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Converted Property Insurance
Insurance for converted properties such as barns, churches, halls and old retail or manufacturing premises.
- Home contents cover for converted properties
- Specialist property insurance team
- UK-based support
One of the UK's leading independent insurance brokers
Why choose converted property insurance with Towergate?
Specialist property insurance team
Because your property is special, it requires specialist cover. If you have any questions about our policy or if you need to make a change, our friendly customer service team is available Monday to Friday, 9am to 5:30pm.
Dedicated property claims team
Our friendly, knowledgeable and helpful claims team are available 5 days a week, 8:30am - 5:30pm.
Cover for converted flats
If you have converted a property in a set of flats, we can also cover this for you. We can insure the entire property for you, on one policy. As well as the buildings insurance, we can also provide landlords insurance too should you wish to rent them out. We can also cover your property while the refurbishment work is going on.
Spread the cost of converted property cover
Choose to spread your payment into 10 monthly Direct Debit instalments.
About converted property insurance
Home contents cover for converted properties
This policy provides contents cover up to £100,000. You must lock all of your doors and windows when you leave the home for this cover to remain valid.
Alternative accommodation cover
If your home becomes uninhabitable and the claim for the damage is covered under the policy, you’ll have cover in place towards the cost of staying somewhere else.
Accidental damage cover
As part of your cover, accidental damage for fixed glass, sanitary fixtures and fittings and electrical equipment is included as standard.
Theft cover
On our policies you will be covered for theft as long as there is evidence of forcible entry or exit.
Homecare emergency (additional cover)
Choose to add home care emergency assistance and you’ll benefit from a 24-hour helpline for sudden, unexpected events. A team will then assist you in making your home safe and secure once more and restore electricity, gas or your water supply if required. There is no excess to pay for this service and it will not affect your no claims bonus
Legal protection
We can add on the option for legal cover to cover you for legal costs up to £50,000.
When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.
- Find your insurance documents and make sure you have all your information at hand, including your policy number.
- Call the claims team on 0345 074 4760 and explain exactly what happened
- Provide photos if requested to help us understand what happened as quickly as we can.
Ready to get covered?
- Fill in our online quote form or call us
- Purchase your policy
- Relax - You're covered!
Converted property insurance FAQs
We can consider your property during the refurbishments, even if you don’t live there. Contact us on the phone to discuss this further as you may need unoccupied property insurance if you’re not living there through-out the duration of the work.
Cover for accidental breakage of glass, ceramic hobs and sanitary fittings is provided as standard. However, you can choose to increase the protection for your home by adding optional accidental damage cover to your buildings, contents or both for an additional cost.
Yes. We can provide the right cover for many different types of property use. So, whether you rent it out, use it as your second home, or are just developing in order to sell, let us know and we’ll find a solution that best suits your needs.
Yes, you can add cover for home emergencies to your property insurance policy.
Three levels of home emergency cover, starting with emergency repairs to the primary heating system at your property
Extend to include emergency repairs to your drainage and water services, securing broken windows and doors - and dealing with pest infestations
Access to a 24-hour helpline and network of reliable UK tradespeople
Please talk to your Towergate adviser for details.
If you would prefer to spread the cost of your policy, you have the option of setting up a Direct Debit to pay your premium bimonthly instalments through our preferred provider, Premium Credit Limited (PCL).
To find out more about PCL and direct debit payments, select Direct Debit.
To understand more about how PCL work together with Towergate, please read our Regulatory Information.
We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to the insurance product information document and policy wording, which are available during the quotation process.
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