We provide specialist catering van and trailer insurance to mobile businesses offering a hot or cold food catering, including burger vans, ice cream vans, mobile shops and catering trailers.
Get a catering van insurance quote from our panel and Lloyds underwriters by submitting your details online.
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Being a mobile business creates a unique set of risks, read on for more info on how we can keep you covered.
Private vehicle insurance will cover you for personal use, some policies may even include cover for you to commute to and from a permanent place of work. However, as a caterer, you will require a specialist mobile catering van insurance policy, not only covering your business use for travelling to different catering locations, but also providing cover for your catering vehicle as well as permanent fixtures and fittings, meaning your equipment is fully covered too. Due to the nature of such equipment, our specialist catering policies include full fire cover, particularly important if you have any hot food or electrical appliances on board.
Being a mobile caterer, losing income and clients poses a serious threat to the sustainability of your business. We fully understand the gravity of this threat and therefore offer a range of optional covers to either prevent or minimise this risk. In addition to our catering van policies, we offer legal expenses cover and, more importantly, the supply of a replacement catering vehicle allowing you to continue trading in the event of damages caused by an non-fault incident. You can also protect your business if you have a catering trailer by choosing one of our additional covers, including business equipment, business interruption, loss of stock and money, frozen foods cover and catering legal expenses.
We appreciate the fact that mobile catering, at times, can produce an extremely busy and dynamic work environment, hence our Outside Caterer Liability policy covers you for damages and potentially expensive legal costs resulting from injury, disease or accidental damage. We offer public, product and employers liability insurance for up to £10 million each, allowing you to cater for the largest of events, such as music festivals, which comes with complimentary cover for loss of stock and money on standalone liability policies and a range of other optional extras if required.
We understand your catering vehicles are treasured possessions, and often investments on which your income is entrusted. For all the alterations and additions you’ve made, we’ll assess your requirements and look to find you the most suitable cover. This means that, as your business grows, you make changes, buy new vehicles or take on staff, your policy will adapt to suit your needs as you go along. Discuss them with one of our experts who can help you understand the risks and how to stay protected.
For the second year running MSL Financial & Legal has been shortlisted for Insurance provider of the year (Eclipse Proclaim Awards). Past achievements have seen MSL as winners of Legal Expenses provider of the year 3 times and ULR provider of the year once.
We understand how important it is to get your vehicle back on the road following a claim, and therefore have partnered with multi award winner MSL who provide a 24-hour in house total incident management service. MSL will handle all aspects of your claim, such as reporting the incident to your insurer and providing you with a replacement vehicle. Your claim will be managed throughout, all you need to do is make one phone call to MSL and they will manage the entire process.
Need to make a claim?
Call us or email us with; your policy number, a phone number to reach you on, details of your claim and photos where possible and relevant.
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We cannot cover more than one catering vehicle on individual insurance policies. We can however offer a fleet solution where applicable and subject to the insurers terms and conditions
Yes we can offer you a separate policy to cover the catering trailer
No we cannot provide cover for private vehicles under this facility. However we can transfer you to one of our Towergate facilities who do quote for this business
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