking a static caravan insurance policy over the phone. This offer is subject to an annual premium of £200 or above, and cannot be used in conjunction with any other offers or discounts. Subject to underwriting acceptance. Voucher will be issued after one month of cover. Offer expires 31/12/2019 but can be withdrawn at any time. Calls may be recorded. 

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What does static caravan insurance cover?

Flood cover as standard

If your static caravan is in a flood risk area you might find other insurance providers can't cover it or will exclude flood cover. We aim to find you cover and will never exclude flood from a static caravan policy. For the most part we offer a zero excess on this cover too but please be aware in some high risk areas we may need to add an excess to the policy.

Zero excesses on most claims

When you claim, you’ll get every penny from your final settlement. The only exception is in the (unlikely) event of ground movement (Landslip, heave or subsidence) where we have a £500 excess.

Water and frost damage

The winters can be cruel to static caravans. That’s why we offer water and frost damage cover with, you guessed it, zero excess. We only ask one thing – please either turn off the water at the mains (you probably do this any way), fully drain down your caravan or keep the heating on at 15 degrees whilst you’re not there.

Static caravan contents insurance

When you take out insurance with us we’ll ask you about your ‘sums insured’ this will include the value of the leisure home itself and your contents. Simply let us know the value of cover you require and we’ll adjust your premium so that you don’t pay for any more than you need.

Static Caravan Insurance Claims

Simply call using the number below. We will talk you through the details of your claim and advise you of the next steps in the process.

Most importantly, when your claim is settled we will ensure payment by BACS straight in to your bank account.

Need to make a claim?

Give us a call and we’ll help settle your claim

0344 892 1416

Static Caravan Insurance Articles & Guides

Get tips and advice from our industry experts to ensure you get the best out of your caravan insurance.

Buying A Static Caravan


Buying a Static Caravan

Holidaying at home is on the rise and if you’re thinking of investing in a static caravan, you’re securing a little piece of the UK just for you. Static caravans come in many different shapes and sizes: you can buy them new or used and from a holiday park or an individual. So where do you start? Here’s our advice on how to begin.

Static At Sandy Balls


How to find out the value of a static caravan

We like to make insurance as straight forward as possible. This is our guide to insuring your static caravan on a new for old or market value basis and how to ensure the value best represents its true replacement cost.

Static Caravan Insurance FAQs

We value and proudly display our static caravan insurance reviews via Feefo. You can check out our score and what are customers had to say by checking out the section above.

How much is static caravan insurance?

Your static caravan insurance policy will be individual to you and the premium will depend on the level of cover you choose, the values you need to insure and your claims history among other factors. Static caravan insurance from Towergate starts from just £98.40 per year.

Where can I find static caravan insurance for caravans outside of the UK?

Our Colchester branch can provide insurance for static caravans which are outside of the UK.

What is new for old static caravan insurance?

Insuring a static caravan on a new for old basis ensures you will receive a brand new, equivalent model if an insured peril causes damage beyond repair. Towergate can insure static caravans up to 20 years old on a new for old basis.

How does static caravan insurance work?

Static caravan insurance can protect you in three main ways:
1. Public liability, often required by holiday parks
2. Damage caused by various risks such as storm, fire and accidental damage, depending on the level cover you choose
3. Extras like contents, decking, verandas and outdoor furniture For a static caravan insurance quote, contact Towergate Insurance to run through your options.

Can I get static caravan contents insurance?

Most companies will give you the option to insure your static caravan’s contents along with the caravan itself. Make sure you look into what you keep in your caravan and consider the value you will need insured. You may also have the option to insure your contents on a new for old or a market value basis. If you choose new for old cover for the caravan’s contents you should consider how much it will cost to replace your items as new.

Can I pay my caravan insurance in monthly payments?

If you want to know more about our monthly payment option, please read our dedicated page on Direct Debit.

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