Tradesman Insurance

Our tradesman insurance covers your business liability, your tools and much more.

  • Compare up to nine quotes from our leading panel of insurers online
  • Friendly advisors on-hand to help get you the right quote quickly
  • Tailor your own policy and choose the deal that suits you most

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0344 346 0409
0344 346 0409

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Tradesman insurance from £64.04*

*Quote based on a sole trader Plasterer with £2 million public liability cover, trading for 10 years or over.  Quote does not include tools cover.

We search a panel of insurers for a tradesman policy that works best for your business. Find out some of the great benefits enjoyed by thousands of our tradesman customers below:

Get tailored cover

Experts in their field, our tradesman insurance team understand the subtle differences in requirements between the trades, so they can tailor your policy according to your unique needs. Our policies also remain flexible as you grow, meaning as you take on employees, purchase new equipment or take on larger contracts, you can adjust your cover with a simple call.

Liability and professional indemnity insurance

Whether you’re a one man band or have a team of employees; whether you’re doing a bit of gardening or taking on a large public contract, liability insurance is probably the most important cover you’ll have. We can provide public, product and employers’ liability insurance as you need with up to £10million of protection each.

Tools and equipment cover

Our flexible options for tools cover means you can protect your own tools if you want or need to, but you can also get cover for your employees’ tools while they’re working for you and also cover for any specialist equipment you hire out too. Even if you leave your tools locked away on site, or in your van.

Specialist cover

Many insurers have trouble providing some of the more specialist types of cover such as JCT insurance (Joint Contracts Tribunal), non-negligence insurance and ‘contractors all risks’ (CAR) cover for your own plant, hired-in plant, and contract works cover. Our brokers however, can source policies which include many of these features combined as you need. We can even provide trade specific cover such as professional indemnity for PAT testing and conditioning reports (EICRs) depending on the nature of the work you do. 

These are just some of the key features and exclusions, full details will be found in your policy wording. Show policy documents

Tradesman Insurance Claims

If and when it comes to the crunch and you need to make a claim, we have an in-house team who work hard to understand all the details of your claim then get these to the insurer to get your claim resolved as quickly as possible.

If there are any complications with your claim, we’ll follow this up with the insurer and keep you updated with the progress of your claim.

Need to make a claim?

Call us or email us with; your policy number, a phone number to reach you on, details of your claim and photos where possible and relevant.

0344 346 0409

Lines are open Monday to Friday, 9am-5pm

Tradesman Insurance Articles & Guides

Get tips and advice from our industry experts to ensure you get the best out of your tradesman insurance.

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A Video Guide to Tradesman Insurance

Tradesmen come in all different shapes and trades, that’s why our tradesman insurance is tailored to our customers’ needs. We have literally hundreds of policies for specific...

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Home Insurance advice for Renovations and Unoccupied Properties

If you’re developing or renting a property, it’s likely you’ll need some specific insurance. Developer James Dewane talks us through some of the considerations, so if you’re buying-to-let, taking a lodger or leaving unoccupied for a length of time watch our quick video.

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A Guide To Tradesman Insurance & Professional Cover

Tradesman insurance is an umbrella term for any business or person who works performing a trade or service to the public. But with hundreds of different trades how do you know what you might need? This is why we have put together a guide explaining the different features and how to best protect your business.

Business Invoicing

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Business Invoicing

Client invoicing practiced in a clear and organised way will not only help you receive your cash sooner but will portray professionalism and provide evidence in the event of a non-payment or business insurance claim. We take a look at the top tips for best practice customer billing.

Tradesman Insurance FAQs

Can you offer tools cover and up to how much?

Yes, we can offer tools cover for all trades, ranging from £1000 - £5000 per person. Also own plant and hired in plant cover can be offered.

I have been declared bankrupt in the past, would I still be able to get insured through you?

Maybe, depending on your circumstances. Each case will be looked at on an individual basis.

Can you provide JCT insurance and can you cover my sub-contractors tools?

We know JCT is becoming more and more desired as part of a tradesman insurance even though it still remains relatively difficult to find amongst the various providers. We pride ourselves on not only being able to source this protection for those looking for it but also being able to accommodate any other types of cover you may need such as sub-contractors and employees’ tools cover. Speak with one of our advisors about your needs and how we might be able to help.

I need 'contractors all risks' cover for my contract, can you offer this?

We are a specialist trade's insurer and use a panel of top insurers. We are able to offer this cover and chose a package to suit each client's demands and needs.

Can I pay over monthly instalments or does it have to be a one off payment?

Yes, of course. We offer this facility to all of our clients as on option.

What level of public liability do you recommend?

• We advise to get the highest level of public liability insurance for tradesman as possible; this is to ensure peace of mind. We will offer to give prices on all levels of public liability so the customer can make an informed decision.

Where can I find more information about monthly Direct Debit?

If you want to know more about our monthly payment option, please read our dedicated page on Direct Debit.

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