Cover for holiday homes and second homes across France.
Overall service rating 4.6 / 5
Based on 4839 customer reviews
There is a 24-hour claims helpline available so you can report your claim as soon as it happens. Once you’ve reported a claim, the team will aim to call you back within 24 hours* to take you through the next steps.
We have a dedicated, specialist team to help you set up your policy, make changes to your policy and renew your policy. They are available weekdays between 9am - 7pm.
We cover all of France and most kinds of properties; from rustic farmhouses and cottages to luxurious villas, or even upmarket urban apartments for the city dwellers. We can cover UK residents with properties in France.
You can spread the cost of your insurance over monthly direct debit instalments.
When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.
No, if you have a holiday home in any of the following countries you are eligible to apply for a policy: the UK, the Republic of Ireland, Spain, France, Portugal, Greece and Southern Cyprus. The main criteria which make a property a holiday home are how you use it and how often you go there. If you just use the home for holidays or holiday lets and you don’t visit frequently then it’s likely to be classed as a holiday home. If you have a property which you visit more frequently, say for work or to visit nearby relatives, then it may be considered a second home in insurance terms.
We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to the insurance product information document and policy wording, which are available during the quotation process.
We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to the insurance product information document and policy wording, which are available during the quotation process.
If you would prefer to spread the cost of your policy you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments through our preferred provider, Premium Credit Limited (PCL)
To find out more about PCL and direct debit payments, select Direct Debit.
To understand more about how PCL work together with Towergate, please read our Regulatory Information
Watch our video:
25/01/2024
Because holiday homes are regularly left unoccupied, they’re more vulnerable to certain kinds of damage and are at an increased risk of being broken into.
Read more07/10/2019
If you rent out your holiday home to guests, or are thinking of doing so, having a good and thorough holiday home inventory is really important.
Read more07/10/2019
Here at Towergate, we’ve looked at the top 10 most common holiday home claims from 2017 to 2019, how long they take to fix, and the average cost to fix.
Read more11/11/2016
Marketing your holiday home is crucial to it being a successful business venture. This article covers some of the most vital points that can aid your success.
Read more25/08/2020
See our property preparation checklist to help keep your holiday home in shape should you not be able to visit it for weeks, or even months.
Read more