Tradesman Insurance

Experts in their field, our tradesman insurance team understand the subtle differences in requirements between the trades, so they can tailor your policy according to your unique needs. Our policies remain flexible as you grow; i.e. as you take on employees, purchase new equipment or take on larger contracts. You can adjust your tradesman cover with a simple call.

Many insurers have trouble providing some of the more specialist types of cover such as JCT insurance (Joint Contracts Tribunal), non-negligence insurance and ‘contractors all risks’ (CAR) cover for your own plant, hired-in plant, and contract works cover. Our brokers, however, can source policies which include many of these features combined as you need them. We can even provide trade specific cover, such as professional indemnity for PAT testing and conditioning reports (EICRs) depending on the nature of the work you do. 

Whether you’re a one-man band, partnership or limited company having a team of employees; whether you’re doing a bit of gardening or taking on larger public contracts, liability insurance is probably the most important cover you’ll have. We can provide tradesman insurance for public, product and employers’ liability cover (with up to £10million of protection for each).

Our flexible options for tools cover, enable you to protect your own tools if you want or need to. Better still, you can also get cover for your employees’ tools while they’re working for you, and even for any specialist equipment you hire in as well. Tradesman insurance tools cover can be extended to cover your tools when not in use or left locked away on site or in your van.