insurance guide
Buyer's Guide to Plant Insurance
Want to know how to best cover your own or hired-in plant equipment? Read our simple guide to plant and hired-in plant insurance, including features, exclusions and potential...
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Cover for hired-in plant equipment, available as part of your tradesman public liability insurance.
Call for hired-in plant insurance tailored for you:
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We offer standard cover for hired-in plant from £15,000 to £100,000 against theft, fire, storm, flood, water damage and malicious damage (see your policy for full details). Higher limits are available depending on requirements for your hired-in plant.
We can provide hired-in plant insurance for a variety of equipment including small portable tools, generators and larger items such as scissor lifts and cherry pickers. Our single article limit is from £2,000 upwards depending on the equipment, as part of your public liability policy.
If your hired-in plant suffers theft or damage, you will not be able to carry out your work but will still be liable for the hire costs. Hired-in plant insurance can cover leasing charges until the situation is resolved.
We can provide cover for single item hired-in plant, with an article limit from £2,000 upwards depending on equipment, as part of your public liability policy.
If and when it comes to the crunch and you need to make a claim, we have an in-house team who work hard to understand all the details of your claim then get these to the insurer to get your claim resolved as quickly as possible.
If there are any complications with your hired-in plant insurance claim, we’ll follow this up with the insurer and keep you updated with the progress of your claim.
Call us or email us with; your policy number, a phone number to reach you on, details of your claim and photos where possible and relevant.
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Hired-in plant is any part of plant equipment that you are leasing in and responsible for.
When you lease a piece of plant, you enter into a contract with the hiring company which means you are responsible for the plant while in your control. Hired-in plant insurance provides peace of mind and protection against the risk of the plant being stolen or damaged. If one of these incidents occurred you would be legally liable to replace the plant, which you may not have the money to do.
Hired-in charges are the annual cost of hire of a piece of plant from a leasing company. This annual hire-in charge will have an effect on the price of your premium, depending on how frequently you use the plant.
We offer standard cover against malicious damage, fire and theft for hired-in plant from £15,000 to £100,000 through our panel of insurers. We can extend this limit with a tailored policy if you require a much higher limit.
If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.
