Hairdressers Insurance

A cut above the rest for hairdressers and hair stylists insurance.

  • Specialist insurance for hairdressers, hairstylists, cosmetologists and barber businesses
  • Designed to cover you, your customers and high street premises
  • We also offer specialist cover for hundreds of health and beauty services

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• If you run a salon or own a hairdressing business of any kind, chances are we can help you find an insurance policy. Read more to find out how:

Buildings, Contents and Equipment Cover

The contents of your shop, specialist equipment and stock you carry around with you deserve proper protection. Not only are they your livelihood but a complete loss from fire or theft could be devastating. We offer contents cover in amounts set by you which can be set to increase with seasonal changes. If you own your own building we can provide building insurance too.

Public and Employers Liability Insurance

Hairdressing isn't exactly fire juggling, it’s the not riskiest business out there, but that doesn't mean you shouldn't be concerned with getting hairdresser liability insurance. Any accident to a customer or member of public caused as a result of your business, could leave you liable for huge compensation claims. This is when a specialist policy, which is designed for unique risks specific to an industry, can make more sense.

Bespoke Protection for your Business

Business insurance is more than just liability and stock insurance though. We want to understand your business to provide protection that fits you and offer a range of optional covers based on your risks. We can discuss covers for things like, if you keep large amounts of cash on your premises, personal injury cover for sole traders and business interruption insurance to protect your profits.

Health and Beauty Treatments

Our hairdressing policy includes cover as standard for many types of styling techniques including using cut throat razors, bleaching and eyebrow plucking etc. As a broker we can take into account your services and search our preferred list of insurers to offer the best suited policy. If you branch out into other treatments and services, visit our health and beauty insurance page for more info on what we can cover.

Hairdressers Insurance Claims

The claims process will differ depending on which insurer you take your policy out with but if you take out hairdressers insurance through us we will only use A-Rated insurers. So if you ever need to make a claim you can go directly to them. Of course at any time, if you are unsure or unhappy we’re still here to take your call and support you through the process.

Need to make a claim?

The contact number for your insurer can be found in your policy documents. Please refer to the claims telephone number and notify the team about your claim.

Hairdressers Insurance Articles & Guides

Get tips and advice on getting the right insurance and much more!

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insurance guide

Turning Your Hobby into a Career

Nearly two in five employees (39%) are so fed up at work that they’re thinking of leaving their job to start their own business. New research out today from Towergate Insurance reveals that men are currently more willing to take the plunge and start a new venture, with 44% considering starting up their own business, compared to 34% of women.

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Social Media for Small Business: A Guide

If you’re reading this, you already know the importance of the Internet for a business! More than ever, the Web, and social media in particular, is becoming the marketplace – so how can your small business make the most of social media? Let’s take some of the `mystery out of it with our guide to social media.

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What does shop insurance do?

As part of our shop insurance video series this video looks at exactly what shop insurance does and how it differs from other commercial property insurance policies. Learn about protecting your customers, staff and business all with one complete package. Check out the video to find out more...

Hairdressers Insurance FAQs

Do you cover IPL treatment?

Yes, please be aware that this subject to personnel being qualified and underwriting criteria. Please call for further information.

Can you cover me for public liability when I cut hair away from salon?

We can provide mobile hairdressing insurance cover for any work away from the salon. We also provide self-employed hairdresser insurance policies. Public liability up to £5million.

Can you cover equipment away from salon?

Yes we can cover your hairdressing equipment away from salon as long as it’s not left unattended and kept safe and secure.

What happens if there is a fire at my salon, do you have any covers that will accommodate loss or earnings?

Yes we offer business interruption on most of products; it will help to cover you for any interruption to the business due an insured incident, in this case a fire. We will cover for loss of gross profit over periods of 12, 24 or 36 months. Please call for further information.

I hold stock within my Salon such as hair straighteners and products etc; can I be covered for this, if so how much will this cost?

Yes we definitely be able to cover for any stock being held at the premises including tills, premiums for this will depend on underwriting criteria such as the salon security, total value of stock and premises postcode.

Can you cover my employers and self employed beauticians?

We provide employers liability for permanent employers and self employed beauticians.

My salon part-takes in some beauty therapies, can this be insured?

Absolutely, we have products which can cover a range of beauty products such as Micro Epidermal Skin Technology, Sports Massage or Face & Body Painting including Henna Art to name a few.

Where can I find more information about monthly Direct Debit?

If you want to know more about our monthly payment option, please read our dedicated page on Direct Debit page.

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