Travel Bonds

Bonding by insurance to free up cash while meeting your regulatory requirements, recognised by the main travel bond trade associations, from Towergate Travel.

About Travel Bonds


Range of travel bonds

We can quote for most types of travel bonds


Available travel bonds

Available travel bonds include ABTA, BCH, AITO, ATOL, ABTOT and IATA


Free up working capital

Generally less security required than a bank bond, which means you may free up working capital


ABTA Partner+ for travel bonds

A recommended ABTA Partner+ for travel bonds.

Features of Travel Bonds

Standard cover

Financial protection for travel agents and tour operators

We welcome bonding applications from all types of travel organisers. Bonds are a form of financial guarantee and consumer protection, and we can add value to the placement process with our expertise, knowledgeable staff and full market access. We have placed travel bonds on behalf of many high-profile operators.

Wide coverage of available markets

We have access to experienced markets for travel bonds in the UK. Our expertise and knowledge of the ever-changing market help us us to find the right quote for you..

Wide range of travel bonds available

We can quote for most types of travel bonds, including ABTA, BCH, AITO, CPT, ATOL, ABTOT and IATA. At Towergate Travel we have over 50 years’ experience in the sector and can help find the right travel bonds for you.

A recommended ABTA Partner+ for travel bonds

We are an ABTA Partner+ and are endorsed by ABTA for our products and services, including our travel bond scheme. The product has been fully approved by ABTA’s legal team and is acceptable in the membership process

How do I make a claim?

When you need to make a claim, we’ll guide you through the process and get your claim settled as quickly as possible.


Find your insurance documents

and make sure you have all your information at hand, including your policy number


Call the claims team

on 01932 334 140 and explain exactly what happened


Provide photos if requested

to help us understand what happened as quickly as we can

Relaxed Person Making Claim

Travel Bonds FAQs


Why do I need financial protection as a tour operator or travel agent?


Any tour operator which offer a package holiday for sale in the EU (irrespective of destination) must comply with the Package Travel Regulations which came into effect on 1 January 1993. One of the most onerous responsibilities is the need for the tour operator to provide security for passengers’ holiday payments prior to and up to the completion of the package holiday, in the event of the financial failure of the organiser.


Why should I use travel bonds for my financial protection?


Tying up your capital in bank bonds can be prohibitive to your travel company’s growth and the process can be very bureaucratic. Bonding by insurance represents a much easier way of meeting your regulatory requirements. What’s more, if you want to adjust your bond mid-term, this can be arranged simply.


Why should I get my travel bonds from Towergate?


As one of the market leaders in financial protection we can help you protect your legal financial obligations to your customers. We have access to specialist underwriters who understand this complex area of risk, and so can select an appropriate risk carrier (sometimes exclusive to Towergate) to suit your needs.

We are also in a Government steering group for tour operators insurance and are therefore aware of the latest regulations and public information so we can help tailor your policies to meet your requirements.


What are the exclusions of your travel bond scheme?


Exclusions vary according to your scheme, so it’s important to make sure that you understand and communicate your business’ specifics and needs when speaking to a travel bonds adviser.