Take out a policy with us between now and 31st December 2016 and we'll automatically enter you into our prize draw to win up to £3000 towards your site fees and one years' free insurance. If you're already with us - don't worry! You'll be automatically entered into the draw too. Good luck!
*Win up to £3,000 towards your site fees plus free insurance. Towergate Insurance (the promoter) will automatically enter all static caravan policyholders with a live policy as at 23:59 on 31st December 2016 into the free random prize draw. The draw to be held on 4th January 2017 and we will require proof of your site fee payment. If you do not wish to have your details entered into the draw please email firstname.lastname@example.org. The winner will be notified in writing within 14 days of the draw. If we do not hear back from the winner within 30 days from the date of that letter, we reserve the right to select a new winner. The winner may opt out of the prize within 30 days of this letter. The promoter’s announcement of the winner is final; no correspondence will be entered into. The winner must agree to have his/her name and postal town published and be willing to participate in any post event publicity. Acceptance of the prize deems approval of publicity. Offer may be withdrawn and/or amended at any time. Calls may be recorded. Current Towergate employees and their immediate family are not eligible to win this competition. Cash alternative not available. Subject to underwriting acceptance of Towergate scheme. The name of the winner can be obtained by writing to the Marketing Department, Towergate Insurance, Ellenborough House, Wellington Street, Cheltenham, GL50 1XZ.
Our cover combines flexibility with great features. Here are just a few ways we can cover your home away from home:
We include flood cover in all our policies. For the most part we offer zero excess on this cover but in some high risk areas we may need to add an excess. In 2013 between October and February we helped 301 people get their static caravans back up and running during some of the worst weather for decades.
When you claim, you’ll get every penny from your final settlement. The only exception is in the (unlikely) event of ground movement (Landslip, heave or subsidence) where we have a £500 excess.
The winters can be cruel to static caravans. That’s why we offer water and frost damage cover with, you guessed it, zero excess. We only ask one thing – please either turn off the water at the mains (you probably do this any way), fully drain down your caravan or keep the heating on at 15 degrees whilst you’re not there.
When you take out insurance with us we’ll ask you about your ‘sums insured’ this will include the value of the caravan itself and your contents. Simply let us know the value of cover you require and we’ll adjust your premium so that you don’t pay for any more than you need.
These are just some of the key features and exclusions, full details will be found in your policy wording. Show policy documents
At Towergate we’re proud of our claims service. Our friendly caravan team in Cheltenham are dedicated to reacting quickly and to keeping your claim moving forward.
Simply call using the number provided in your policy documents. We will talk you through the details of your claim and advise you of the next steps in the process. We will continue to guide you through from notification through to settlement.
Most importantly, when your claim is settled we will ensure payment by BACS straight in to your bank account.
Give us a call and we’ll help settle your claim
Get tips and advice from our industry experts to ensure you get the best out of your caravan insurance.
We asked our caravan Facebook followers for their best insider tips for living and staying in a static caravan. This video is jammed full of helpful advice for cleaning, maintaining, enjoying and everything else static caravan related!
This summer you voted in your thousands as we sought to find Britain’s top holiday park. We've found our winner but our runners up are well worth a visit. We've put together the top 10 in a handy list so if you’re stuck for inspiration for your holidays this year look no further. Caravans, motorhomes, campers and much more besides let’s find your next UK holiday destination.
Learn about the world's most audacious luxury lodges which take you back to nature in the most spectacular secluded locations.
Based on 678 independent customer reviews.
We value and proudly display our static caravan insurance reviews via Feefo. You can check out our score and what are customers had to say by checking out the section above.
Your policy will be individual to you and the premium will depend on the level of cover you choose, the values you need to insure and your claims history among other factors. Static caravan insurance from Towergate starts from just £95 per year.
Our Colchester branch can insure static caravans which are outside of the UK. You can find out more here.
Insuring a static caravan on a new for old basis ensures you will receive a brand new, equivalent model if an insured peril causes damage beyond repair. Towergate can insure static caravans up to 30 years old on a new for old basis.
Static caravan insurance can protect you in three main ways:
1. Public liability, often required by holiday parks
2. Damage caused by various risks such as storm, fire and accidental damage, depending on the level cover you choose
3. Extras like contents, decking, verandas and our door furniture For a static caravan insurance quote, contact Towergate Insurance to run through your options.
Most companies will give you the option to insure your static caravan’s contents along with the caravan itself. Make sure you look into what you keep in your caravan and consider the value you will need insured. You may also have the option to insure your contents on a new for old or a market value basis. If you choose new for old cover for the caravan’s contents you should consider how much it will cost to replace your items as new.
If you want to know more about our monthly payment option, please read our dedicated page on Direct Debit.