insurance guide
Buyer's Guide to Plant Insurance
Want to know how to best cover your own or hired-in plant equipment? Read our simple guide to plant and hired-in plant insurance, including features, exclusions and potential...
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Cover for your own or hired-in plant
Call for plant insurance bespoke for you:
Mon-Thu 8:30am-5.30pm, Fri 8:30am-5.00pm
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We can provide cover for plant items ranging from small portable tools, to generators and larger items such as scissor lifts and cherry pickers. Our single article limit is from £2,000 upwards depending on equipment.
Hired-in plant insurance provides peace of mind and protection against the risk of the plant being stolen or damaged. This includes when it being transported to and from the worksite (within the distances stated in your policy).
We offer standard cover from £15,000 upwards against theft, fire, storm, flood, water damage and malicious damage (see your policy for full details). Higher limits are available depending on requirements for your own or hired-in plant.
If your hired-in plant suffers theft or damage, you will not be able to carry out your work but will still be liable for the hire costs. Plant insurance can cover the costs of hiring charges until the situation is resolved.
If and when it comes to the crunch and you need to make a claim, we have an in-house team who work hard to understand all the details of your claim then get these to the insurer to get your claim resolved as quickly as possible.
If there are any complications with your claim, we’ll follow this up with the insurer and keep you updated with the progress of your claim.
Call us or email us with; your policy number, a phone number to reach you on, details of your claim and photos where possible and relevant.
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Whether you are using your own plant or have hired in equipment, plant insurance provides peace of mind and protection against the risk of the plant being stolen or damaged. Remember when you lease a piece of plant, you enter into a contract with the hiring company which means you are responsible for the plant while in your control. If it suffers theft or damage, you would be legally liable to replace the plant, which you may not have the money to do.
Hired-in plant is any part of plant that you hold responsibility for have leased in for a contract, and are therefore liable for in case of theft or damage.
Hired-in charges are the annual cost of hire of a piece of plant from a leasing company. This annual hire-in charge will have an effect on the price of your premium, depending on how frequently you use the plant.
We offer standard cover against malicious damage, fire and theft for your own or hired-in plant from £15,000 to £100,000 through our panel of insurers. We can extend this limit with a tailored policy if you require a much higher limit.
If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.