Request a salon insurance quoteMake an Enquiry
What does salon insurance cover?
It’s amazing what people do to look beautiful. We can cover you for a range of treatments such as tanning, hair and make up, and nail treatments. Unfortunately however, we can’t normally cover therapies such as hydro therapy, hair transplants or any treatment involving breaking the skin or blood vessels. If you’re not sure if one of your treatments can be covered, please ask our team.
If you open up additional premises, take on new staff or buy new equipment, let us know and we can update your policy to accommodate your changes. It’s important not to be under insured so although your premium may rise as you expand, it’s worth it to make sure you stay covered.
There’s a lot of kit which helps you do your job. As such, we offer equipment cover in all of our beauty salon insurance policies. In most cases, we can even let you choose your cover limit to make sure that all of your important equipment is covered.
Public liability and employer's liability should be at the core of any business insurance worth its salt. We can go the extra mile and include products liability if you sell beauty products to your clients. We can also offer a range of limits to tailor your cover to the needs of your business.
When you need to make a claim, we’ll guide you through the process and help get your claim settled as quickly as possible.
Generally, claims are ultimately settled by the insurer who administrates your policy. However, we will always be here to answer any questions you may have and help explain anything you may find to be complicated
All you need to do to get the ball rolling is email us or call us on 0344 892 1384
All we need are the details of your claim, your policy number and some photographic evidence where appropriate.
Working closely with businesses has allowed us to create lots of useful content related to beauty salon insurance. Check out our business hub here:
As the number of cyber-attacks targeting SMEs increases, we look at the risks they present to SMEs and what can be done about it.
Public liability insurance could be the most important cover you have. Not only does it pay out for claims that could otherwise topple a successful business but in many cases not having it would put customers and partners off using your services. Our simple guide looks at the main features and pitfalls.
If you’re reading this, you already know the importance of the Internet for a business! More than ever, the Web, and social media in particular, is becoming the marketplace – so how can your small business make the most of social media? Let’s take some of the `mystery out of it with our guide to social media.
We don’t put a limit on the number of employees you can cover. However, if you take on new staff after you’ve taken out your policy, please let us know so that we can update your policy and keep you covered.
We can offer cover for this however it’s not a standard feature of our policies so please make sure you request it when you set up your policy. Once included, you’ll be covered for ear and nose piercing with a gun only.
Generally our policies cover you for working at your premises only. However, on request we can extend your policy to include home visits and working at other sites/premises.
If you want to know more about our monthly payment option, please read our dedicated page on Direct Debit.
By signing up to Towergate’s newsletter you are agreeing to receive quarterly email communications containing a range of news, top-tips, competitions and occasional offers for insurance products and/or services. Our newsletters are designed to keep you up to date with what we’re involved in, as well as other advice and content that we think you might find interesting.
Should you wish to unsubscribe please click here, or email with your details so we can carry out your request.