Tailored cover designed to protect you and your painting and decorating business.
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Public liability cover up to £10 million. Popular limits include £1m, £2m or £5m.
You can extend your policy to include additional trades under one policy as long as you have the relevant skills and qualifications.
Experts claim handlers to give you peace of mind.
Choose to spread your payment into 10 monthly Direct Debit instalments.
We can provide cover for a range of painting and decorating equipment. This means you can feel confident in the knowledge that you are covered should something happen to your tools.
When carrying out painting and decorating in busy public areas, we can provide public liability up to £10m to protect you for allegations of accidental injury or damage to third parties due to your negligence.
We provide cover for painters and decorators working at heights on ladders, cradles and swings. We can offer variable height limits according to your needs, so you have peace of mind that you’re covered for any work at heights.
We also offer employers’ liability cover with limits up to £10m in order to ensure your staff are covered meeting your legal requirements should accidental injury occur to staff arising from your negligence.
When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.
Yes, our painters and decorators insurance can cover private, public, commercial, domestic and retail locations. This includes private residences, universities, schools, hospitals cafes and restaurants to name but a few.
Yes. We can cover both labour only sub-contractors, and painting and decorating staff who are on PAYE under your Employers Liability insurance. It is vital that you declare how your workforce are employed, as this will affect how your risks are calculated.
Yes, we can cover your painting and decorating equipment away from your home or business as long as it's not left unattended and is kept safe and secure. This includes cover for equipment kept in a vehicle, as long as the equipment is out of view and the vehicle is locked securely (excluding overnight theft).
Yes it can, the painters and decorators insurance policies we offer are very flexible and can be amended at any time. All it takes is a five-minute phone call for changes to be made. Any increase in the level of cover may result in a pro-rata increase in premium
Yes, this is covered in our painters and decorators insurance policies, provided you have declared that you use application of heat processes during your work. Call us for full details.
If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.
What is the difference between public liability and professional indemnity insurance? We define PL and PI insurance to help you decide if your business needs them.Read more
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