infographic
Colour In Branding: What Does It Say About Each Industry?
The impact of colours on our subconscious has meant a lot of thought goes into brands' colour choices. Which industries use which colours the most?
View infographic
Coronavirus help and support for our insurance customers
Liability insurance for makeup artists
Speak to one of our expert liability advisers
Weekdays 8.30am – 5.30pm
Can’t get through right now? Request a callback
We offer policies specially designed for therapists, trainers, consultants and hundreds of other professions, meaning you can be confident that your policy is suitable for your profession.
As well as covering successful compensation claims against you, our policy can also cover you for the defence costs of an unsuccessful claim, including loss of earnings.
Our policy includes: public liability, employers’ liability, products liability and libel and slander cover. With these covers, you can be sure that your makeup business is covered against a multitude of legal-related risks.
Our makeup artist insurance gives you access to a 24 hour helpline which can provide instant impartial advice in the instance of a potential claim against you.
We've selected the following content for you:
infographic
The impact of colours on our subconscious has meant a lot of thought goes into brands' colour choices. Which industries use which colours the most?
View infographic
insurance guide
Business insurance is designed to protect businesses from losses which may occur during normal business proceedings. This guide will look at what business insurance covers and how it can protect you.
article
We've put together a quick guide and some handy tips to bear in mind when completing your tax return.
article
Whether your business is a high street shop or a city office it's important to plan for the unexpected - from extreme weather to a terrorist attack. Our guide to business continuity planning will lead your business towards hatching a plan to keep your business running during periods of interruption.
We cover standard makeup application, as well as semi-permanent makeup, micro-blading and eyelash extensions. The main thing we’re not able to cover currently is permanent makeup application.
We don’t ask for copies of your qualifications in order for you to take out this policy, however it is important to note that you must be qualified to at least a level 2 in the treatments you provide in order for this policy to cover you. Therefore, while we won’t ask for copies, you do need to have a level 2 qualification to be able to claim.
Yes, we can cover a wide range of beauty therapy treatments. Simply let us know what treatments you provide and we can let you know if they can be covered under this policy or not. To give you an example, we cover body massage, spray tanning, nail technicians, waxing and facial care – so there’s a wide scope available.
While we don’t specifically recommend a specific level of cover, we would always suggest that you purchase the highest level of cover you can reasonably afford. We can offer indemnity limits of £1m, £2m, £3m, £5m and £10m, so we can help you choose the level that you need.
If you would prefer to spread the cost of your policy you have the option of setting up a direct debit to pay your premium in equal monthly instalments through our preferred provider, Premium Credit Limited (PCL).
To find out more about PCL and direct debit payments, select direct debit.
To understand more about how PCL works together with Towergate, please read our regulatory information.
If you want to know more about our monthly payment option, please read our dedicated page on direct debit.