Painters and Decorators Insurance
Tailored cover designed to protect you and your painting and decorating business.
- Cover provided up to height limit of 10m.
- Public liability cover up to £5 million.
- Access your policies and renewals in your online account with Markel Direct.
- Towergate Insurance is working in partnership with Markel Direct. By clicking “Get a Quote”, you confirm you have read and understood the Towergate privacy policy and this will take you to a Quote and Buy facility provided and operated by our business partner, Markel Direct.
Why choose painters and decorators insurance?
Public liability insurance for decorators
Public liability cover up to £5 million.
Other trades can be covered
You can extend your policy to include additional trades under one policy as long as you have the relevant skills and qualifications.
Dedicated painters and decorators claims service
Experts claim handlers to give you peace of mind.
Pay by Direct Debit
Choose to spread your payment into 10 monthly instalments.
About painters and decorators insurance
Protection for painting and decorating equipment
You can select cover for a range of painting and decorating equipment. This means you can feel confident in the knowledge that you are covered should something happen to your tools.
Liability cover for painters and decorators
When carrying out painting and decorating in busy public areas, you can choose public liability up to £5m to protect you for allegations of accidental injury or damage to third parties due to your negligence.
Cover for painters working at height
Policies can include cover for painters and decorators working at heights up to 10m on ladders, cradles and swings.
Employers Liability cover if you employ staff
Employers’ liability cover with limits up to £10m is available in order to ensure your staff are covered meeting your legal requirements should accidental injury occur to staff arising from your negligence.
By clicking “Get a Quote”, this will take you to a Quote and Buy facility provided and operated by our business partner, Markel Direct.
When you need to make a claim, Markel Direct will guide you through the process and get your claim settled as quickly as possible.
- Find your insurance documents and make sure you have all your information at hand, including your policy number.
- Call the Markel Direct claims team on 0344 748 0173 to explain what has happened.
Ready to get covered?
- Get a quote online
- Make your selections and purchase your policy
- Relax - You're covered!
Painters and decorators insurance FAQs
Markel Direct provide and administer this cover. Markel Direct is a trading name of Markel International Insurance Company Limited who is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (Financial Services Register no. 202570).
You can select painters and decorators insurance for private, public, commercial, domestic and retail locations. This includes private residences, universities, schools, hospitals cafes and restaurants to name but a few.
Yes. You can choose both labour only sub-contractors, and painting and decorating staff who are on PAYE under your Employers Liability insurance. It is vital that you declare how your workforce are employed, as this will affect how your risks are calculated.
Yes, your painting and decorating equipment may be covered away from your home or business as long as it's not left unattended and is kept safe and secure. This includes cover for equipment kept in a vehicle, as long as the equipment is out of view and the vehicle is locked securely (excluding overnight theft).
Yes it can, the painters and decorators insurance policies are very flexible and can be amended at any time. Any increase in the level of cover may result in a pro-rata increase in premium
Yes, this is covered in the painters and decorators insurance policies, provided you have declared that you use application of heat processes during your work.
To help you spread the cost of your premiums, you can choose to spread payment over ten months with the Markel quick and easy Direct Debit scheme.
For details of the terms, exclusions and conditions applicable, please refer to the full policy documentation provided by Markel Direct which will be available during the quotation process.
Painters and decorators insurance articles and guides
18/04/2016
What is the Difference Between Public Liability and Professional Indemnity Insurance?
What is the difference between public liability and professional indemnity insurance? We define PL and PI insurance to help you decide if your business needs them.
Read more15/11/2017
Covering Contractors Under Employers' Liability Insurance
As an employer you will need employers’ liability insurance. Read how to ensure your policy covers all workers that require it.
Read more03/11/2014
Displaying Your Employers' Liability Certificate
Find out about how and where to display your employers liability insurance certificate and the legal implications if you don't in our useful video.
Read more