Motor Trade Insurance

Easy-to-arrange motor trade insurance for premises-based businesses.

A shield with a tick inside it on a big translucent blue circle
Mechanic in a boiler suit looking an exposed wheel hub at head height on a lift in a garage
If you need additional assistance arranging your insurance, find out how our teams can support

One of the UK's leading independent insurance brokers

Trusted brand icon

Overall service rating 4.6 / 5

Based on 4400 customer reviews

Feefo Logo

Why choose motor trade insurance with Towergate?

Two tower blocks

Motor Trade Insurance

For premises-based businesses.


Expert motor trade insurance team

With access to experienced and competitive motor trade insurers.


More than motor trade road risks insurance

Full range of other essential covers available too.

Direct Debit icon

Pay for your motor trade insurance by Direct Debit

Choose to spread your payment into 10 monthly Direct Debit instalments.

About motor trade insurance


Buy-right experts to help you choose

We’ll advise you on the best way to insure your motor trade business.


Not just about the sale

Claims service is vital too; our team are there to help you at every turn.


Risk management support for those who need it

Our motor trade experts are available to offer you the support you need; it’s all part of our standard service.


Other important covers available

Motor trade insurance is about much more than just road risks insurance; our expert advice extends to property, liability, and other essential covers too. All specially tailored to the needs of motor traders.

When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.

  • Find your insurance documents and make sure you have all your information at hand, including your policy number.
  • Call the claims team on 0344 892 1434 and explain exactly what happened.
  • Provide photos if requested to help us understand what happened as quickly as we can.
Smiling women sitting on a rug on a parquet floor leaning on a sofa looking at her mobile

Ready to get covered?

  • Fill in our online quote form or call us
  • Purchase your policy
  • Relax - You're covered!
Get a Quote

Motor trade insurance FAQs

The advice and covers we offer are designed to meet the needs of premises-based new and used vehicle sales, servicing and mechanical repair workshops and bodywork repairers.

It’s easy, just ring us and one of our motor-trade ‘buy-right’ experts will talk to you about your insurance needs. We’ll then find you an insurer that we feel is ideally placed to provide you with the right level of cover – at the right price.

We have a particular understanding of premises-based motor traders following a long association with one of the UK’s leading car breakdown clubs.

We’ll provide you with all the contacts you need to help manage your insurance arrangements – policy administration, claims matters, regular reviews, risk management support if needed, and in due course, the renewal process.

Almost all our motor trade clients choose us to look after not just their road risks insurance, but their entire insurance portfolio too; covers such as property and liability, and often a range of other covers too.

We like to make things as affordable as we can so, if you fulfil the necessary qualifying criteria, we can arrange for you to pay by monthly instalments (subject to acceptance).

To find out more about our monthly payment option, please read our dedicated page on Direct Debit.

Read more FAQs

Read motor trade insurance articles

DVLA Licence Validation

Our guide to checking a customer's DVLA licence - for vehicle rental companies.

Read more

Avoiding Ghost Brokers When Taking Out Car Insurance

Car insurance to protect what could be the second most expensive purchase you will ever make is really important. But how do you avoid 'ghost broking'?

Read more

Guide to Restarting a Car Battery

If your car is refusing to start you may have a flat battery. Read our guide to find out the causes of a flat battery and how to solve the problem.

Read more

Top Ten Dangers to Young Drivers on the Motorway

Driving on the motorway can be daunting for any newly qualified, young driver. We've put together ten top tips for new drivers driving on the motorway.

Read more