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The Dangers of Underinsuring Your Holiday Home
Underestimating the value of your holiday home can have huge financial implications if something goes wrong. We run through the risks of underinsurance and what to consider...
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Converted property insurance that doesn’t discriminate – cover for barns, churches, halls and many more.
Discuss your requirements on the phone for even more flexibility.
We’re here for you Weekdays 9am - 7pm, Sat 9am - 1pm
We can consider insurance for many types of converted properties. The property could be recently converted, the original building could be hundreds of years old, it could be listed, of a high value or even of non-standard construction and we can still help get you covered. In fact, as-long as the building regulations are signed off on the conversion, we will be able to consider your property.
Two of the most important questions we will ask are, “how old is the original building?” And, “when was it converted?”. The life of the original building starts from when the foundations were laid so we will need to know this and also the date at which the most recent conversion was finished. Other things you’ll need to tell us are; when the last electrical inspection was, what type of heating system is installed, whether the property has exposed beams (and if they are fire guarded), whether the chimney is lined, if there are fire extinguishers present and if the property has asbestos.
Have you converted the property into separate apartments? We can also provide converted flat insurance. We can insure the entire property for you, on one policy. As well as the buildings insurance, we can also provide landlords insurance too should you wish to rent them out. We can also cover your property while the refurbishment work is going on.
We don’t raise the price just because the property is converted and we don’t unfairly lower the level of cover either. So you can still get the buildings insurance and contents insurance you need to secure your property. Our home policies also include temporary accommodation for you and your pets should your home become uninhabitable as well as many other great home insurance features.
These are just some of the key features and exclusions, full details will be found in your policy wording. Show policy documents
If and when it comes to the crunch and you need to make a claim, we have an in-house team who work hard to understand all the details of your claim then get these to the insurer to get your claim resolved as quickly as possible.
If there are any complications with your claim, we’ll follow this up with the insurer and keep you updated with the progress of your claim. All we need is your policy number, a phone number to reach you on, details of your claim and photos where possible
Call or email us with; your policy number, a phone number to reach you on, details of your claim and photos where possible.
Get tips and advice from our industry experts to ensure you get the best out of your converted property insurance.
video
Underestimating the value of your holiday home can have huge financial implications if something goes wrong. We run through the risks of underinsurance and what to consider...
View video
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If you’ve inherited a house from someone who has passed away, it can be a difficult time. Often, as a beneficiary, you would like to have a quick and stress free sale of your inherited property. However, sometimes it’s not that easy if the property needs updating.
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Looking for ways to spruce up your home or make your property more appealing to prospective tenants? In this article we explore 20 creative refurbishing ideas for homeowners on a budget.
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We want to start renovating a property can you insure while the work is going on. We can cover your property during the refurbishments, even if you don’t live there. Contact us on the phone to discuss this further as you may need unoccupied property insurance if you’re not living there through-out the duration of the work.
Cover for accidental breakage of glass, ceramic hobs and sanitary fittings is provided as standard. However, you can choose to increase the protection for your home by adding optional accidental damage cover to your buildings, contents or both for an additional cost.
We can provide the right cover for many different types of property use. So whether you rent it out, use it as your second home, or are just developing in order to sell let us know and we’ll find a solution that best suits your needs.
You can pay by credit card or monthly direct debit. The charge for paying by credit card is £5 if the premium is less than £5000, and 2% of the total premium if £5000 or more.
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