Our cover combines flexibility with great features. Here are just a few ways we can cover your home away from home:
We include flood cover in all our policies. For the most part we offer zero excess on this cover but in some high risk areas we may need to add an excess. In 2013 between October and February we helped 301 people get their static caravans back up and running during some of the worst weather for decades.
When you claim, you’ll get every penny from your final settlement. The only exception is in the (unlikely) event of ground movement (Landslip, heave or subsidence) where we have a £500 excess.
The winters can be cruel to static caravans. That’s why we offer water and frost damage cover with, you guessed it, zero excess. We only ask one thing – please either turn off the water at the mains (you probably do this any way), fully drain down your caravan or keep the heating on at 15 degrees whilst you’re not there.
When you take out insurance with us we’ll ask you about your ‘sums insured’ this will include the value of the caravan itself and your contents. Simply let us know the value of cover you require and we’ll adjust your premium so that you don’t pay for any more than you need.
These are just some of the key features and exclusions, full details will be found in your policy wording. Show policy documents
At Towergate we’re proud of our claims service. Our friendly caravan team in Cheltenham are dedicated to reacting quickly and to keeping your claim moving forward.
Simply call using the number provided in your policy documents. We will talk you through the details of your claim and advise you of the next steps in the process. We will continue to guide you through from notification through to settlement.
Most importantly, when your claim is settled we will ensure payment by BACS straight in to your bank account.
Give us a call and we’ll help settle your claim
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Your policy will be individual to you and the premium will depend on the level of cover you choose, the values you need to insure and your claims history among other factors. Static caravan insurance from Towergate starts from just £95 per year.
Our Colchester branch can insure static caravans which are outside of the UK. You can find out more here.
Insuring a static caravan on a new for old basis ensures you will receive a brand new, equivalent model if an insured peril causes damage beyond repair. Towergate can insure static caravans up to 30 years old on a new for old basis.
Static caravan insurance can protect you in three main ways:
1. Public liability, often required by holiday parks
2. Damage caused by various risks such as storm, fire and accidental damage, depending on the level cover you choose
3. Extras like contents, decking, verandas and our door furniture For a static caravan insurance quote, contact Towergate Insurance to run through your options.
Most companies will give you the option to insure your static caravan’s contents along with the caravan itself. Make sure you look into what you keep in your caravan and consider the value you will need insured. You may also have the option to insure your contents on a new for old or a market value basis. If you choose new for old cover for the caravan’s contents you should consider how much it will cost to replace your items as new.
If you want to know more about our monthly payment option, please read our dedicated page on Direct Debit.