Our tailored indemnity insurance provides liability cover for contractors
Depending on your needs, we can offer variable height and depth limits for contractors
Premium instalment plans over 10 months are available, ask us for details.
Standard cover limits of £1 million, £2 million, £5 million and £10 million; higher limits available
We can provide all-risks cover, with contract works, hired-in plant, own plant and tools under one policy
As a contractor, if someone is injured or their property damaged as result of your activities, you could be sued. A successful claim can be very costly, and even successfully defending against a claim can cause financial issues. It is therefore vital you have contactors indemnity insurance to protect you.
We have experts on contractors indemnity insurance throughout your journey with us, ready to discuss any queries you may have about your policy, as well as dedicated claim handlers to give you peace of mind.
Our contractors indemnity cover can include public liability insurance; employers’ liability insurance; equipment; own and hired-in plant and tools; under a single policy. We can also add in professional indemnity insurance.
If you need it, we can offer cover for contract work in hazardous or high-risk locations, as well as high-risk trades such as scaffolding, hot roofing and underpinning.
Contract works cover is available with our contractors indemnity insurance. This covers you against damage to jobs you are carrying out, from threats including fire, flood, storm, malicious damage, and theft.
When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.
Contractors can risk legal action in respect of their liability to others for accidental personal injury or property damage arising from their activities. Potentially, the awards that can be made as a result of a successful claim can be substantial.
Unfortunately, even the legal costs of defending the most spurious claim may cause financial hardship. This underlines the importance of being insured. Public liability covers legal defence costs and compensation awards arising from accidental bodily injuries and property damage caused to others during your work.
If you engage additional labour, staff and others on contract work, you will need employer’s liability insurance.
Yes, legal defence costs for liability claims are included as standard in our contractors cover. However, if you want Commercial Legal Expenses insurance then we can arrange this as an optional extra. The limit starts at £100,000 with the option to increase.
Yes, we can offer cover for contractors working in hazardous or high-risk areas, also work at height, depth or involving application of heat.
Yes, we can offer professional indemnity insurance for contractors, as this is a common requirement for contract roles providing design and advice. This is a separate cover to our contractors insurance.
Yes, we can cover labour only sub-contractors, as well as PAYE staff for the same risks under your employers' liability cover. It is very important to declare how your workforce are employed as this will affect how your risks are calculated.
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