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Tree Surgeon Insurance

As a tree surgeon, it’s important to have an insurance policy to protect you if an accident happens to yourself, a third party, or your equipment.

  • Specialist cover for working at heights
  • Let us know if you work in other trades e.g. landscaping or gardening and we'll cover these under one policy
  • Cover can be arranged for specialist equipment and tools, such as chipping machines and chainsaws

Want to know more? Get a tree surgery insurance quote and we’ll be in touch

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Or call our specialist team to see what they can do for you

0344 892 1664
0344 892 1664

Mon-Thu 8:30am-5.30pm, Fri 8:30am-5.00pm
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Here’s a little more on our tree surgeon insurance policies:

Liability insurance for tree surgeons

As a tree surgeon, you’re likely to be working in public places. With this in mind, we can offer liability packages which cover you for claims made against you by members of the public, clients and even by your employees, should you be seen by law to be negligent. If you’re unsure as to what is meant by ‘liability’, read our guide to liability.

Tree surgery equipment insurance

Our business insurance covers a multitude of professions and many of those professions require cover for specialist tools and equipment. Our tree surgeon insurance is no exception – we’ll cover your gear including things like wood chippers, tree cutting and climbing equipment. Just make sure you take all your kit into consideration when informing us of your total sums insured. If you’re unsure about anything, don’t hesitate to ask.

Tree Surgeon Insurance Claims

Our experienced professional claims handlers are used to supporting customers through the claim process. You will find them prepared and efficient at what might be a worrying time for you. You will have a dedicated claims handler to assist you through the claims process.

Need to make a claim?

Contact your account executive in the first instance. He or she will be able to support you in progressing the claim and collecting any information, or evidence you provide.

0344 892 1664

Lines are open Monday to Friday, between 9am and 6pm

Tree Surgeon Insurance Articles & Guides

Get tips and advice from our experts to ensure you get the best out of your trade.

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insurance guide

A Guide to Public Liability Insurance

Public liability insurance could be the most important cover you have. Not only does it pay out for claims that could otherwise topple a successful business but in many cases not having it would put customers and partners off using your services. Our simple guide looks at the main features and pitfalls.

Employers Liability Guide Small

insurance guide

A Guide to Employers' Liability Insurance

Whether you have one employee or an expanding workforce, employers’ liability insurance is a vital part of your liability insurance for your business.

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What's in a Name? Choosing the Perfect Moniker for Your Business

Your company's name is the most powerful piece of branding at your disposal. It's the first thing potential customers encounter, it's what existing customers associate with your products, and it's probably a word you'll be saying dozens of times each day. Better pick a good one.

Tree Surgeon Insurance FAQs

What is the difference between employers’, public and professional liability and do I need all of them?

Which liability cover you need depends very much on the specifics of your business. Employers’ liability insurance is necessary if you employ even one other member of staff as part of your company – so if you’re a sole trader, you don’t need to worry about this one. Public liability insurance for tree surgeons protects you against accidents that may happen, implicating a client or member of the public. This includes accidents ranging from something as small as a spilt drink over a piece of equipment, to serious bodily injury. Professional liability insurance is broader coverage which usually includes: public liability, products liability, professional indemnity, and libel and slander.

What other covers should I have?

If you provide advice to your clients at a fee, you may need professional indemnity insurance. Cover is available from between £100,000 and £3,000,000. But remember to ensure that all of your staff are added to your policy. Working with powerful equipment may result in serious injury. You may even be unable to work for long periods of time. You may therefore want to take out personal accident cover.

How high can I work and still be covered?

To the limit agreed within your policy, if you need to work at greater heights, please call the office first to amend your policy.

Is my equipment covered whilst it’s in transit?

This depends on a number of factors, including; whether your vehicle is insured for commercial use, whether you’ve locked your van securely when you’re not in it and where you keep your van at night. If you’re unsure of the conditions of your cover, get in touch with one of our customer service advisors.

Do I need to tell you if I buy more equipment?

Yes, if you are insuring equipment as part of your policy, in order to be covered you need to ensure they are listed in your policy as part of your sums insured.

Can I be covered for other trades?

If you would like other trades to be included in your policy, please specify these trades when you speak to an agent or call us to update your policy if you’re already a policy holder.

How can I pay for the policy?

Please see our page on direct debit payments for more information if you’re interested in paying by instalments.

Can I pay in instalments?

To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months. Please visit our dedicated Direct Debit page to find out more.

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