Our tradesman insurance covers your business liability, your tools and much more.
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*New Business quote based on a bricklayer with 1 million public liability cover, trading for 5 years or over, no employees. Quote correct as of 1 June 2017.
Experts in their field, our tradesman insurance team understand the subtle differences in requirements between the trades, so they can tailor your policy according to your unique needs. Our policies also remain flexible as you grow, meaning as you take on employees, purchase new equipment or take on larger contracts, you can adjust your cover with a simple call.
Many insurers have trouble providing some of the more specialist types of cover such as JCT insurance (Joint Contracts Tribunal), non-negligence insurance and ‘contractors all risks’ (CAR) cover for your own plant, hired-in plant, and contract works cover. Our brokers however, can source policies which include many of these features combined as you need. We can even provide trade specific cover such as professional indemnity for PAT testing and conditioning reports (EICRs) depending on the nature of the work you do.
Whether you’re a one man band or have a team of employees; whether you’re doing a bit of gardening or taking on a large public contract, liability insurance is probably the most important cover you’ll have. We can provide public, product and employers’ liability insurance as you need with up to £10million of protection each.
Our flexible options for tools cover means you can protect your own tools if you want or need to, but you can also get cover for your employees’ tools while they’re working for you and also cover for any specialist equipment you hire out too. Even if you leave your tools locked away on site, or in your van.
If and when it comes to the crunch and you need to make a claim, we'll send the details of your claim to the insurer to get your claim resolved as quickly as possible.
If there are any complications with your claim, we’ll follow this up with the insurer and keep you updated with the progress of your claim.
Call us or email us with; your policy number, a phone number to reach you on, details of your claim and photos where possible and relevant.
Lines are open Monday to Friday, 9am-5pm
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Yes, we can offer tools insurance for all trades, ranging from £1000 - £5000 per person. Also, own plant and hired in plant cover can be offered.
Maybe, depending on your circumstances. Each case will be looked at on an individual basis.
We know JCT is becoming more and more desired as part of a tradesman insurance even though it still remains relatively difficult to find among the various providers. We pride ourselves on not only being able to source this protection for those looking for it but also being able to accommodate any other types of cover you may need such as sub-contractors and employees’ tools cover. Speak with one of our advisers about your needs and how we might be able to help.
We are a specialist trade's insurer and use a panel of top insurers. We are able to offer this cover and chose a package to suit each client's demands and needs.
Yes, of course. We offer this facility to all of our clients as on option.
We advise to get the highest level of public liability insurance for tradesman as possible; this is to ensure peace of mind. We will offer to give prices on all levels of public liability so the customer can make an informed decision.
To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months. Please visit our dedicated Direct Debit page to find out more.