A cut above the rest for hairdressers and hair stylists insurance.
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The contents of your salon, specialist equipment and stock you carry around with you deserve proper protection. Not only are they your livelihood but a complete loss from fire or theft could be devastating. We offer contents cover in amounts set by you which can be set to increase with seasonal changes. If you own your own building we can provide building insurance too.
Hairdressing isn't fire juggling, it’s not the riskiest business out there, but that doesn't mean you shouldn't be concerned with getting hairdresser public liability insurance. Any accident to a customer or member of public caused as a result of your business, could leave you liable for huge compensation claims. This is when a specialist policy, which is designed for unique risks specific to an industry, makes more sense.
Business insurance is more than just liability and stock insurance. We want to understand your business to provide protection that fits you and offer a range of optional covers based on your risks. If you employ staff you need employers' liability insurance by law, which we can include in your hairdressers' insurance. We can also discuss covers for keeping large amounts of cash on your premises and business interruption insurance to protect your profits.
Our hairdressers insurance is valid for salons offering tinting, perming, crimping, extensions, straightening, colouring, barbering, hair styling, permanent waving, plaiting and use of Yuko hair straighteners. See your policy document for a full list of hair treatments covered.
For property claims, please email spclaims.ins@axa-insurance.co.uk with policy number RET2898041.
For liability claims, please email liabilityclaims.ins@axa-insurance.co.uk with policy number RGBDX6826227.
Alternatively, you can contact the dedicated Claims Team by telephone, Monday to Friday between 9am and 5pm.
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Our hairdressing policies can cover a range of treatments including tinting, perming, crimping, extensions, straightening, colouring, barbering, hair styling, permanent waving, plaiting, and the use of Yuko hair straighteners or cut throat razors.
Yes we offer business interruption on most of products; it will help to cover you for any interruption to the business due an insured incident, in this case a fire. We will cover up to £600,000 for loss of gross profit over 24 months. Please call for further information.
Yes we provide cover for any stock or contents being held at the premises. Premiums for this will depend on underwriting criteria such as the salon security, total value of stock and premises postcode.
We provide employers liability for permanent employees for up to a £10 million indemnity limit. However this will not cover self-employed freelance professionals; they will need their own insurance.
Yes, we have products which can cover a wide range of beauty products. See our health and beauty insurance page for more.
We can provide mobile hairdressing insurance for any work away from the salon. Public liability up to £5 million is available.