Plant Insurance

Cover for your own or hired-in plant

  • Standard cover for plant from £15,000 upwards against malicious damage, fire and theft
  • Plant insurance available as part of a single package or separately
  • Cover for continuing hiring charges while plant is replaced

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Call for plant insurance bespoke for you:

0344 346 0409
0344 346 0409

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What does a plant insurance policy cover?

Wide range of plant equipment covered

We can provide cover for plant items ranging from small portable tools, to generators and larger items such as scissor lifts and cherry pickers. Our single article limit is from £2,000 upwards depending on equipment.

Cover for plant in transit

Hired-in plant insurance provides peace of mind and protection against the risk of the plant being stolen or damaged. This includes when it being transported to and from the worksite (within the distances stated in your policy).

Cover against plant fire, theft or malicious damage

We offer standard cover from £15,000 upwards against theft, fire, storm, flood, water damage and malicious damage (see your policy for full details). Higher limits are available depending on requirements for your own or hired-in plant.

Hiring charges cover for stolen or damaged plant

If your hired-in plant suffers theft or damage, you will not be able to carry out your work but will still be liable for the hire costs. Plant insurance can cover the costs of hiring charges until the situation is resolved.

Plant Insurance Claims

If and when it comes to the crunch and you need to make a claim, we have an in-house team who work hard to understand all the details of your claim then get these to the insurer to get your claim resolved as quickly as possible.

If there are any complications with your claim, we’ll follow this up with the insurer and keep you updated with the progress of your claim.

Need to make a claim?

Call us or email us with; your policy number, a phone number to reach you on, details of your claim and photos where possible and relevant.

0344 346 0409

Plant Insurance Articles & Guides

Read tips and advice from our industry experts.

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A Guide to Public Liability Insurance

Public liability insurance could be the most important cover you have. Not only does it pay out for claims that could otherwise topple a successful business but in many cases not having it would put customers and partners off using your services. Our simple guide looks at the main features and pitfalls.

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How to be Self-Employed: A Guide

Starting your own business is one of the most exciting career moves you can make. More and more entrepreneurs are making the leap, with the number of self-employed people growing from 3.8 million in 2008 to 4.8 million in 2017.

Plant Insurance FAQs

Why do I need plant insurance?

Whether you are using your own plant or have hired in equipment, plant insurance provides peace of mind and protection against the risk of the plant being stolen or damaged. Remember when you lease a piece of plant, you enter into a contract with the hiring company which means you are responsible for the plant while in your control. If it suffers theft or damage, you would be legally liable to replace the plant, which you may not have the money to do.

What is hired-in plant?

Hired-in plant is any part of plant that you hold responsibility for have leased in for a contract, and are therefore liable for in case of theft or damage.

How are hired-in charges calculated?

Hired-in charges are the annual cost of hire of a piece of plant from a leasing company. This annual hire-in charge will have an effect on the price of your premium, depending on how frequently you use the plant.

How much cover can you provide for plant against malicious damage, fire and theft?

We offer standard cover against malicious damage, fire and theft for your own or hired-in plant from £15,000 to £100,000 through our panel of insurers. We can extend this limit with a tailored policy if you require a much higher limit.

Where can I find more information about monthly Direct Debit?

If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.

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