We can provide a range of polices for your current and evolving needs
We provide a portfolio of cyber insurance policies for first-party and third-party liabilities, as well as public, product and employers liability cover
Policies can include business interruption cover, protecting your income if your business suffers an event which prevents you trading
If you have buildings cover, we work with CPA Valuation Services to offer a free desktop indication of whether your property is correctly insured
Laser hair removal cover with varying options, available for anyone qualified to treat and based in the UK.
We offer our best terms to give you peace of mind that you have the right aesthetics cover for you.
You can pay for your laser hair removal cover in instalments. See our Direct Debit page for more details.
When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.
An outline of the exclusions and limitations is provided below.
Full details of all exclusions or limitations of cover can be found in the summary cover and policy wordings available to you through the online quotation process.
You are not covered if you do not hold:
*Equivalent Level 3 NVQ would be VTCT Diploma, A & P Level 3, NARIC translated, City and Guilds
**Advanced beauty includes any treatments which penetrate the skin.
You must have UK accredited training certificates for injectables, and either a NVQ level 3 or equivalent beauty qualification with more than six months of post-qualification advanced beauty experience, or a level 3 matrix or access course completion.
If you have employees, it is a legal requirement for you to have employers' liability insurance in place at the very least. Legally, you are not required to have any other form of insurance in place, however, it is certainly recommended. Cover for aestheticians can provide a safety net to protect you and your business from the financial burden of a claim against you.
Laser hair removal insurance is designed to cover professional aestheticians during the course of their work. It includes elements of liability insurance related to treatments you provide and can cover aspects of your business and equipment too.
Here are just some of the covers we can provide:
We recognise that there may be occasions when you need more support to help you manage risk, which is why we have partnered with health and safety, employment law and HR specialists WorkNest to offer you more dedicated, bespoke support in these complex areas.
We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to the insurance product information document and policy wording, which are available during the quotation process.
You must hold the relevant certificates and qualifications for all professional treatments undertaken.
Full details of the policy terms and conditions are available on request. It is important to read your policy documents.
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