About Barbers Insurance

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Beard trim and male grooming insurance

Flexible cover for barber, beard trim and beard male grooming businesses

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Health and beauty service insurance

We also offer specialist cover for hundreds of health and beauty services

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Dedicated barber shop claims service

Experts claim handlers to give you peace of mind

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Pay for your barbers’ insurance by Direct Debit

You can choose to split your payment into 10 instalments. For more details, please visit our dedicated Direct Debit page.

Features of Barbers Insurance

Standard cover

Cover for your barbers' building, contents and equipment

Your barber shop's tools, equipment, contents and cash can be protected by our barber’s insurance against loss from fire, flood, accidental damage or theft. If you own your own barbers' building, we can provide building insurance too.

Public liability insurance for your barbers

It's important you arrange public and products liability insurance for your barber shop, to protect you against potential claims from customers or members of the public arising from an error that was your fault. Choose from £1m, £2m, £5m or £10m cover limits to suit your needs or speak to one of our specialist advisers to find the right cover level for you.

Flexible barber shop insurance to suit your business

Our barbers insurance can be tailored to your shop's needs, with a range of protection options. These include business interruption insurance to cover your ongoing costs if your business suffers a significant insured incident such as a fire or flood that stops you trading, and cover for theft of cash kept on the premises in and out of hours.

Barber shop employers' liability insurance

If you employ staff at your barbers you must under UK law have employers' liability insurance. This protects you in case an employee injures themselves whilst working in your barber shop and subsequently raises a compensation claim against you. Our barber shop insurance can include employers’ liability cover up to £10 million as standard so you are protected against this risk.

Barbers Insurance FAQs


Does your barbers insurance cover me for mobile barbers work?


Yes, we can insure you for any work away from your barbers and can offer self-employed barber insurance policies with public liability up to £5 million.


Can you cover specialist equipment when I am away from the barbers?


Yes, we can cover your barbers equipment away from the premises. Just make sure it is not left unattended.


What happens if there is a fire at my barbers shop?


We offer business interruption for our barbers insurance, to help cover you for any disruption due an insured incident. We will cover for loss of gross profit over periods of 12, 24 or 36 months.


Is stock for my barbers covered?


Yes, we can cover for any stock and contents at your barbers shop, including tills. Premiums will depend on underwriting criteria such as the salon security, total value of stock and premises postcode.


Can I add additional barbers shops to my policy?


Yes, you can grow your barbers insurance with your business. If you open up another barbers, take on new staff or buy new equipment, let us know and we can update your policy to accommodate your changes and ensure you are not underinsured.


Does your barbers insurance cover me for ear piercing?


Ear and nose piercing is not included as standard, but can be included under your barbers insurance policy with full details. Please talk to one of our advisers to arrange for your cover to be extended to include this.


How many employees can I cover?


We don’t put a limit on the number of employees you can cover. However, if you take on new staff after you’ve taken out your policy, please let us know so that we can update your policy and keep you covered.


What is the difference between public liability and employers’ liability?


Public liability covers you for claims from a customer or a member of the public for an injury for which you are liable (e,g. tripping over and injuring themselves) within your premises. Employers liability is similar and covers you for any injuries or illnesses suffered by your employees as a result of your business.


Can I pay in instalments?


To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for payment spread over ten months. Please visit our dedicated Direct Debit page to find out more.


Where can I find more information about monthly Direct Debit?


If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.

How do I make a claim?

When you need to make a claim, we’ll guide you through the process and get your claim settled as quickly as possible.


Find your insurance documents

and make sure you have all your information at hand, including your policy number


Give us a call

on 0344 892 1384 and explain exactly what happened


Provide photos if requested

to help us understand what happened as quickly as we can

Relaxed Person Making Claim