Maintain commercial vehicle insurance for laid up trucks
If you are forced to lay-up a vehicle, or vehicles, then, unless you are completely certain the vehicle(s) will not be manoeuvred, or driven, you should maintain full cover.
However, with depots closing, if you need to take your vehicles off the road and place them on laid up cover, please email us at transport@towergate.co.uk confirming your name and the vehicles reg(s) involved. If you intend to work for another contract during this time, and therefore your vehicles will continue to be manoeuvred or driven, you should maintain full cover.
If you decide that laying up a vehicle is necessary and wish to reduce your level of cover to accidental damage fire and theft, please keep in mind the following:
- The vehicle must first be SORN’d
- The vehicle needs to be kept in a securely locked compound
- There should be enough space between parked vehicles to serve as a firebreak
It is usual practice when laying-up your vehicle, that the refund of the insurance premium will be provided at the end of the insurance year. However, we understand the pressures people are under during these difficult times and are lobbying insurers to see if they are able to review this rule; we will update you if there is any change.