Coronavirus help and support for our insurance customers

Hired-In Plant Insurance

Cover for hired-in plant equipment, available as part of your tradesman public liability insurance.

  • Standard cover from £15,000 upwards for hired-in plant against malicious damage, fire and theft
  • Hired-in plant insurance added to an existing package
  • Hire-in plant costs from £2,000 upwards can be covered

Get a hired-in plant insurance quote online

Get a quote

Call for hired-in plant insurance tailored for you:

0344 892 1664
0344 892 1664

Mon-Thu 8:30am-5.30pm, Fri 8:30am-5.00pm
Can’t get through right now? Request a callback

Features of our hired-in plant insurance

Hired-in plant insurance against theft or damage

We offer standard cover for hired-in plant from £15,000 to £100,000 against theft, fire, storm, flood, water damage and malicious damage (see your policy for full details). Higher limits are available depending on requirements for your hired-in plant.

Wide range of hired-in plant covered

We can provide hired-in plant insurance for a variety of equipment including small portable tools, generators and larger items such as scissor lifts and cherry pickers. Our single article limit is from £2,000 upwards depending on the equipment, as part of your public liability policy.

Leasing charges cover for stolen or damaged plant

If your hired-in plant suffers theft or damage, you will not be able to carry out your work but will still be liable for the hire costs. Hired-in plant insurance can cover leasing charges until the situation is resolved.

Cover for single item hired-in plant

We can provide cover for single item hired-in plant, with an article limit from £2,000 upwards depending on equipment, as part of your public liability policy.

Hired-In Plant Insurance Claims

If and when it comes to the crunch and you need to make a claim, we have an in-house team who work hard to understand all the details of your claim then get these to the insurer to get your claim resolved as quickly as possible.

If there are any complications with your hired-in plant insurance claim, we’ll follow this up with the insurer and keep you updated with the progress of your claim.

Need to make a claim?

Call us or email us with; your policy number, a phone number to reach you on, details of your claim and photos where possible and relevant.

0344 346 0409

Hired-In Plant Insurance Articles & Guides

Read tips and advice from our industry experts.

public liability guide thumb

insurance guide

A Guide to Public Liability Insurance

Public liability insurance could be the most important cover you have. Not only does it pay out for claims that could otherwise topple a successful business but in many cases not having it would put customers and partners off using your services. Our simple guide looks at the main features and pitfalls.

Self Employment Guide


How to be Self-Employed: A Guide

Starting your own business is one of the most exciting career moves you can make. More and more entrepreneurs are making the leap, with the number of self-employed people growing from 3.8 million in 2008 to 4.8 million in 2017.

Hired-In Plant Insurance FAQs

What is hired-in plant?

Hired-in plant is any part of plant equipment that you are leasing in and responsible for.

Why do I need hired-in plant insurance?

When you lease a piece of plant, you enter into a contract with the hiring company which means you are responsible for the plant while in your control. Hired-in plant insurance provides peace of mind and protection against the risk of the plant being stolen or damaged. If one of these incidents occurred you would be legally liable to replace the plant, which you may not have the money to do.

What are hired-in charges and how are they calculated?

Hired-in charges are the annual cost of hire of a piece of plant from a leasing company. This annual hire-in charge will have an effect on the price of your premium, depending on how frequently you use the plant.

How much cover can you provide for hired-in plant against malicious damage, fire and theft?

We offer standard cover against malicious damage, fire and theft for hired-in plant from £15,000 to £100,000 through our panel of insurers. We can extend this limit with a tailored policy if you require a much higher limit.

Where can I find more information about monthly Direct Debit?

If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.

Request a callback

Full name   Contact number     Email address     Please note: This service operates only during office hours.