What hair treatments can you cover?
Our hairdressing policies can cover a range of treatments including tinting, perming, crimping, extensions, straightening, colouring, barbering, hair styling, permanent waving, plaiting, and the use of Yuko hair straighteners or cut throat razors.
What happens if there is a fire at my salon, do you have any covers that will accommodate loss or earnings?
Yes we offer business interruption on most of products; it will help to cover you for any interruption to the business due an insured incident, in this case a fire. We will cover up to £600,000 for loss of gross profit over 24 months. Please call for further information.
Can you cover stock and contents within my salon and how much will this cost?
Yes we provide cover for any stock or contents being held at the premises. Premiums for this will depend on underwriting criteria such as the salon security, total value of stock and premises postcode.
Can you cover my employees and self employed beauticians?
We provide employers liability for permanent employees for up to a £10 million indemnity limit. However this will not cover self-employed freelance professionals; they will need their own insurance.
My salon part-takes in some beauty therapies, can this be insured?
Yes, we have products which can cover a wide range of beauty products. See our health and beauty insurance page for more.
Can you cover me for public liability when I cut hair away from the salon?
We can provide mobile hairdressing insurance for any work away from the salon. Public liability up to £5 million is available.