Track Day Car Insurance

Competition car insurance for road legal vehicles to cover track days, road use and storage.

  • Accidental Damage cover for your vehicle whether at fault or not
  • Single event cover and annual policies both available
  • Towergate are proud sponsors of the Lotus Cup UK and Lotus Elise Trophy 2016

Get a track day insurance quote

Get a quote

If you’d prefer to speak to us, call one of our friendly advisers

0344 892 1966

9:00am - 5:00pm Monday to Friday
Can’t get through right now? Request a callback

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What does a track day car insurance policy cover?

Vehicles up to £100,000 covered

Whereas some policies on the market over offer cover for vehicles valued up to £30,000 or £50,000 our specialist product offers cover for vehicles valued up to £100,000 as standard, including all of the aftermarket modifications as well.

European track cover

The UK has some amazing tracks that offer amazing fun but what if you want to have a run on a European track? Our policy covers any track in the EU so if you fancy a burn on the Nurburgring that’s not a problem with us!

Single & annual policies

Depending on how many Track Days you tend to go on it may be worth looking at an annual policy instead, which covers you for an unlimited number of events.

Road risk cover

Our sports car insurance policy offers comprehensive road risk cover on an annual basis and includes up to 5 Track Days anywhere in the EU for no extra cost. Ask us for a sports car quote as well, this could be a great way of saving money.

Track Day Car Insurance Claims

An insurance policy is only as good as it’s claims service. And we’re not talking about any old car here. Your sports car is not just your hobby, or even just your ride to work. It’s your passion, an investment in your happiness.

That’s why our exclusive sports car insurance policies are underwritten by A-rated insurer Aviva.

This means should you need to make a claim you can contact their dedicated motor claims directly. And what’s more it’s open 24 hours a day. But at any time you’re looking for impartial advice or help with your claim you can call one of our advisers who will be happy to support you.

Need to make a claim?

Call or email us with; your policy number, a phone number to reach you on, details of your claim and photos where possible.

0344 892 1320

Lines are open Monday to Friday, 9am-5pm

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Track Day Car Insurance FAQs

Can you insure my trailer and motorhome?

We have a specialist policy designed for the various racing support vehicles which you may use including transporters, trailers, converted motorhomes and coaches. This can either be set-up at the same time as insuring your vehicle or at any other time as you may need. We also have specialist policies for caravans and live in vehicles. Ask one of our advisers for more info any of these options.

Do I have to have a tracker fitted?

We only require a tracker if your vehicle is valued at £40,000 plus

What’s the maximum value we can insure?

We can insure up to a £125,000 via the phone however we can insure up to £149,999 on referral.

Can I take my vehicle abroad?

All our policies come with 30 days minimum cover required by law to comply with the law in any member of the EU an additional premium to include more days going up to a maximum of 90 days can be applied.

Do you offer no claims discount?

We can mirror your no claims discount from your daily run around whilst you accrue no claims discount on this vehicle.

Are there age limits?

We can cover you from 25 – 70. We can cover 23 year olds for VX220. You have to be 30 and above for Lotus Elise and BMW M3.

Can I pay in instalments?

If you would prefer to spread the cost of your policy you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments through our preferred provider, Premium Credit Limited (PCL).

To find out more about PCL and direct debit payments, select Direct Debit.

To understand more about how PCL work together with Towergate, please read our Regulatory Information.

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