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Hair Extensions Insurance
Public, product and treatment liability for hairdressers, hairstylists and mobile hairdressers.
- A package insurance for hair stylists, in a salon or mobile, offering cover for hair extensions with public, product and treatment liability insurance
- Any number of staff can be covered in the salon if they are employed by you.
- A salon package insurance to cover for your hair salon designed to cover multiple treatments
Need cover for your own salon? Request a quote now
Why choose hair extensions insurance with Towergate?
Flexible cover for hair extensions
A package insurance for hair stylists and hair extension professionals, including £5 million public and product liability cover, and £1 million for treatment liability.
One-stop salon insurance package
We can add a range of covers to your salon insurance policy, including professional indemnity, stock, money and business interruption covers.
Salon insurance for hair extensions
We can cover your Salon for hair extensions and more, giving you peace of mind that your business is in safe hands.
Employers' liability cover for hair extensions professionals
We don’t put a limit on the number of employees you can cover.
About hair extensions insurance
Hairdressing salon contents and equipment cover
Your hair extensions equipment and the contents of your workspace can both be covered under this policy.
Hairdressing salon public liability insurance with £1m treatment extension
Any injury to a customer or member of public caused by your negligence in relation to your hairdressing and hair extension work could potentially leave you liable for huge compensation claims. Take out an insurance policy designed for the unique risks of your industry.
Protection for your hairdressing salon business
This hairdressing salon insurance cover can be built to suit your needs. If you employ staff, you need employers' liability insurance by law, which we can also include. Business interruption insurance protects your loss of profits if you own or rent your own salon and can’t continue trading due to an insured event. You will need to contact us to discuss your needs as your salon grows.
If you open additional premises, take on new employees or buy new equipment, let us know and we can update your policy to accommodate your changes. It’s important not to be underinsured as this can lead to claim payments being reduced which can have a negative impact on your business.
Cover for a range of hair treatments
This hairdressing salon insurance can be extended for treatments such as tinting, perming, crimping, straightening, colouring, barbering, hair styling, permanent waving, plaiting and use of Yuko hair straighteners. Please refer to your policy schedule and wording for information regarding the hair treatments covered by your policy. Or you can contact us to discuss.
When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.
- Find your insurance documents and make sure you have all your information at hand, including your policy number.
- Call the claims team on the number in your policy schedule and explain exactly what happened.
- Provide photos if requested to help us understand what happened as quickly as we can.
Hair extensions insurance FAQs
Yes, we provide cover for any stock or contents being held at the premises. Premiums for this will depend on underwriting criteria such as the salon security, total value of stock and premises’ postcode.
Yes, we can cover your hair extension equipment away from your salon, as long as it’s not left unattended and is kept safe and secure and out of sight. Please speak to our advisers for more information about the terms and conditions.
Yes, cover can be provided for hairdressing equipment when in a locked vehicle, if equipment is in a secure place and out of sight. However, if equipment is left unattended between 9pm and 6am, you will not be covered.
We don’t put a limit on the number of employees you can cover. However, if you take on new staff after you’ve taken out your policy, please let us know, so that we can update your policy and keep you covered.
This policy will cover you for working at your premises only. However, on request, we can extend your policy to include home visits and working at other sites/premises.
You must hold the relevant certificates and qualifications for all professional treatments undertaken.
- Any work for which you are not qualified and do not hold the relevant certificates for the treatments you carry out
- Not adhering to the treatment liability conditions of the policy, or following the policy precautions and conditions
- Work away from your premises, other than non-manual commercial duties, collection or delivery. (Cover can be extended to cover manual work away if required.)
- Damage to any property held in trust or your custody
- Liability arising from the failure of a product to perform the function for which it was intended
- Injury to any employee (unless you have employers liability insurance)
- Theft not involving forcible and violent entry or exit
- Sprinkler leakage (unless specifically extended)
- Subsidence, ground heave or landslip (unless specifically extended)
- Overnight theft condition for equipment outside of the salon
For full details of the policy conditions and exclusions applicable, please refer to the policy wording, which is available during the quotation process, or it can be provided upon request. It is important to read your policy documents.
If you prefer to spread the cost of your annual premium, we offer a quick and easy direct debit scheme. When you choose to pay premiums in instalments, you will be paying under a Premium Finance plan.
We will give you full details of the finance provider, and the additional cost of finance, when we provide you with your payment plan quotation. This will include the total payable, the number of monthly instalments and the cost of each, as well as the representative APR.
If you want to know more about our monthly payment option, please read our dedicated page on Direct Debit.
See our range of cover for hairdressers
Hair extensions insurance articles
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